• Kroger REWARDS Visa® 1
  • Kroger REWARDS Visa® 2
  • Kroger REWARDS Visa® 3
  • Kroger REWARDS Visa® 4

Kroger REWARDS Visa®

Earn Free Groceries with every net purchase, everywhere Visa is accepted! With the Kroger REWARDS Visa® App you can apply for and manage your Kroger 1-2-3 REWARDS® Visa® Card. When you apply and are approved for the card through this App, enjoy 25¢ off fuel for a year when you redeem 100 fuel points(1) AND receive a $25 coupon for FREE groceries(2)! The App helps you keep track of your Rewards points so you know how much you will earn in free groceries each quarter. Rewards certificates are automatically mailed to you 4 times a year. Kroger 1-2-3 REWARDS® Visa® Card Benefits(3)
• Earn 1 point for every net purchase, everywhere Visa is accepted
• Earn double points on all net purchases in our Kroger family of stores
• Earn 3 points on all net purchases you spend on Kroger family products
There is no limit to the amount of rewards you can accumulate! Earn $5 for every 1,000 points. Learn more at 123rewardscard.com/MobileApp

Terms & Conditions1. Offer applies to new cardholders only who apply by 5/31/17. Discount is available at Kroger Family of Companies Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS® Visa® Card in order to receive this fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Companies Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS® Visa® Card. Not valid with any other fuel offer. Accumulation excludes taxes, office services, tobacco, fuel and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Kroger Family of Companies Fuel Centers do not earn 1-2-3 REWARDS® Visa® Card points. Please see store for fuel discount details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers, or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.

2. For a limited time only. Subject to credit approval. Must activate and make your first purchase with your 1-2-3 REWARDS® Visa® Card in our stores for coupon to be valid. Coupon valid for 90 days. Coupon is provided on card carrier that accompanies credit card. Coupon only applicable for new 1-2-3 REWARDS® Visa® Card Accounts.

3. Earn points toward free groceries, excluding purchase made at Kroger Family of Stores Fuel Centers. Net spend is purchases minus credits and returns. Rewards sent automatically only to balances greater than or equal to 1,000 points. Rewards Certificates cannot be redeemed at Fuel Centers.

The creditor and issuer of the 1-2-3 REWARDS® Visa® Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

Category : Finance

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Reviews (28)

Amy. B. Apr 1, 2021     

App is no longer functional. It always displays an unexpected error message when opened. I tried un-installing it & re-installing it & still does not work. It's been broken for at least a month with multiple reviews saying same thing and they still haven't fixed it. I will quit using this credit card if they don't fix it soon because trying to post the payment has become a real nuisance.

Ann. P. May 15, 2020     

The updated app does not work. Cannot sign in, it is giving the wrong security question with the correct profile ID. When you click on forgot answer the instructions tell you to click on log in assistance on home screen which does not exist. Very frustrating. The old app did work, this one is useless!

Wen. Q. Dec 22, 2020     

The app works well but would be better if we could lock/unlock card on the app. Also you should add biometric log in of the app. Maybe a preview of account balance without a login as well.

Deb. W. Jun 6, 2019     

Basically unable to log in. Even with tech support. Did as they said. Uninstalled it, rebooted my phone & installed it again. Still not working. Had to go to another device to view my accnt. Also, not posting activity as it once did. Do not recommend this app.

Don. B. J. Jul 25, 2021     

Can no longer use the App. It says "check your network connection and try again ". I tried with WiFi and without. This needs to be fixed.

Car. S. Jun 6, 2020     

It would be nice to be able to see if a payment is due. It shows the balance to date. You have to click on make a payment to see your due date. Needs to be easier to use.

Ken. L. Jun 15, 2019     

funny thing. I got my card in the mail today. called to activate it and was told it was on hold for suspicious activity. not even activated yet. then the guy proceeds to transfer me to no mans land where i was hung up on. called back a 2nd time and was told that i couldn't be helped. put on hold transferred once again to no mans land where it rung a few times asked if i was "still there" then hung up on me. called a 3rd time to get tech support. he informed me that my issue wasn't his concern.

hea. s. Oct 1, 2020     

I can't change/add a payment method. There is no access to my autopay. This app is a complete waste of time.

Nia. B. Mar 3, 2019     

Couldn't log in at all, uninstalled, restarted my phone and now I can't even reinstall it. Not a very promising good start for me.

Tla. B. Nov 5, 2020     

It doesn't work. The security question required to login is not a security question I answered and the site it sends you to is nonexistent.

Dee. W. Nov 5, 2019     

Login errors,gonna use a different credit for shopping at Kroger. I like to be able to check my transactions.

Jac. V. Jul 24, 2020     

Presently only showing two months transactions and "tech support" isn't an option apparently.

Dou. T. Aug 20, 2020     

Terrible app. Doesn't work and after entering personal information this is scary in this day and age. Don't use this app!!! Enter at your own risk.

Lui. A. M. Aug 28, 2019     

This is an app to APPLY for their credit card. It's useless otherwise. The app name is misleading.

Mr.. B. Mar 4, 2021     

App isn't working at all. I've uninstalled it twice and still no progress 😒.

iam. Jul 14, 2020     

Unable to log into the app at all. Really stinks.

Mar. H. Mar 13, 2020     

Use to be great ... Havent been able to log in for months... Usless & Uinstalled

Har. B. Apr 14, 2020     

This app does not access any accounts 😡 Where are the technicians? Please fix the problem?

N. M. Mar 15, 2020     

Love it so easy to use and easy to see!!!

Lau. S. Sep 8, 2019     

Doesnt work more than half the time. Login error

Evi. M. Jul 22, 2019     

Very easy to use. I've never had a problem with the app.

Vir. e. Jan 15, 2021     

Never can open app. Worse app on my phone.

Dor. G. Mar 6, 2021     

Unable to access my account. Continues to say an error occured.Try again later.

Gar. S. Feb 26, 2020     

Can't even enroll. Followed instructions inder get ID but no enroll now choice there.

sta. g. Mar 5, 2020     

Cannot get app. Cant login to my cc account either.

Mic. S. May 28, 2020     

Can't access app at all

Ton. K. May 29, 2020     

Freezes..hard to install..will not go into account

Lar. C. Aug 9, 2019     

good and have very great service. thanks again.