• 10BA Professional Financial Calculator 1
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10BA Professional Financial Calculator

The 10BA Financial Calculator works like the industry standard financial calculator such as the HP 10B, HP 10BII, or the HP 10BII+ emulator; however, we add tons of unique features that makes this app be the most convenient financial calculator that you have ever used.

Single-Access Key
No need to use a shift key to access the yellow or the blue functions. The Single-Access Key feature enables you to activate the yellow and the blue functions quickly and conveniently.

Integrated Cheatsheet
No need to memorize anything. Each functions on the calculator has a cheatsheet containing brief description of how the function works, and examples.

Anti-Boring
Replace the background with an image from your photo gallery. You can even make it transparent like the interface you often see on TV, kind of.

Zero-Learning Curve
Already familiar with the 10BII+ or similar financial calculator? Practically there is no learning curve with the 10BA Pro. We add features that makes it even easier to use than the real thing.

Peace of Mind
The 10BA Pro has hundreds of functions. Many of them you'll probably never use. But you know they are there in case you need them.

Integrated Currency Converter
Currency converter is integrated into the calculator and is only a keystroke away.

Statistical Distribution Functions
A separate screen for Statistics so many functions can be accomodated. Calculate most distribution functions that you find at the back of a statistics book!

Amortization Schedule
Produce an amortization schedule that you can convert into Excel format and later share with your contacts.

Financial Functions
• TVM: Number of periods, Interest/year, Present value, Periodic payment, Future value, Amortization, Amortization schedule
• Business percentages: Percent, Percent change, Markup, Cost, Price, Margin
• Cashflow analysis: IRR, MIRR, Net present value, Net future value
• Depreciation: Straight line, Sum of the years’ digits, Declining balance
• Interest conversion: Nominal, Effective
• Break even analysis: Units, Sales price, Variable cost, Fixed cost, Profit
• Bonds: Accrued interest, YTM, Price, Coupon, Call, 360/Actual, Semiannual/Annual
• Calendar functions: Date, Date difference, 360/Actual

Statistical Functions
• Summary statistics
• Regressions: Linear, Exponential, Logarithmic, Power, Exponent, Inverse
• X-Estimates, Y-Estimates, Correlation
• Standard deviation: Sample, Population
• Average, Weighted average
• Permutation, Combination
• Distribution: Binomial, Poisson, Normal, Inverse Normal, Student-t, Inverse Student-t, Chi-Square, Inverse Chi-Square, F, Inverse F
• Pseudo random number

Mathematical functions
• Basic arithmetic
• Trigonometric, Inverse trigonometric
• Hyperbolic, Inverse Hyperbolic

For TI Users, before you post a one-star review asking where the CPT button is.
There is no [CPT] button by design so don't look for it. The app does not need the [CPT] key. E.g. to find future value [FV] instead of [CPT][FV] just tap [FV]. Read the integrated Help feature for details, or simply contact us!

Feedback and Contact Info
Please contact us for feedback, suggestions for improvement, or bugs at [email protected]

Privacy Policy
10BA Pro Financial Calculator does not collect, store, or transmit information about its users. The use of "allow to take pictures and record video" permission is for the application to use the back camera and achieve transparent background effect. The use of "allow to access photos, media, and files on your device" permission is to enable you to select an image from the gallery folder as calculator background. The permission is also necessary if you want to convert the amortization schedule into Excel format because the app needs to save the converted file into the Documents folder.

Category : Productivity

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Reviews (30)

Ron. L. May 6, 2019     

Excellent calculator, made even better by the built in help for each function. The help screens provide an example calculation with keystroke by keystroke instructions. There is absolutely no need for a manual. Wow, great job development team. And to top it off the free version is 100% functional with only a start up splash reminding you you can contribute to the continued development of the app. No in app ads. Great support. This is the way apps should be built. I happily sent in my $2!

A. G. u. Feb 28, 2019     

This is absolutely the best calculator available. It is is a combined financial and scientific calculator - as well as a simple calculator. The display mimics the look of a fine HP calculator from the bygone era. The simulated button display looks 3D with unique shadow effect. As a bonus, it includes a real time Forex currency converter which is great for world travel. And all this is free. You can donate $2.00 if you want, and I highly suggest you do.

Vip. S. Mar 18, 2019     

I just downloaded it but right off the bat few things aren't working. For example, I'm trying to open a bracket after enetering a value but it won't input. I'm only able to open a bracket when it's the very first input; even after that the same problem occurs when I try to close the bracket and then the value becomes zero. Would appreciate a fix. _ Thanks a ton, appreciate the quick response!

Dea. K. Jun 12, 2019     

The look and feel is very much like the HP financial calculator that I've used for real estate and mortgage work for 40 years. Can't remember its model number because I haven't used it since finding this great app. One difference: this app uses regular arithmetic logic, not the backward logic of the HP. Took a little getting used to, but now I like this better.

Car. A. Feb 12, 2022     

Really liking all the extra features! Im new to this field and using an android BA II Pro would get a little confusing sometimes with clearing the Cash flows and stuff like that.. which this one has an easier way to do! Also the cheat sheets will be helping me a ton. I already upgraded on this one to help out the team and show my gratitude. Thanks guys!

Kha. U. Mar 12, 2022     

Get this app! This is awesome, the functionality is awesome! It looks and feels pretty much like my actual 10b calc, but I don't always have that with me. The critiques I read seem to be user issues more than app issues. If you know how to use a financial calc you won't have any issues.

Mar. E. Dec 12, 2021     

Phenomenal! I have multiple calculator apps used mostly for financial and statistical calculations... This calculator replaced and out performs 2 out of the other three I had. The only thing left is to add a 10 key financial calculator with tape, which, admittedly, is only a convenience.

Joh. H. Jan 31, 2020     

I have been fooling around with calculators for more years than many of you reading this have been alive. Nearly fifty years. First of all l there is no such thing as a perfect calculator. The 10BA is however dangerously close to being perfect for the uses for which it has been designed! As an app it is singular in a sea of made-for-profit applications. There are NO advertisements. None! There are NO nag screens urging you to upgrade. And the upgrade is only $2.00

Mth. T. Jul 6, 2021     

Hi there I face difficulties in terms of reliability of the app hence I've been get difference answers compared with the physical calculator... To be specific for several times been failing to calculate interest implicit rate correctly using the the app and I'm not so sure if I'm the problem or 😂🤭kindly assist. Otherwise it's great app.

Dav. B. Jan 17, 2019     

A good comprehensive financial calc. I had some initial difficulties which were overcome when tech support reached out and helped. Essentially my issue was using the + - key to make what I thought should be a + FV entry a - (negative) entry. Still lots to explore but a good purchase.

Den. M. Apr 16, 2019     

I've been using financial calculators for decades and this is the best I've ever used. I've had it for 3 or 4 years. It is a 10BA Professional by Segitiga. It us fast, accurate, easy size keys, easy to read, and easy on the batteries.

Jac. S. Feb 28, 2019     

I have had an actual HP 10b for decades and I love it. This works almost identically. I took CCIM commercial real estate classes in how to use it years ago. It is complicated but IF you properly learn how to use it it is a phenomenal tool. The programmers did a FANTASTIC job on this app. ALL the complaints from people who don't like this app have not been trained in how to use an HP 10b. It's not intuitive. There's an Owner's Manual online that can be used to figure it out in lieu of classes.

Mik. M. Aug 18, 2019     

Ever since I was n college, the HP 10b II has been my go-to method to understanding how to calculate interest and payments for car loans and home buying as well as retirement savings. I still use it to calculate discounting as well as margin as I am currently in a sales role. I love this app and the simple layout it has.

Win. H. Jun 17, 2020     

Great Functionality! App, does exactly what I need for the class I am taking. I also really appreciate the lack of ads. Gladly paid to support a great developer that takes care of the users first and worries about finances later. It says a lot about your character! Thanks!

Dhr. C. Mar 6, 2019     

I was having some problems with inaccurate results from calculations. It seems like P/YR is set by default to 12. I changed it to 1 instead and now it works fine. I think a lot of people have faced the same issue.

J. N. Jun 15, 2019     

I am considering a loan. I believe this app allows me to have the knowledge to get the exact loan I need at a payment I desire. I pay a little extra every month and this app shows me how many payments I decrease with the amortization payment list. Great app. This works for cars and houses. I can go into a dealership and know the current payment per thousand. Ex: 20k loan amount times 17(payment per thousand) is $340 a month. Cuts out all the games of the finance guy at the dealership. Thx 10BA!

Mat. B. Nov 19, 2019     

I find the app easier to use than my old HP 10. And I loved that calculator, used it all through high school - back in the early 80's. So many functions at your finger tips. I use this as my '10-key' calculator/adding machine at work. Must have app for Business/Finance professionals.

fen. g. Jun 21, 2021     

love the brightly screen. Also, helpful tips shown by sliding down the button. Better than my manual calculator, as buttons are fading and struggling to see the display. $2 is worthy. Thank you developer.

ste. p. Feb 20, 2022     

By far the best calculator in the whole world. I never knew simplifying a financial calculator was possible. It makes me feel like a CFA (chartered financial analyst).Am calculating yields, percentage markups and more. Just name it, this calc does it. And I have a feeling the creator of this app is just getting started. If you have ever tried to calculate percentage price difference in Crypto liquidity pairs, then you will understand how honoured I am to be among the first to review this app.

Pim. M. Sep 28, 2020     

All functionalities work for me. Great app and good value of money. For those who have incorrect calculations. Please make sure you clear all data and settings. And make to set right values, especially P/Y and xP/Y.

Ioa. K. May 7, 2019     

Great user interface. I own the legendary HP 19B II and made a few identical financial calculations in order to check the precision of this Android app and results were the same and spot on. The "HELP" implementation is simply superb and second to none. I have also contributed the $2 symbolic amount as a gratitude for this serious work of programming. Excellent 👍

Cha. Feb 11, 2021     

Great for calculating loan payments and amortization on the fly. I like my texas financial calculator, but don't always have access to it away from the desk.

Bre. L. Sep 23, 2018     

Wow. This is a really, really, really good financial calculator. Thanks so much! (Just one request: "TODAY" function for date arithmetic to input the current date. There is a blank blue-shift slot over the INPUT key just crying for it.)

Mar. O. Jun 5, 2020     

Step 1: build a great app, check. Step 2, don't make it crippleware unless the user pays, and don't include a bunch of annoying ads unless the user pays, check. Step 3. Ask for a small contribution, $2, that users want to pay out of respect for the effort, check. Gladly paid.

Erl. P. May 13, 2019     

Useful app to have around. If you know how to use a financial/scientific calculator and longed to have a similar app on your phone, get this one. Liked it so much I got the pro version as a thanks to the dev team, its well priced.

aqw. d. May 22, 2020     

Thank you for not putting ads or downgrade app functionality for user to pay. Thank you for respecting user's choice to pay or not. It is more like a donation to developer than payment. Also thank you for not requiring any permissions on my phone. This app is great.

Pau. S. Mar 4, 2019     

Loving it so far. Just like the good old fashon financial calculators. The added ability to export to Excel is fantastic.

Rog. B. Apr 2, 2020     

This phone based business calculator has been very handy, because it now is always with me. I wish I could buy a handbook so I could take advantage of all the functions. Then print out reports or email answers to problems to be used in email reports. R. Busch MBA 4-2020.

Zma. M. Dec 6, 2019     

Very good. But no manual. Cannot do anything as finance beginner to the calculator. Also I keep getting wrong number calculated with simple PV calculation, but not sure if I'm wrong or 10BA is wrong

Sip. S. Feb 11, 2022     

The app works just like the real thing. I have both. The added benefit is having this app - the best calculator - with me everywhere.