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ACE Mobile Loads

With the ACE Mobile Loads app you can cash checks to your eligible Debit or Prepaid card in minutes just by taking photos of your check with a smartphone.
YOUR MONEY WHEN YOU WANT ITIf your check is approved, get your money in minutes for a fee or in 10 days at no charge.

ENROLL AND CASH YOUR CHECKCreate an account right in the ACE Mobile Loads app and then enroll your eligible Debit or Prepaid card to cash your check. Then comes the fun part: getting your money. Take a photo of the front and back of your check and submit it for review. If your check is approved, the money will go directly onto your card. And once your card is funded, the money is as good as cash and safe to spend.

CASH YOUR PAYCHECK, PERSONAL CHECK AND MOREWhether it’s a paycheck, personal check, or almost any type of check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. Plus, you can get access to your money from approved checks in minutes, 24 hours a day, 7 days a week.



This service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

© 2015 Ingo Money, Inc. All Rights Reserved

Category : Finance

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Reviews (24)

LaT. G. Jan 1, 2019     

While trying to take picture of voided check, app closed out. Can't get app to take me to the point of voided picture and customer service is a joke. NO help from them and now I have a check that can't be cashed

Poo. S. Feb 5, 2019     

I have used this app for years. I've only had 3 problems that were resolved in 5 minutes or less.

Ste. Q. Dec 18, 2018     

it works sometimes and doesn't work half the time then other half it does work u can't get login to let u in .

Mar. T. Oct 30, 2018     

Can't even download the app. Had it on my old phone. Worked great but not so much now

Lla. V. Apr 1, 2019     

works... dont mind the 5 dollar fee. only issue is it ask how it did after telling you you have to wait ten days making you think you paid 5 dollars for nothing but it arrives on time however

A. G. u. Jan 11, 2019     

tells my my email is linked to an existing account and to request a password reset, when i try it tells me the email is not in their system? stoopid company, rude employees.

A. G. u. Oct 15, 2018     

Got to the end the app told me to write the word void on it bold i did now its not accepting my check now its just a waste of check that i cant get back i hate this and it needs to be shut down

A. G. u. Oct 25, 2018     

All Ingo financial apps are a complete scam and their customer service is absolutely atrocious.

Emi. Dec 28, 2018     

this app is fraudulent

Sha. B. Jul 22, 2016     

I have no problem with Ace but Ingo is a joke. After making multiple mobile check loads then all the sudden Ingo bank decides to close my account. When I called to find out why they told me they were not able to give that information for security reasons. What a joke.

Bea. D. Aug 9, 2016     

Ingo is a crock. They locked me out for no reason at all. I really was experimenting with the app and got denied just trying to figure out how to get the photo to capture correctly. F**k ingo major thumbs down to the worthless company. What can i do to reopen my account and be in good standing? This reallu aggravates me.

Loy. T. M. Jun 12, 2019     

The app is terrible so is Ingo Money and their customer service is. I wish Netspend used another vendor for this service because its a waste of customers time who can't get a simple issue resolved

And. T. Jun 26, 2016     

Its a good app.. But I having a problem I had two money orders for a 100 dollars and Ingo lock me out for sucipious activity. Now I can't get nobody on the phone. Can I please get some instance..

mon. g. Dec 17, 2016     

Its telling me 48 hours & today 48 hours to get my funds what's the issue I'm getting upset cause I did the money in min in I have to go threw the 48 hours I'm getting very mad😠

M. G. Jan 12, 2019     

I only have two emails addresses. I used this app once before (and it worked great!), but I got a new phone so redownloaded it. Now it says there is no account with either of my emails, but if I try to reregister, it says there is already an accout with my email address and info? Three years later same problem. I have an ACE Flare account now. Why can't I just photo deposit to it?

Jan. J. Mar 16, 2017     

This is ridiculous. I tried a picture of my check several times and it says we cant see the number clearly. I tried up close and made sure all digits were clear..smh

Cou. P. Feb 12, 2017     

Works great took about 30 minutes for me to load my check .I am very much pleased with this app.

Jen. B. Dec 12, 2016     

Will not allow you to cash checks.whole reason for this app is to do this.

Dup. H. Dec 24, 2016     

Money approved but app will not let me take picture of VOIDed check no response from Chat which is the only way to get in contact with customer service.

A. G. u. Jan 26, 2018     

This app disguist me . I believe this app ia a fraud talking about ingo of course had me deposit a check was fine said processing great had ne send a copy of my id and another id to verify to prove my identity no problem once i did that they closed my acxount and told me that they were unable to verify my identity a waste of my freakin time and payroll check I truly wouldnt recommend Ingo to anyone these people are more fictuous than the people they are turning down

Cod. C. Jul 15, 2016     

Locked me out for no reason

jos. w. Jun 4, 2016     

Great app loved it takes about 10 minutes for check to get approved and loaded to my card.

A. G. u. Mar 5, 2018     

Love may father toump and m Luis troupm Jr sposs.for. avan

bam. b. Jul 27, 2016     

Mankind will be the most smartest of All God creatures and this app truly shows the pure genius that ALLAH has given us all