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Asetku

Asetku

P2P Lending stands for peer-to-peer lending, which is the practice of matching borrowers and lenders through online platform. Asetku is a P2P platform, which is registered and supervised by the Indonesian Financial Service Authority, OJK. The registration number is S-1110/NB.213/2018.

★Funding Feature
As Smart Money Manager, Asetku will help multiply your fund by offering loans to qualified borrowers and manage your fund as easy at fingertips. Start funding now and check your return directly from application. Monitor your portfolios anytime, anywhere!

★Benefit of Asetku
✔️ Easy Registration Process
✔️ Principal Guaranteed by 3rd Party
✔️ Underlying Assets Insurance
✔️ Advanced Risk Control System
✔️ Risk Guarantee Fund Supported
✔️ No Additional Fee

★By using Asetku, you are able to:
1. Registered Lender could select different funds product with terms and interest they want.
2. Registered Lender would be able to view activating borrowers who have been verified and approved.
3. Registered Lender would be able to check your interest in real-time.
4. Asetku will automatically disburse your principal and interest in maturity time
5. Registered Lender will be noticed as soon as a new borrower is made live.
6. Stable principle guaranteed by trusted 3rd insurance company, PT Asuransi Staco Mandiri.

★Product Information:
Funding period :2months - 12 months
APR: 17% - 22% p.a
Minimum Funding amount = Rp 1,000,000
Maximum Funding amount= Rp 50,000,000,000
Additional cost: None
Age: 18+
Example: you choose to lend Rp 2,000,000 in terms of 2 months, and interest rates 20% p.a. You will get Rp 2,066,666 at maturity.

★Contact
PT. Pintar Inovasi Digital
Address : Sahid Sudirman Center Lt. 50C
Jl. Jendral Sudirman No. 86
Jakarta Pusat, 10220
Website: www.asetku.co.id
Email: [email protected]
Customer Service Telp: 1500-226

Category : Finance

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Reviews (30)

Jes. 吴. Sep 15, 2021     

I can't even verify my personal info because the camera button doesn't work. I clicked on it but nothing came out. I've tried to close and reopen the app repeatedly, but still, no result. Due to this, I can't make any lending transaction at all. I honestly don't know what's going on because my phone works fine in all other apps. Plus I've definitely allowed the app to access my camera tho. I hope someone can help me to solve this issue.

Nur. A. Nov 10, 2020     

would've been great if such app is complemented with live chat support, I mean c'mon! other fintech apps have started to embedded the said feature, instead of relying solely on hotline call & email; also as a new user, I wish I had the explanation page or whatnot regarding Asetku’s funding options (Flexi, Regular, etc.), which will reassure us once we know the traits or descriptions for each options. Anyhow, keep up with your 100% TKB90 🙌🏼

Hil. S. Aug 18, 2021     

The best p2p lending right now. The interest is higher than other p2p lending. to get the quota takes patience and special tricks. And getting points to a higher level is very difficult and can't be explained and calculated by yourself. there is a special rm that promised u to give souvenir but the souvenir has not been send. Should be concern about it. And there would be nice if u put a selection to continue lending but the interest withdraw automaticly.

Jin. Y. Oct 20, 2021     

I downloaded this app more than a month ago and uploaded pictures for verification. It's been almost 1 month and still not verified, every time I ask the customer service, they just say it's in process. So I can't do anything with this app even though I have had it for a month, I will uninstall it soon.

Gin. A. Feb 10, 2021     

Ask for roll over principle and interest, they didnt do that. End up all money already back to my bank account since i dont know when, should have put it in other investment if they give notification. This is indeed bugs/ apps error. Difficult to get new fund slot to replace the old one. If you have time to fight for fund slot everyday, go for it, yet it will not guarantee you will always reserve the slot. If you want a reliable platform without fighting for slot, go found other.

Ang. N. May 7, 2021     

Used to be a great p2p lending app. However they limit the quota (still okay since I still can manage to invest). However they deleted the 9 months and 1 year lending which have the highest return (yet they already lower the interest rate in april). Bring the long term back!

Tam. R. Feb 15, 2021     

One star for now as recently the app cannot even load. Past review: I've been only lend never borrow. I think Asetku is one of the best of P2P lending out there! Never once miss a payment. Just one thing, I wish to be able to delete or mark 'as read' my notifications. Keep up the good work!

Ami. S. Apr 2, 2020     

The app has simple and easy to navigate interface. I have lended four times and the money was transferred to my bank according to promised timeline. So far, I am very satisfied...

hes. U. May 10, 2022     

After maintenance and apps back to normal no more loan menu accept all lending??? So who is the borrower?

Vin. F. T. Oct 2, 2021     

Used to like the app. Almost want to give 5 stars but recently Everytime I check the app, remaining quota is always "zero" and all of the product are always in "sold out" state, including at 10.00 am when the quota is supposed to be updated. Don't understand what have happen. Already try update the app but did not solve anything.

Mar. P. Apr 11, 2022     

It's been too long for maintanance it's been six months for maintanance and I never got any news about the maintanace, from the app or the official group, and the group discussions never talk about maintanance but talk about stocks. What kind of official group is this?!?!?! Everytime some member asking about a maintanance update, the admin very rare to reply and there is no an official statement from CEO of Asetku too about the maintanance

Leo. Jan 28, 2022     

Why my review always be removed? The newly update is removing the auto funding or stop auto funding button. Seems like this application wants to lock the lenders money.

Ste. S. Jan 21, 2022     

the new version (4.1.4) omit the automation to continue &/or discontinue the funding

Rad. Jun 12, 2021     

Invest on this apps since 2019 already. But never got quota since 2021. If there is still have quota 15 second after quota resets still acceptable. But it is not. 10.00AM, page always failed to reload. When the page reloaded, the quota already running out. Tired to wasting my time every 10AM. So this is the time to move on. See you again when you able to have more quota for real users.

Nic. N. Apr 5, 2021     

return is good. the disappointment comes from quota. 14 days to 1 month funding is always full. you need to be quite fast enough to fund on this app. otherwise uninstall is the best option. not suitable for slow internet user. cmon devs, find another way to fund, so that everyone can fund happily no matter how fast we are. for now this app is like a race between lenders 🤦‍♂️ flexy+ & advance tab now are gone. there's a time for every app to be left for good bec it's not good anymore 👎

Pur. Apr 10, 2021     

I've invested in Asetku for more than a year and had great return (I'm a gold member). The downside is the quota of each investment is too low, almost impossible to get even at 10.05 it's already fully booked.

Hyn. Aug 13, 2020     

Tried using this app since July & until now I still can't do the verification. I already tried almost everyday within working hour. It said the bank owner name was wrong even it's exactly same with my bank account (I already following the capital letters & title). Hopefully you can fix the issue.

Vin. W. Nov 15, 2020     

This is a very good app, easy to use, and so far so good experience. Good place to make your money works for you with stable income. But please add more limit for 15d and 22d period if possible because its like impossible to fund those period since its fully funded instantly everyday at 10am.

Lot. N. Jan 28, 2022     

I have trust issue now bc of neverending maintenance.. i dont know what happened and I try to reduce my savings now.. Now feature autofunding is off and i can not withdraw my money

Ain. S. May 21, 2022     

Not better than before thanks to 0W.JE.KE

Car. L. Aug 29, 2020     

User-friendly UI and investments could be made through very minimum effort. Love the high returns. Keep up the good work!

Dja. Y. H. Mar 19, 2020     

I can't to verified acount, apps always said number of account bank is not same with name of account. So i can't start invest in this app, please fix this bug. I have send email to your cs to solve this problem and i don't get any response from your team.

Tom. R. Jan 15, 2021     

I can't login because the max. password on login page is 13 while max. password on change password page is 16, my password is 16 characters long. I know OTP is an option, but it's not convenient.

Tom. Q. Jun 13, 2020     

It's a really great app for investment. I love it. I hope this app still remain until i've bought a house. I have feedback for your app. Please adding feature reporting for monthly income.

tir. z. Jun 11, 2021     

This program itself is so good. But idk which is the app or the quota limit that make us so difficult to make it happens. Please improve it! If that's the apps, let's make it developed, if that's the quota let's improve the sales on borrowing so the quota will be enough for the lender that always growing by the promo

Jim. Oct 11, 2020     

Notification timestamp is bugged, too much notification, MARK ALL AS READ or DELETE ALL please. Continue investment is harder because server overload at 10am. Update the stock regularly instead of in 1 time to avoid overload, automatic continue also failed.

Alv. I. Jul 11, 2020     

Great investment app, easy to use, easy to understand, transparant borrower client. Plus the most important thing, my capital is guaranteed.

Vin. S. Oct 18, 2021     

Many users haven't been able to invest for about a month (probably more). No official communication for why this is happening. Immediately lost all my trust for this app.

Gus. A. A. G. S. Dec 21, 2019     

It kept saying my bank account number doesnt match my name, which in reality it does. Its so frustrating!! Asetku please fix this. I haven't been able to invest because of this problem.

Adr. N. Feb 19, 2021     

Very low quota on investment products offered, some of the best products are actually quite hard to get, seems like a marketing strategy than a coincidence.