• BHIM KVB Upay 1
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BHIM KVB Upay

Karur Vysya Bank presents KVB Upay – A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA), IFSC & Aadhaar.

What is UPI?
Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The UPI is regulated by the Reserve Bank of India (RBI) and works instantly by transferring funds between two bank accounts on a mobile platform.

If you operate multiple banks account & use multiple apps for your payments? Switch to KVB Upay for managing all your accounts at one place.

Benefits of using KVB Upay
- No need to remember account number, IFSC for fund transfer
- Send/Collect money using a Virtual Payment Address
- Access all bank accounts linked to your mobile number in one app
- Pay to friends & relatives using their VPA
- Pay to any user using any UPI application.
- Request money from any UPI user
- Scan a QR and pay on the fly.
- Make Payments by QR Scanning
- Check account balance
- Block unwanted VPA as Spam

What are the requirements for using KVB UPay?
You should have following
- A Smartphone phone with internet services
- An operative bank account
- The mobile number being registered with UPI must be linked to the bank account.
- Active debit card relating to this account for creating mPin.

How to register for KVB Upay?
- Download “BHIM KVBUPay” from iOS App Store
- Click on “Proceed” to verify your mobile number.
- An SMS will be sent from your mobile for verification. In case of Dual SIM, Users need to select the SIM registered with the bank for verification.
- After your mobile number is verified, the Profile Registration screen is displayed. Fill in the required details.
- Create six digits numeric application password for logging in to application and confirm the same.
- Once successfully registered, login to the app and create VPA for the bank account linked.
- Select the Bank & create VPA for the bank.
- Set mPin for the selected bank using debit card

Support 24 X 7:
Email id: [email protected]
Toll Free Number: 18602001916

Supported Banks: Visit our website https://www.npci.org.in/bhim-live-members to find out if your bank is live on BHIM

Permissions for App and reasons

SMS - As per NPCI guidelines, we will be sending a background SMS to verify the customer and mobile number linked to it.

Location – As per NPCI guidelines, we will capture location details

Storage – We need this permission to store the scanned QR Code.

Calls – We need this permission to detect single/dual SIM and allow user to choose

Go ahead and download BHIM KVBUPay application to experience the unique way of making payments using a Virtual Payment Address (VPA).

Category : Finance

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Reviews (26)

Nag. C. Oct 23, 2018     

not sure who got it installed and started using it. I am damn sure the developers have not installed and used it After the registration screen, it says failure without any input and quits the app. WHy do you put an app without even testing. Give me the name of the user who has installed and using it. He may not be a human

Ash. J. Mar 3, 2020     

Very very worst response from this app.It does not user friendly..Whenever i have tried to check the available balance or tried to do some transactions making too late and disgusting to feel like uncomfort. I am sure..This is unwanted app.. I am not recommending this to anyone.. Total waste of time..

dar. j. Dec 26, 2021     

I am trying to open it and it says sms not received ? Why is this happening? I was using this app just fine but by mistake i uninstalled n now i am facing such problem. It's been 2 years and i am still facing the same problem. Do you even resolve problems?

Pav. S. Dec 29, 2021     

Not working at all. Unable to reset Pin too. If once forgot pin is touched , it shows as report, if enabled for report .unable to report .worst experience.

Ana. P. V. Feb 21, 2020     

This app is telling the login credentials as invalid, even if the login credentials are correct. Also while trying to transfer via UPI it tells "transaction limit exceeds"

Kri. M. Nov 15, 2019     

It is very much disappointing that kvb is charging for money transfer through BHIM UPI application. When the kvb Dlite mobile banking app is uploaded from Google play stores, tha accounts number, and customer ID is displayed and at once the app is blocked by kvb for kyc and no deposits are accepted. But it is miserable that the kvb is charging penalty for not maintaining minimum balance

Vij. S. Nov 30, 2019     

Does allow you to recharge. Gives a msg that the payer and payee cannot be the same which is ridiculous! Its obvious that I will be transferring money from my account to this wallet.

Kar. M. May 9, 2020     

At the time of Opening KVB UPI,I faced sooo many troubles. I thought problem was with my phone. But now my brother also has the same problem. This is seriously a trouble. Please, rectify it as soon as possible. When the UPI is created it works good.

AKS. M. S. Jan 15, 2020     

Im not able to access after last update...im very worried about this app for last 6 months...kindly do the needful...error shown ur phone has been rooted..contact branch..but im using same mobile which is used last three years...pls support

Siv. P. Oct 17, 2020     

Not able to set new UPI pin.... getting technical issue as response..even I have tried other bhim application but no luck same issue. Check and update ASAP. I didn't get any response from your side for my mail and review!!!

Gir. K. Oct 10, 2019     

Please fix the bug, that SMS is received but app doesn't identify it. Also increase the time between SMS sent and to receive and verify

sak. s. Apr 3, 2019     

App crashes even after reinstall. Also sms verification during setup not successful.

SHA. P. Dec 12, 2019     

I'm kvb customer. But I don't know why trouble in opening upi. It's sending sms. But not opening. I tired of attempting humpty times

Vin. U. Mar 9, 2019     

not workinh in my yu yureka2. Responce comming as if internet connection is absent. bit my phone is connectef to internet. other apps are working without any issue.

Pan. S. N. Mar 17, 2020     

Useless app..try to give a Good one for very sensitive things.. after creating a password..says invalid credentials even after changing says the same..idiots

Ram. S. Feb 26, 2021     

Verification of registered mobile number not Working, it says daily limit exceeded. Please correct this error as soon as possible. I can't use this app.

Shr. N. Jun 22, 2020     

This app doesnt work properly.It stops frequently.Not user friendly.Looks like some ameture/unprofessional guy developed this app.I dont know what made my car dealer to sell KVB Fastag?Money and time waste.Their website also doesnt work.

Kar. T. May 4, 2020     

App shuts down on its own, I am using android. Tried reinstalling but problem persists.

Pra. A. Dec 5, 2020     

It's not able to register new upi pin.... It doesn't response to register... Worst... Wasting our time😒... Please correct it... Thank u

Sen. K. Nov 24, 2018     

I can't able to do Fastag Recharge it keep on showing Transaction status as Failed.. That's it..

Kir. B. R. Sep 7, 2020     

Horrible app.. How can a prestigious bank have such a pathetic app? The app is defunct. Waste of money, I have to change my fasttag because I cannot recharge using this app.

Ash. K. Dec 22, 2018     

The App is not loading after the latest update. Please fix.

Kri. C. Dec 15, 2019     

Very bad experience... Mail id is not accepting _ in that one.... What a validation done there.... Hats off

BHA. J. Jun 11, 2021     

App is Not updated, nothing Is working after downloading it. Please dont use this app its time waste

Raj. Aug 5, 2021     

useless app. it is always showing error in sending sms.

Moh. S. Dec 22, 2020     

previously its working good. during terrible time of transaction its was not working. always showing network problem even in a good net points..please correct it. also there is a upi pin change problem. we need this app. so please ensure this properly