• Car Loan Payment Calculator 1
  • Car Loan Payment Calculator 2
  • Car Loan Payment Calculator 3
  • Car Loan Payment Calculator 4

Car Loan Payment Calculator

The Car Loan Payment Calculator turns you into a master negotiator when shopping for a car, truck, boat or RV by quickly and easily calculating a monthly loan payment or an affordable purchase price on location with your mobile device. This will work for a loan on any automobile (auto) or other motor vehicle that can be financed, including RVs and boats.
Now Fully Supports Tablets and screens of all sizes and resolutions (a.k.a., pixel density).

The app can be moved to the SD card. This is the free version of our car payment calculator app.

SAFE
- We DO NOT collect any personal information with this app. It only requests the minimum permissions necessary to perform its functions.

At the start screen, you simply choose what you want to calculate: 1. Monthly Loan Payment if buying from a Dealer.2. Monthly Loan Payment if buying from an Individual.3. The Price of a Car/Truck/RV that you can afford based on the monthly payment of your choice.

Just enter the required information (e.g., price, interest rate, term of loan), plus any optional information (e.g., trade-in, sales tax rate, rebate, loan payoff, etc.), and then press the calculate button. The trade-In and down payment amounts are separated. This is essential for a good car payment calculator app.

3 main options are available to the user from the start screen:

1. Calculate a Monthly Loan Payment if buying from a Dealer. This option offers allows the user to input all items that a dealer finance manager would input into their system to calculate a monthly loan payment. User can enter: 1. Price of Car/Truck/RV (required) 2. Trade-In Value (optional) 3. Instant Cash Rebate (optional) 4. Down Payment (optional) 5. Dealer Fees (optional) 6. Miscellaneous
- extended warranty, dealer add-ons, etc. (optional) 7. Sales Tax Rate (optional) 8. Interest Rate (required) 9. Loan Payoff (optional) 10. Term of Loan in months (required) You can also select whether to apply sales tax to the trade-in and/or rebate. You may also choose whether to finance the total sales tax (i.e., include it in the loan). Our car payment calculator app gives you this choice.

The app then calculates the monthly loan payment of the car based on the information above. It will also display the total amount financed and the total sales tax.

2. Calculate a Monthly Loan Payment if buying from an Individual. This is the simplified version. User can enter: 1. Price of Car/Truck/RV (required) 2. Down Payment (optional) 3. Sales Tax Rate (optional)
- used only for informational purposes. 4. Interest Rate (required) 5. Term of Loan in months (required)

The app then calculates the monthly loan payment of the car based on the information above.

3. Calculate the Affordable Purchase Price of a car based on the monthly loan payment interest rate, term of loan and any other optional information. User can enter: 1. Monthly Payment of Car/Truck/RV (required) 2. Trade-In Value (optional) 3. Down Payment (optional) 4. Dealer Fees (optional) 5. Miscellaneous
- extended warranty, dealer add-ons, etc. (optional) 6. Sales Tax Rate (optional) 7. Interest Rate (required) 8. Loan Payoff (optional) 9. Term of Loan in months (required)

You can also select whether to apply sales tax to the trade-in. You may also choose whether to finance the total sales tax (i.e., include it in the loan). Not all car payment calculator apps give you this choice.

The app then calculates the affordable purchase price of the car based on the information above. It will also display the total amount financed and the total sales tax.

Please feel free to email any questions, comments, or suggestions to [email protected].

Category : Finance

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Reviews (28)

Joe. Mar 23, 2022     

You definitely want actually NEED this app if you are going to keep a slimey car salesperson/dealer on their toes. It has all the inputs you need (tax, "dealer" addon lines etc.) Other calculators seem to miss all the "extras" in car loan math - this one does not!

Jas. M. Feb 13, 2021     

This is a very useful, and cost free financial calculator. It basically eliminates the need to understand the math to calculate car payments. With this app It's very simple to quickly test different financial scenarios by adjusting the length of the loan, the initial deposit, the interest rate, total purchase price, or any trade in value that may be applied to the cost of the new purchase.

Mic. P. Apr 23, 2022     

This program is quick and easy to use I have used it not just for myself but for my friends to and told them to get it. Great I like this app alot.

Dav. H. Oct 3, 2018     

Awesome app! Plenty of fields for every situation. Very straight forward and to the point. Also very user friendly. The app does all the work, and very accurately. I cross checked it with other apps right down to the penney. Having a weekly option would be a big plus for me, but ofcourse, that would be up to the developer. I found the developer to be extremely conscientious, responsive and engaging to all of my questions or concerns. If that's not enough, he's just a really nice down to earth guy. This app gets 5 stars from me!

Joe. D. Jul 2, 2020     

I give this only four stars because I have installed the free version and it doesn't have the advanced features. If you have the right information to enter, the calculator does a great job. It matches what my credit union gives me where interest is calculated daily as simple interest.

Lup. S. May 16, 2022     

Very easy to use & quite accurate 😀👍

ski. Oct 24, 2019     

Quick easy to use and works. As of this review it also does not appear try to slam you with pop ups while you enter data into the fields, unlike some of the other applications available.

Fea. L. Feb 10, 2022     

Calculate this: this calculator 🧮 is just fantastic! It does so many, easy to use, different functions! 5⃣ 🌟 ⭐ 🌟 ⭐ 🌟

Ped. B. Aug 3, 2020     

Legit app very helpful. Edit 8/3/2020 I was able to show up to multiple dealers with my payments set and look like a professional. So after searching for the model and trim package I wanted I worked out a deal I was happy with and there were no surprises(minus DMV fees AKA registration fees and dealer transfers fees) I bought a used car because of this app. So thank you.

a. c. Jan 6, 2022     

Worked great. Less stress going in knowing what you can anticipate you will be paying for your purchase. Maybe add fields for the dealer and f&I office profit add- ons. How about a lease calculator? Leases may be a better deal with the chip shortage. Go learn the one and outs at joinyaa.

dar. k. Apr 23, 2022     

Love this app. Helped me close so many clients

Hen. S. Jul 17, 2019     

Great app simple to use...Thinking about buying the ad free version because you have done such a great job with this app..Knowledge at your finger tips just by punching in a few numbers..I love it!

Eli. S. Mar 7, 2020     

I did my home work before get in the Dealer and guess what? I knew the price of the car and asked by phone all dealer fees... put the numbers here and made the dealer match the number... worked perfectly... this means I knew, with this app help, my monthly payments before close the deal

Mar. Nov 19, 2018     

Beautiful!!! This app really helped with my car buying experience. I was able to surreptitiously check numbers while the dealer was sitting across from me. Such a help! Thank you!

Phi. H. Oct 29, 2020     

UI is easy to use and understand. The calculation is accurate and the three models of calculation is wonderful. It's a must to download this app.

Ser. M. Jan 13, 2020     

Great App, calculates car loan results in many useful ways. Has ads but still useful. A must have when buying a car.

Ra.. X. Aug 25, 2019     

App is great at giving quick snapshot info. Saving multiple scenarios and exporting requires upgrade, which is why only giving 4 stars

Kyl. W. Oct 29, 2018     

HUGE help to me with my car buying process. Definitely use this while you're at the dealership and negotiating numbers!!!! It helps ensure you don't get screwed with some funky numbers and deceptive language.

Mar. F. Sep 5, 2019     

Great app. All your questions answered prior to gointbto a ca dealership or private purchase. It may be a little more or even less depending upon and on.

Joh. R. Mar 4, 2019     

I've used it twice so far and am very pleased with it when I work with customers. I will give it five stars once it proves very reliable with more customers.

Jam. M. Jun 1, 2021     

This is a great little app. I recently bought a vehicle and used this app several times an hour, calculating what I should expect to pay. Great app.

Cha. G. Feb 9, 2022     

I enjoy using the app it's easy and clear to understand

Dan. D. Jul 30, 2019     

app gives me some good numbers to work with give me a breakdown of a monthly payments and approximately how much is going to principal and interest versus good to know as you make payments over time overall pretty good

Tom. S. Jun 23, 2021     

This is the perfect app for the car buying public. It is easy to use very simple. Just fill in the blanks!!!!

Joe. M. Apr 16, 2021     

Easy to use an A huge advantage when sitting in a car dealership. It give you strong bargaining power and let's you know if you are getting a good deal.

Tom. E. Mar 21, 2022     

Very useful and easy to use

Ben. J. Jan 4, 2021     

Really great app that helps me know what to expect and what to ensure. Its a little clunky but it is very thorough and informative

Alf. M. Dec 29, 2019     

This is a really helpful add. Have it with you when purchasing a vehicle so you don' t get ripped off.