Cara CEK BI Checking Mudah

We often hear the term BI checking, especially if you want to apply for credit. Institutions that will lend funds to customers, both banks and non-banks, will conduct BI checking before deciding to provide loans.

Basically, BI checking is another name for Individual Debtor Information (IDI) or a record of someone's credit history or loan to a bank or no banking financial institution. All of a customer's credit history, good or bad, are all recorded in the Debtor Information System (SID). Reports from this data can be accessed by financial institutions around the world to find out a customer's credibility.

This credit record will be the determinant whether the loan application from a customer will be approved or not. If a customer's credit record is bad, he will have difficulty applying for loans to any financial institution, both banks and non-banks. Therefore, it is very important for every customer to keep their credit records clean.

For those of you who already have a bad credit record at BI, don't worry because you can check your status and then clean up your bad credit record. Follow the steps below to check, clean credit records, and prevent you from having bad credit.