CICIL - Cicilan Khusus Mahasiswa

CICIL is a financial technology platform that is registered and overseen by the Financial Services Authority (OJK) with a mission to provide solutions for higher education financing and the purchase of goods needed for Indonesian students responsibly.

EASY REQUIREMENTS
✓ Indonesian Citizen
✓ Active students (D3, S1, S2, S3)
✓ Have a KTP (Identity Card)
✓ Have a KTM (Student Identity Card)

PRODUCT SERVICE
☆ INSTALL tuition
Loans for tuition fees and UKT (Single Tuition)
• Protected by AXA insurance if the guarantor or parent experiences death, accident and hospitalization
• Nominal financing starts from IDR 1,000,000 to IDR 30,000,000
• Flexible financing period from 2 to 36 months
• Financing margin level of 1.5% - 2.7% flat / month covers all costs
• Funding simulations:
If the proposed tuition fee is IDR 5,000,000, a down payment of IDR 1,000,000 and the installment period chosen is 12 months, the margin level of financing that is charged is 1.65% flat per month. Payment of installments per month amounted to Rp399,346 and total payments amounted to Rp5,792,152.

☆ PICK UP Items
Loans to purchase student supplies
• Just copy-paste the product link you want to buy from trusted eCommerce in Indonesia
• Nominal financing of IDR 250,000 to IDR 4,000,000
• Flexible financing period from 2 months to 24 months
• A financing margin of 2% - 3% flat / month includes all costs
• Funding simulations:
If the price of the proposed item is IDR 2,500,000, a down payment of IDR 500,000 and the installment period chosen is 12 months, then the level of financing margin imposed is 2.14% flat per month. Payment of installments per month is IDR 222,301 and the total payment is IDR 2,667,606.

HOW TO APPLY INSTALLMENT
Step 1: Register and complete the personal data through the CICIL website or application
Step 2: Select the service product needed and select the financing period
Step 3: If the application for installments is approved, immediately make an advance payment and sign the approval document.

INSTALLMENT PAYMENTS
Payment can be made through Virtual Accounts of Bank BCA, Bank Mandiri, Bank BRI, Bank BNI and all Alfamart outlets in Indonesia.

For more information, contact our Customer Service at:
• Email: [email protected]
• Facebook: Cicil.co.id
• Instagram: @ cicil.co.id
• Twitter: @cicilcoid

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PT. INSTALLMENTS OF SOLUTIONS PARTNER TECHNOLOGY is a registered information technology-based loan service company that is under the supervision of the Financial Services Authority (OJK) with registration number S-5101 / NB.111 / 2017 in accordance with Republic of Indonesia Law and Financial Services Authority Regulation number 77 / POJK.01 / 2016. CICIL is also an active member and is subject to the organizer's ethical code compiled by the Indonesian Joint Funding Fintech Association.