Credit Card Payoff
KEY FEATURES
1. Calculate new monthly payment, saving in interest, and reduction in time, given a payoff goal in months.
2. Payment schedule tables for both new monthly payment and current monthly payment, detailing principal, interest, monthly charges and remaining balance for each payment.
3. Various graphs show new monthly payment plan vs. the current situation, cumulative interest over payment, and different payoff scenarios to help you analyze your payoff goal.
4. Ability to save your debts for future reference.
5. Ability to send credit card debt information.
6. Many more features plus elegant design you need to check out to see.
Category : Finance
Reviews (27)
It's ok so far. But you definitely need to pay for if you don't want see thousands of ads. I wish you could put monthly extra payments per each month. No just one installment.
Good app, simple to use and it works to help map out debts. Would suggest a little more information be displayed (total payoff both paid at minimum and taking goal into consideration), minimum payment plan graphed against goal payment plan to better show savings, and some integration for one time payments and their effect on the debt (i.e. how much interest saved by adding one time payments).
Very easy to understand and apply info successfully.
I love this app . It will be great if a payment feature is added to show that the debt is reducing or the payment percentage that one has made.
Exactly what I needed! I am very excited to have found this app, it has actually given me some anxiety relief as I was constantly turning numbers around in my head. Thus gives me clear targets and goals. One of the best apps on my phone for sure.
Great app to save you interest on your credit card - set your goal period in months & workout the payment you'll need to make to clear your balance. Great interface & very useful. Bought the very cheap "pro no ad version" too, great app 👍
Nice app... Opens your eyes to how much interest your paying.
This app is perfect. I'm glad I read the reviews before I downloaded it because I was able to use it with no problem. Once you are able to master it, it does exactly what you need it to do....give you a payment schedule to pay off debts earlier. Just what I was looking for!
Never can see my account list, just the screen to add new cards. It took to long to insert all my info to have to start over each time 🤦🏾♀️
This app is a blessing, shame I didn't discover it before I spent hours creating a similar spreadsheet...Its actually versatile and be used for any debts really.
Hi. If this came with instructions I might be able to use. For example, how do you delete all of the entries that came with the app. I'm off to look for a similar app. If I hear back from you I'll reconsider keeping this app. Thanks.
Not user friendly. Doesnt save the data I input. I'd look elsewhere for a debt payoff app.
Really haven't had a chance to try it yet, rating notification keeps popping up. I rated it to get it to stop.
App starts with default information you have to change that. App wouldn't update the payoff date drom default of 24 months to 12 months. Uninstalled.
Great resource tool for determining a means for reduction of my credit card debt. Easy to use and the information provided is perfect
This app did not work on my Samsung S8, I could not change the default template nor could I make a "New card" to start my own.
My account list disappeared today. I don't know if I want to keep using this app and do it all again for fear I might lose everything again
Perfect! Just what I was looking for to show amortization of credit cards over payoff period!
Loved it. Simple to use and just what I'm looking for. Enter the details and how long to pay off and it tells you how much to pay. Simple
Great app, feels secure and safe, not having to use any info or log in makes it known that no info is being shared
I really like this app. It helps me too pay attention how much I can pay off credit.
It's a nice credit card but one thing is that it's doesn't bring register form or login area come please let make its better than it's
Won't let me add an additional card and I don't like how the home screen is set up.
Wow!! Really easy to use and can add multiple cards etc!!
Not working since update 2 days ago. Cannot access anything without being kicked out 😠
Simple. Not lots of useless distractions.
So far, I like this app. I would give 5 stars, but the opening screen should be the list of debts you have than focusing on one debt and it's properties. Having a notes section and/or a budget for the combined cards would help as well. I'd be happy in sending my detailed idea. Update: I have noticed that the save function doesn't last very long. I've had to screenshot, then re-enter everything again.