• Debt Payoff Planner 1
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Debt Payoff Planner

If you are experiencing crash or any other issue after the latest update, please email us. Leaving a bad rating won't give us any detail to help you.
Top debt reduction app in Google Play. Featured in "Amazing Android App for Dummies" book. Free lite version available. Uses snowball method and the strategy you pick to find your customized Debt Payoff Plan!

Which card/loan to payoff 1st? How long does it take to be debt free? Find it with multiple strategies & become debt free!

Month wise Snapshot View, Promotional rates, Pre-payment, graphs, export to Excel and email functions available.

Enhanced Prepayment for Debt Payoff Planner
- Allows user to enter multiple Prepayment which can be used for any or specific debt.
- Saves prepayment input entered by user
- Edit or Delete existing Prepayment

A Recommend Option to have a consolidated view of all Strategies. This gives your best case scenarios. A MUST TRY before you start to use the app.

Now you can Backup your data and Restore it later. Comes handy if you are replacing phones or simply have to uninstall and reinstall. Backup can be done to SD Card / Internal Memory or Google Drive.

For any country/loan/credit cards/Debt and with optional encrypted password protection.

On Popular Demand!
- Now you can track your payments, i.e. mark the past payments as Paid and count days to be debt free! This is via an optional add-on app purchase (Payment Scheduler) that has widgets, status bar notification and more. Check it out yourself!

Any issues, please reach out to Dev. We cannot solve issues through poor reviews.

App reviewed at Android Portal Site (thanks Android Portal team).

Category : Finance

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Reviews (26)

A. G. u. Jan 3, 2021     

This app is easy to set it up so I can follow it each month. I like how it gives me options. After I entered my accounts info, the program gave me a chart to easily decide if I want to pay highest interest first, largest balance first, lowest balance first, etc. and the total amount of interest I would pay for those choices.

Mik. G. Mar 30, 2019     

Very disappointed. i purchased this because i had used a previous version. I tried using it and could not get past the "press + to add a debt". i added several and couldnt get past that screen. I uninstalled and tried it again. Same problem. guess ill have to try a different program.

Oli. G. Nov 26, 2019     

Great that you can enter your debts and all, but hate that you can't enter regular payments as you make them. I have a free app similar to this that is capable of everything this does and more. Not as seamless as I had hoped. Doesn't allow you to tap and drag debts to reorder. Meh.

Bri. S. Mar 4, 2020     

I use this app a lot because i am a landlord with a lot of mortgages. The summary helps me look at them all at once, compare interest rates, and decide where best to focus my payments. I like the tools that allow me to see how early and extra payments affect my total interest payment. I'd like to see a graphing feature. Thanks!

Jas. B. Jun 15, 2021     

Exceeds Expectations! Finally I'm able to see every scenario for paying off my bills from the highest balance-vs-highest interest rate and what that interest is going to cost. If you've manually calculated these "What If" scenarios like me for way too long.. It's time to turn the number crunching over to this highly effecient app like I did. Sit back, relax & watch your credit score climb as your debts plumit. Oh- Don't forget..Deposit $ in ✔️ing account for this to work... My only mistake.

Rob. P. Jun 15, 2019     

Simple and effective. Loses a star as it doesn't let you set multiple balances on the same card at different interest rates with the option to set which order the payments are applied to in.

Gab. B. Dec 20, 2021     

I love this app. As someone who has been struggling with debt, it's given me the confidence to be ready to get things under control now that I will have a steady income again. I like that I can compare multiple methods of repayment to see what works best for me. I've already recommended this to multiple friends!

A. V. Feb 10, 2020     

Doesn't work well and there are no clear instructions on how to use all features. Needs second app to get full access (additional $3.99), and second app doesn't even work.

San. M. Feb 9, 2020     

Notified that in order to update, this app needs access to my photos and contacts. Notification said it will not function without this access. There is no reason this app needs access.

Tom. C. Jan 10, 2021     

This ap is good for laying out a roadmap for a snowball plan but it would be nice if it would update as time went on instead of having to re enter all of the balances when checking your progress.

Tam. O. Sep 19, 2019     

Absolutely excellent. Straightforward, has all needed features, is helping with staying focused to get out of debt!

Nat. B. Mar 21, 2020     

App incorrectly calculates total interest paid between different repayment methods. Useless for comparisons. Should be removed from the store, definitely shouldn't be a premium app!

Jam. B. Mar 13, 2019     

use the comparison (Recommend). it shows you different approaches to paying off your debt. laid out a plan to be debt free much sooner than i thought possible.

Tif. H. Sep 6, 2019     

I absolutely LOOOOOVEd this app! Then i got a new phone and the info wouldn't back up.to the new phone. PLUS i paid $4 for the companion app that also DOES NOT WORK! I've email them 3x with no response. DISSATISFIED AND DISAPPOINTED

Aji. B. Sep 5, 2019     

Never buy this app.I bough this app thinking that it's useful to have reports plans etc but no such features. We have to do all things manually and that report we can see .that's it. Do go for it, they even don't refund your payment too

Dor. H. Dec 16, 2019     

This is a great app! If you want to seriously payoff your debt and not have to figure it out then this app will help. When I need to pay a bill I just consult the app to see how much I need to pay. Yup... it's that easy. I like it a lot!

B.. S. Nov 9, 2019     

Provides schedule of payments with amounts needed for payment to eliminate debt by a certain time based on if you wish to pay off debt with highest amount or highest interest first. Wish it allowed me to set the date I would like to pay the debt off by and recommend the payment amount needed to meet the deadline I set.

A. G. u. Nov 21, 2018     

Have this app on my kindle and loved it so much I installed it on my phone. It showed me what credit cards to pay off first, and I had 6 of them . Now , I'm down to 2.

Eri. W. Jun 9, 2019     

Wouldn't let me get past adding the debts. Keeps prompting me to add more debts when I have no more to add.

Dia. W. May 7, 2019     

great app to see all debt at one place. wish payment scheduler was still able to work with this app as well

Dee. Z. Mar 27, 2022     

Awesome. So easy to use. Nice selection of options.

Tim. J. Feb 14, 2019     

Awesome. Gives us a specific, achievable, measurable plan to set. It gives us hope!

Ran. S. A. Dec 30, 2019     

Very Easy to use and understand! A wonderful tool to get out of Debt!

Par. D. Aug 31, 2020     

Great app. Easy to use and does what I need it to do. I highly recommend the app and priced affordable.

Cry. T. Jan 28, 2020     

Simple and to the point! Put your numbers in and you get different plans to payoff your debt and how long it will take.

Des. M. May 13, 2020     

After download app keeps popping up with message that version is not licensed and buy app.