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Digit Save Money Automatically

Automate your savings. Digit is the free, effortless way to save money without thinking about it. Every few days, Digit checks your spending habits and saves a few dollars from your checking account if you can afford it.
FREE, HELPFUL FEATURES TO BUILD YOUR SAVINGS
* To get started, connect your checking account to Digit. This allows Digit to analyze your income and spending, and find small amounts of money it can safely set aside for you.
* Every few days, Digit transfers small amounts of money (typically between $2-$17) to your Digit savings. Digit never transfers more than you can afford, so you don't have to worry about over-drafting your account. In fact, we have a no-overdraft guarantee.
* Withdraw money from your savings at any time. Digit allows unlimited transfers with no minimums and no fees.

SECURITY AND ACCOUNT PROTECTION
* All funds held within Digit are FDIC insured up to a balance of $250,000
* Digit uses bank level SSL 128 bit encryption
* Sensitive personal information is securely storedDigit is a free consumer service. We're now saving over $100 million per year for our members.

DIGIT HAS BEEN FEATURED IN


* USA TODAY
* New York Times
* Bloomberg
* CNBC
* Wall Street Journal
* Forbes
* Huffington Post
* TechCrunch
* The Verge

FREQUENTLY ASKED QUESTIONS

Q: Is Digit really free?A: Yes. Digit costs nothing to use.Q: Is Digit safe?A: Yes. Digit uses state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored. All funds held within Digit are FDIC insured up to a balance of $250,000.Q: What is the Digit no-overdraft guarantee?A: We believe so strongly in our math and our ability to safely identify money you can afford to save that if we overdraft your account, we'll cover the fee, up to two times per customer.

Category : Finance

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Reviews (26)

Dub. M. May 26, 2022     

It used to be a pretty great app, then they took away the auto pay feature for bills and loans, and if you want it back you have to sign up for their bank account, which I won't be doing because I have a bank account that I'm ptefectly happy with. The monthly fees have gotten higher even though the app offers less. It sends me a text every day with my bank balance but it won't update unless I log into my bank onlineso it just keeps sending the wrong amount making it a useless annoyance.

Aly. I. May 2, 2022     

I downloaded the app when it would automatically save and pay my bills. That feature was fantastic and the main reason I decided to purchase the app. Once that feature disappeared the app was just another penny saving app. It has helped me a few times over the years but I decided it would be more beneficial to open a higher yield savings account. If you decide to bring back the bill pay feature I would happily download the app again.

Mic. Apr 27, 2022     

I have loved this app for years! Every once in awhile it would lose connection with my bank, and was a simple quick fix. This most recent disconnect has lasted days, and keeps failing every time I try to fix it. I've done all the troubleshooting steps with no success. Hopefully this can be resolved or I'll have to use something else.

Bri. B. May 4, 2022     

This app does not work like it did before since it changed. I can't link credit cards like I did before because most of them (best buy, vs, etc) are not available. It's barely saving any money for me and I'm constantly getting emails when it finally does decide to save. Before I would just get a push notification. I have no control over the notifications. It's a good concept and it worked so well in the past. All the changes have not improved the service, but actually made it worse.

Ash. W. Apr 28, 2022     

I love this app. I think it's amazing. It makes saving for specific goals a breeze. I love not having to consciously think about how much to save from each paycheck. With that being said, i would love to see a few updated options. One, being able to adjust the order of your goals. I'd love to be able to see some of my more important ones up top. And two, being able to transfer money from one goal to another IN APP so i don't have to deposit it into my checking then put it back into desired goal

Ric. C. May 7, 2022     

love it so far. I have been using this app for a while now Total game changer. I high recommend using this app if you're not good at saving money on your own. Or you want to separate your funds. For example you may want to have travel funds put to the side. When you go on vacation you only spend the travel money you've accumulated. Hope this review helps. Note I have never had a problem for any reason with the app.

Lay. M. May 17, 2022     

It was awesome for a long time. Now it wont connect to my bank. Its been over 2 weeks. Edit: well, it took a while but they finally fixed it to where they can connect with my bank again. I love that it saves a small amount to where you so don't really notice it. But it adds up!

Lac. R. Mar 29, 2022     

This is a good app for people who just want to save some money on the side. I like the overdraft protection and all that but I absolutely hate how it constantly changes the date of my withdrawals. My bank doesn't offer instant withdrawal so Digit constantly changes the transfer date even though it will be pending in my bank account. The daily update is nice but Jesus christ the app itself is so annoying

Ric. D. May 14, 2022     

Takes $5 even if you don't have any money in the account.. it waits until you get a deposit then snatches it when they haven't saved anything in months... closed my account finally what a scam app, I don't even use the account its linked to anymore and they haven't saved any money (because it is usually at $0) and they still want their money even thought they haven't done any work on their end... despicable business practices

I. a. d. Apr 21, 2022     

Recently had some issues with my bank account and needed to close and open a new one. Simple enough, but Digit has made the process much more of a headache. First by incurring overdraft fees for pulling money out when the balance was $0 (with the safe limit on) and now with overdraft protection sending money to an account that is closed. AND now I have to wait for a check because I can't just switch my bank account over, I have to withdraw everything I saved and start again. Very inconvenient.

Jos. C. May 19, 2022     

I've used this app for the longest time and loved it until recently I had to change some things around with my bank and now every time I try to link to my bank it says it links but then fails when going to setting up account page and takes me back to connect to bank screen. I've written a ticket to support and also emailed and yet no response or anything. I'm getting ready to call it quits with digit. Update 5/19/22. Nothing is fixed and still no response from my emails.

Emm. W. May 20, 2022     

I liked Dight when I first started saving. It helped me watch what I was paying for and built a savings but lately I'm starting to hate the app it takes unnecessary money from my savings account for my bills it takes over a week for any money to get transferred onto the Dight app when it use to take 3 to 5 days now it takes up to a week and half. Even when I move money from my savings on the app itself it takes 5 days like why? I don't understand it never did that before. I might just cancel it.

Tat. M. May 17, 2022     

I am bad with saving money. This app helps me save without me even knowing. I love that is will automatically deposit money back into my account. That's always a great surprise. And when ever I do need the money I just withdraw it back into my account. Best idea ever.

Cla. P. May 3, 2022     

Great way to save with minimal effort. Great options for how much to save and ability to save into multiple categories. Highly recommend. If I had to do it myself, I'd have almost nothing in savings. Digit takes the work out of saving money.

Pat. P. Mar 10, 2022     

Need the ability to mark previous transactions as bills and have them auto created in the bills section. If a transaction has occured twice and is pulled on the same day of the month each time. A bill should be automated. Also the ability to make a bill that is more than a month out. Instead at the moment I have to create a goal which doesn't receive continuous funding like bills.

Ant. L. Apr 30, 2022     

After using Digit Direct for a month, Ive come to the conclusion that Digit is a horrible bank service. I transfered money from spendings into my savings and received an error that locked away my money for over a week while they tried to figure out the issue. I had to pay late fees for my bills because of them. Here I am again having another issue trying to send a payment for my house and they keep declining it as fraudulent. No available phone reps to talk over the weekend. Guess im late again.

Bos. B. E. C. Mar 26, 2022     

I've had this app for over 2 YEARS now and I must say it's like magic. I never notice when it pulls money out (Im not micro-managing it either). I like how you can set different goals like for a vacation or new car, phone bill etc... After the first few weeks I'm like "hmmm, I wonder if it has worked?" I checked and had over 200 bucks saved and that's when I was sold. Deff worth it 💯 🙌 UPDATE: 4/16/21 Vacationed twice already from Digit and about to start my 3rd. 🌴 ☀ 😎 3/26/22🎯 still going

Len. S. Apr 20, 2022     

This app has been great the past 3 years while I have been in college. I'm not sure if I will continue using it once I graduate though as having the constant pulls from my account can become a hassle for general day to day budgeting, but otherwise my experience with this app has been amazing!

Chr. C. Mar 28, 2022     

I LOVE using digit. It's great for people who are stuck on the poverty side of life, college students with not much to save, and people who have horrible spending habits. It'll protect your bank for you and prevent you from over spending. Plus there's a rainy day fund to use whenever you want. My favorite thing about the app is, there's no penalties for if I have to empty all my savings during an emergency. I love using digit and I proudly endorse them on my very small TikTok following 😂

Jen. F. Mar 19, 2022     

Easiest way to save money. You won't even notice they take any, then you forget about it, and then BAM, you remembered you have it, and there's alot of money there. I personaly shut my notifications off so I forget about it. I looked 4 months later and I had $300!! I totally recommend this!! Best thing around!! 5+++++++ star!!!

Mik. D. Mar 17, 2022     

Really enjoy this app, but wish it sti.had the option to save and automatically make payments on one of my credit cards. Other than that I've been able to save thousands in the background with any effot.

Sas. M. Jan 20, 2022     

Love this app! It makes saving easy, don't even have to think about it. Looks at your spending habits and moves excess money for you. Don't even realize it's missing from my account. Love that I can set up different goals, with specific dollar amounts and a specific date too. I recommend it to anyone who needs help saving. Motivation to hit my savings goals when I see the amounts go up! It also has overdraft protection. If your acct falls below a certain amount, it transfers money over.

Ste. A. Jan 7, 2022     

Amazing! It's the only way I have ever in my life had money in savings. I'm on a tight, fixed income. I have always found it impossible to save. It does what it says, takes a little every day so you don't notice. Gives it right back if you choose. I've set up several accounts in diff ways. Set up my car registration in advance, it take 2 or 3 bucks a day. Reached and closed my goal, paid my bill, simple. I like it so much I'm actually leaving a review.

Lov. L. Jan 25, 2022     

This is a great app for those who arent already budgetting, but for those who are it is frustrating and ruins your progress. It takes a larger amount from your bank if you are spending more but gives back if you arent. You can also invest, which is the only reason I've saved my account. I got rid of the app but still get email notifications on my investing progress. Also, has saving goals for say if you want it for a rainy day.

Whe. F. Dec 17, 2021     

Definitely a fantastic savings app! However, I wish there was a way to set an overall maximum deposit from your bank. You can set a limit for each savings account, but sometimes digit gets carried away and will get close to your maximum, in each category. Also, if I withdraw from Digit, it will then will make large deposits for a few days after the withdraw. I obviously needed that money lol. Why would it take it right back? 😄 I definitely like to have talks with my Digit like, calm down!

Dus. A. Feb 19, 2022     

This used to be one of my favorite services, but ever since the companies other app, direct, has rolled out this app has really turned into an after thought it seems. As of recent, bank connection issues have plagued my experience, and it seems everyone else too. It progressed from daily reconnections with your bank to straight up not functioning anymore. Before this, it worked for 2 years without a hitch! Save yourself the headache and don't use the service until these problems are fixed.