• Drive Safe & Save™ 1
  • Drive Safe & Save™ 2
  • Drive Safe & Save™ 3
  • Drive Safe & Save™ 4

Drive Safe & Save™

Available in select states only. Please contact your State Farm agent for availability.
State Farm customers can enroll in Drive Safe & Save™ by downloading this free mobile app. The app will collect basic information about your driving, and use that information to calculate the Drive Safe & Save discount
* on your auto insurance. The app lets you monitor how much you drive.

How it Works•Use of this Drive Safe & Save app will require that the State Farm customer use a Bluetooth beacon sent to you upon enrollment. •The Drive Safe & Save app uses smartphone features including Bluetooth and GPS. The app does not run all the time, helping to reduce impact to battery life.

The Drive Safe & Save app will collect*:
• Distance driven
• Braking and stops
• Speed
• Time of day
• Acceleration
• Left & right-hand turns

Installation instructions for the app:1. Download the Drive Safe & Save app on your eligible smartphone. 2. Once downloaded, tap on the icon and log in using your statefarm.com® user ID and password**. Follow the setup instructions while inside your vehicle. (If there are multiple drivers of the vehicle, each driver should install the app on their smartphone and complete setup.)3. To maximize your discount opportunity, bring a smartphone with the app installed on every trip and keep the phone’s Bluetooth and GPS active.•A trip automatically begins when you start driving, so there is no need to manually start or repeat app login.•Do not use your phone while driving.

It’s that simple. You’re on your way to a discount
* on your State Farm auto insurance premium.

Mandatory phone features for participation:•Phone•Network•GPS•Bluetooth•Accelerometer•Compass•Camera•Auto-focus•FlashOptional features:•Gyroscope

*In some cases, how you drive determines how much discount you may receive. Discounts may vary by state and coverages selected. A discount may not be available in North Carolina, depending on individual facts and circumstances.

**You’ll need to log in to your statefarm.com account for this vehicle to complete setup. The policy must be in the format of a first and last name. Businesses, trusts, DBA, etc. are not eligible at this time for a statefarm.com account. Contact your State Farm agent for details.

Category : Maps & Navigation

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Reviews (18)

Jae. L. May 26, 2022     

Very sensitive to cornering and braking. Even when I take that turn from a complete stop, it says I'm cornering. When I'm in traffic and then stop at a stop sign or stoplight, I'm braking too hard. It just doesn't make sense. It's difficult to raise your score, but lowering it is a breeze. At least there an automatic discount for having it.

An. D. Apr 9, 2022     

There purpose is to collect data. This app is definitely not data worthy. Major Bluetooth issues. If multiple phones in car, it says distracted driver when the passenger is the one using the phone. Trip logs are not in the moment. What if it was an emergency and aliens abducted me, trip shows 1-2 hrs after the trip. Only plus I save over $150 a month compared to other Insurance co. And I do have the option to turn off to avoid the unnecessary notifications. Not a good app or accurate data.

Ger. D. Mar 28, 2022     

Very easy to use, good discount! It's disappointing to see that it seems this app can't sense to report acuratelly when phone is used while the car is completely stop eather, before the trip starts, at a long wait red traffic light or when I stop on the side of the road or at a parking lot to check the maps app for directions, make a phone call, send or read a message. There are a lot of people coming behind that get really mad, because I'm tryin to keep posted speed as close as possible.

Mar. B. T. Mar 19, 2022     

too many technical issues on their side. inconsistent tech support and training issues. their staff? different answer every time. in a month it's gone down three or four times. need to call to get some fix. getting to a point where it takes too much time to be sure it's even working. otherwise, the program discount was slashed by 2/3 when I removed a second vehicle from my policy. just a major headache all around.

Kur. K. Mar 22, 2022     

Drive the other way. Worst app ever. First I installed 3 units for my wife, daughter, and myself. Nothing but problems. It was suppose to be easy to install and I had plenty of problems with each install. Huge battery drain that you can't control. My phone never used to be out in a day, now by early evening I need to recharge. If my wife uses her phone in my car, it will ding me for phone usage. It doesn't seem at all accurate. Whatever we're saving is no where near the frustration. Read the reviews, I would say the average review is less than 2, and I don't see how it's that high. It's also a huge data user. I only have 1 gig of data and it used over 200 meg. I ran out of data. Totally useless.

Pet. Mar 26, 2022     

The app doesn't take into account when you have a driver & a passenger in your car who are part of the same family. It doesn't let you tell it who is the driver, so you ultimately have to do a janky work around by turning off Bluetooth until the drive is automatically detected and then have your passenger turn on Bluetooth. Otherwise, it will default to whoever was last connected to the device and ding you for phone distractions if it connects to the passenger. This is super irritating.

Sha. B. Apr 17, 2022     

Inaccurate readings. I can be all clear and not much breaking and still register hard breaking or turn smoothly after a full stop and have something register as a fast cornering event. It's just not accurate and I consider if the discount is worth it when the sensing just isn't accurate at all. EDIT: Now it records the trip when I'm just walking around the house with my phone. 🤣

Wes. H. May 21, 2022     

A driving app that encourages better driving, but its accuracy in braking and acceleration can be questionable at times. I noticed the app saying I was braking at the same spot almost every day, which is a dip in the road in my driveway where road runoff goes through. The force of the car going down must be strong enough to record a braking incident. My trip history doesn't show many braking incidents, so this definitely is concerning. I'm also bothered by how much one incident drops % quickly.

Mit. W. May 26, 2022     

I keep getting 'sudden acceleration' and 'breaking', I'm in a mtn region and there's not long range visibility, which if you don't want to get rear ended then when you pull into the highway, you better get up the road. Wildlife and farmers on equipment, I suppose instead of breaking SF would prefer I hit them and have a claim for body damage...... this app isn't worth the time!!!!!

Dav. D. May 22, 2022     

App won't function when power saver mode active. I already spoke to tech services about this. I recommend developers change this, as this program depends on the client's phone. If my phone allows me the ability to set up permissions for which apps can ignore power savings mode, developers can't place the burden on the client for this working properly

Lau. N. Apr 19, 2022     

I really like that this app is easy to use. Also it's convenient that it gives you a notification when you need to update your odometer reading. LOVE the discount! It's nice that the Bluetooth transmitter is fairly simple in it's operational abilities. If I ever have ?'s about how it's working for my driving, I'm glad I can call and speak to an actual person 24/7. And they have always been helpful, kind and knowledgeable. Wish the app would consider the type and size of vehicle. All R different.

Cin. B. May 17, 2022     

Keeps you mindful of what you already know. Not impressed that if you are not the driver and your the passenger it dings you for being on the phone. You must remember to turn the bluetooth off especially if the passenger using GPS on cell phone to navigate for directions. App also has major issues loading trips. Love the savings just not the way the app is slow or doesn't respond.

Jac. S. May 10, 2022     

It's insane. You live in a place with lots of turns and slow to a crawl to take them even with angry drivers behind you? You're still cornering. A red light changes, deer jump out, you even just slightly slow down a tad quick on the hills or before a turn? Hard breaking. The speed limit is posted wrong or you have to speed up to enter the highway? You're speeding. You use GPS? You're playing on your phone. It not only requires perfect driving but it requires life to be perfect without issues

Kas. M. Apr 4, 2022     

Horrible app. You can't hit brakes hard for any reasons. I guess you're expected to hit others and run red lights. The phone distraction is the biggest problem for me. My phone is Bluetooth to my car so I rarely have to touch my phone. But just because I answer a call or my phone fall to the floor I get a event. So not accurate. It also freezes up and ask me to login. After trying about five times I just give up.

And. H. Mar 27, 2022     

Talk about a halfway useless ap. I have changed the notification settings and verified all notifications were turned off WELL every 10 minutes my phone goes off with a notification to turn on my Bluetooth and that my trips aren't being recorded... my trips aren't being recorded BECAUSE I HAVENT DRIVEN IN DAYS. If my phone could stop going off that would be great. Oh yeah nevermind of you pick up your phone to see exactly where you have to turn - its a point against your trip. 0/10. Uninstalling

Nor. B. Mar 30, 2022     

In hybrid cars this alleged device is almost useless. You sleep. It appears that every time you're at a stopwatch and move forward a treats it like rapid acceleration elevation. Make a left turn that is actually sharp by design you get sharp left turn. Every time you touch your brake it picks it up up so something is wrong with this device to give you a valid credit which is really a bogus wave giving a discount.

Cin. O. Apr 24, 2022     

The app is too sensitive for someone living in the mountains. Every time I leave home it dings me for hard braking at the bottom of a hill - it doesn't matter how slow I'm going, the car will always rock forward just because of the slope. Ditto for cornering - it complains about some mountain roads even when I drive under the speed limit. I'll keep using it for now and see if the discount makes it worthwhile!

der. s. Mar 25, 2022     

The program has some street speed limits at the wrong speeds. I got tagged in a 40 mph area for speeding, when I was doing 45mph. But they do allow you to send in a correction. Not sure how long it takes for them to correct it, but they are open for corrections! This app has saved me a little on my SUV's mpg. It's not a bad thing especially if you can save 30 to 50% on your insurance.