• Expense Manager & Money Saver 1
  • Expense Manager & Money Saver 2
  • Expense Manager & Money Saver 3
  • Expense Manager & Money Saver 4

Expense Manager & Money Saver


★ INDIA’s MOST POPULAR Personal Finance Expense Manager app that helps you to Save Money. Trusted by 1 Million Indians!.
Gullak is SMS based Intelligent Expense Tracker App for all Indian Banks and Cards. It Auto-track’s all bank, ATM, Debit / Credit cards & bills securely without any bank passwords. It is the most easiest Auto Tracking Daily Expense Manager App which is 100% FREE without any Ads . It’s all about Smart Savings.

Gullak is the most Powerful Income, Spending Tracker & Effective Money management system ever build which helps you to take control on your money and Save over 25% of your monthly expenses.


★ FEATURES: Gullak
- Personal Finance & Expense Manager App:


★ Smart Graphical representationGet a smarter insight of your expenses and income with graphs and charts.


★ No Manual Entry & Zero Efforts – All Automated by syncing your SMS


★ Know your spending trends and categories.


★ Manage Multiple Accounts


★ SPLIT expenses with friends


★ Set Reminders & Track your BillsNever forget to pay Bills of your Credit Card, Utility Bills & EMI


★ Get amazing offers based on your expenses & SMS Inbox


★ Easy, Smooth and Attractive User InterfaceCustomize it according to your requirements & convenience.


★ Set a BUDGET and Save Money


★ Gullak is Highly Secure as it never reads any sensitive data
- No Bank Account Numbers, No OTP & No Net-banking login/password.


★ Real Time Data SyncAccess Gullak simultaneously on multiple devices.


★ Customer Support 24/7

Be Smart, SAVE time and money with this smart app. Let Gullak do the Magic, its very easy & handy for your Daily Money Management,

✔ Coming Soon:
- Personal & Professional Tax Calculation, Calculate Loan, EMI, Fixed deposit, Term deposit, RD Recurring Deposit, PPF Public Provident Fund, Instalments, Interest,
- Local Deals, Discounts, Exclusive Coupons, Rewards, Vouchers, Discover Offers from Hotels, Food, eCommerce, Travel, Banking Services, Online offers, Offline offers in stores & Shopping Mall, Offers nearby, Credit Card Offers, Debit Card offers, Great holiday deals.

✔ SUPPORTED BANKS:ICICI Bank, Citi Bank, HSBC, HDFC, State Bank of India SBI, Kotak Mahindra Bank, Axis Bank, American Express AmEx, IDBI Bank, IndusInd Bank, Bank of India BOI, Corporation Bank, RBS Bank, YES Bank, Union Bank, Syndicate, Bank of Baroda BOB, UCO Bank, Vijaya Bank, Allahabad Bank, Canara Bank, City Union Bank CUB, Indian Bank, ING Vysya, Oriental Bank of Commerce OBC, Punjab National Bank PNB, Indian Overseas, Federal Bank, Andhra Bank, Central Bank of India CBI, Maharashtra Bank, State Bank of Jodhpur SBJ, State Bank of Hyderabad SBH, Dena Bank, KJSB Kalyan Janata Sahakari Bank, KRD Federal Credit Union, Tamilnad Mercantile Bank TMB, KARUR VYSYA Bank, State Bank of Travancore, Shahar Shakari Bank, Dombivli Nagari Sahakari Bank,

ABN AMRO, ANZ Bank, Bank of Maharashtra, Barclays Bank, Bhartiya Mahila bank, Cash Tree, Cashnet India, Centurion Bank of Punjab, DCB Bank, Deutsche Bank, Dhanalakshmi bank, Firstrand Bank, Karnataka Bank, Lakshmi Vilas Bank, Lord Krishna Bank, NABARD, Punjab and Sind Bank, South Indian Bank, Standard Chartered Bank, State Bank of Bikaner and Jaipur, State Bank of Indore, State Bank of Mysore, State Bank of Patiala, Jammu & Kashmir Bank J&KBank, South Indian Bank SIB,

✔ Contact us:Feel free to share your suggestions and feedback. Mail us at [email protected]

Category : Finance

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Reviews (25)

Par. J. Jul 22, 2020     

I have been using this app for last 6 years. But the data has not been synchronised from last 2 years. Very fine app. Developer should solve this issue so that we can use it on another device getting all the older back up

Dee. G. Oct 21, 2018     

I'm using this app since April 2015 and loved the app but Recently I have purchased a new phone and tried to login on it with my credentials but everytime I get same error message that is 'Network Error Occurred' and I have also noticed that data is not getting synced to server since June 2018. Please resolve this issue ASAP.

Hai. A. Jul 4, 2019     

I used this since 2015 and i loved it so much but then i changed my phone twice & look again for this app like a month (scroll all my history since i forgot the apps name) and also i cannot find another similar best app as this is.. i just download it and i cannot log in..network error.. please help to resolve this issue. i believed this does not happen to me only.

Sah. S. Nov 27, 2018     

A very good app with easy interface. Not able to get on few features such as split bill and all. But overall good to use app.

Saf. B. Aug 13, 2020     

I don't know inspite of being best money manager why developers are not working over this app they even do not answer the reviews ... Firat of all i don't know why they changed the name "Gullak" as that was really a very catchy name.... Second - this is not easily availble in play store if we search it there ... Third - why i am not able to log in my account ... Fourth - i am not even able to creat a new account every time it shows "Network Error" please Help as it is really a nice app.

Rah. C. May 18, 2019     

Recently bought Samsung M20. This app does not work on it. It gets installed but can't login. Display keeps vibrating forever. i have to closr thru cache clearing.

Suy. I. Mar 3, 2019     

All my data for last 3 yrs is lost. it is showing the same error for many users. All i need is the backup of my data.

muq. s. Dec 11, 2019     

despite it have bugs that if I edit something it changes its date and save it again, means if I edit simething in december, it will save same entry of same date of january and make two entries

Kar. D. S. Sep 30, 2020     

I have been using this for years but replaced my phone and now I can't login nor create a new account. It doesn't load anything on the signin/signup

Nar. S. Jan 4, 2019     

awesome app. but these days this is givin network error again and again. i m trying to register but failed so many time. i m uainf it as guest. not able to register. pls fix it

Pra. K. Oct 13, 2018     

I am unable to use the Import function. It says Exception in Import when I try to import a .csv file. I recently switched my phone. Please help me

San. S. Sep 6, 2019     

No response from customer care. It stuck on signup through Google, Facebook and even though email. But not response received.

lak. s. Dec 26, 2018     

I use this app since 2016 it was good but recently I change my mobile and I try to login in New phone but it shows network error kindly solve my problem

Cha. M. Jan 2, 2019     

It is not getting connected...its showing network error occurred...please resolve

Sar. S. Jan 24, 2019     

hi everyone carefully don't buy I brought & its not working everytime says network error

dee. g. Dec 31, 2018     

superb app. use continue since 2016 to till

Yog. A. Mar 8, 2019     

does not login in . network error always

SUD. S. Oct 10, 2019     

I cant log in to this app with my old user id pls help

Sum. Jun 4, 2019     

unable to register says neowrk error

SAG. Mar 5, 2021     

Hope you will make this app in working

Sat. R. Oct 19, 2019     

I couldn't sign up

Shi. K. Sep 23, 2019     

It's not warking

San. T. Mar 20, 2017     

I have tried a no. of money manager apps but could not find one that perfectly suits my needs. Although your app is the best among them, I am still not able to use it. The reason is that, the app does not have the feature to manually update account balance. You are requested to add this feature in the app to make it a complete solution for managing personal finance.

vik. s. Mar 17, 2017     

1-App takes lot of space once u update a lot of expense and income. All data shld be store in cloud and retrive frm same 2- Developer shld make new functionality of asset/liability management as Robert Kiyosaki explained. 3-As Income/Exp & Asset/Liability there shld be category of earning from share n mutual funds gold Etfs

muh. h. Jun 29, 2017     

Good app, but needs some improvements. One of it is regarding lending and borrowing. Whenever i click on it, it asks for contacts and doesnot show any list. It shows a + button, when i click over it it goes to add a new contact, but contact does not get added and i return to the same screen as earlier.. Plz correct it, I'm not able to use this feature of debt management..