Expense Tracker: Expense Manager & Family Budget
FinArt Money Manager is free to download with 5-days free trial so you can try all the pro features before you decide to pay for subscription.
Key features
Automated tracking using SMS alerts
Track Expenses
Plan monthly household budget
Get due bill reminders
Track active subscriptions
Track account balance
Detailed feature list
• Expense manager Track expenses automatically based on SMS alerts received for each transaction from banks and credit cards.
• Budget planner Set your monthly home budget, including category wise budget, to save money for life goals such as family vacation, education etc
• Bill reminders You will never miss due bills and pay late payment charges as FinArt will remind you for outstanding bills such as credit card, mobile, utility etc
• Personal and business profiles Separate profiles for managing your personal and business expenses.
• Subscription Manager Track all your premium subscriptions and recurring payments with ease at one place. App automatically tracks subscriptions such as Netflix, Amazon Prime, iTunes, Spotify etc. It will help you to avoid surprise auto payments from your credit cards.
• Track your bank balance Automatically track your account balance and credit card limit based on SMS alerts received from banks
• Protect your financial transaction data using Private Mode
• Automates categorization of your spends in different heads - i.e. groceries, travel, office
• Credit card expense manager - Manage entire family's credit card expenses at one place
• Manage family expenses - Sync your expense data across multiple devices
• Split expenses - Split your group expenses, shared expenses and EMIs/ installments
• Multi currency support
• Set any day of the month as start day ie salary day as month start
• Control your spends and save money for your long term goals
• Ad free experience, forever.
Lifestyle app
FinArt Money manager pro helps by automatically tracking expenses for all banks & credit cards (tracks SMS) and presenting them in insightful charts inside the app. App makes it easier for you to review your financial health in a snapshot and drive relevant financial insights about your expenses and budget management. It also helps in your family budget planning where you can set monthly spending limits for any specific category or overall monthly limit and save money for life goals.
Data privacy and security controls
At FinArt, we care a great deal about privacy and security of your banking data. App offers premium and unprecedented data privacy and security controls for managing your credit cards and other financial data:
✅ No email/phone number registration.
✅ Private Mode Option - It ensures none of your sms text or bank transaction data go outside your phone.
✅ Stores your financial data backup on your own Google Drive instead of 3rd party server
✅ Multi device sync using secure peer to peer connection to manage family expenses
✅ Does not connect to your bank accounts for money management instead it works based on SMS sync
Why it needs SMS permission?
SMS permission is optional and required only if you want to track your expenses and monthly budget automatically based on SMS alerts. These SMS are sent by all bank and credit cards for every transaction, due bills and premium subscription payments.
Category : Finance
Reviews (30)
Really bad experience with this app, it's saying preparing experience from sms and after 40% it say "couldn't connect to internet" and start's again😑. But my internet is working like a butter, i tried wifi and mobile net both. (If my problem get solved then i will update my rating)
It's OK app. To track only expenses. APP is not helping to capture Savings like RD, investment like SIP. Now everything needs to be captured under head of expense. It would nice to have expense , savings, investment category.
Subscribed for family plan with two devices but the second device is not upgrading to premium. First device on the other hand is able to unlock premium features.
I've been using Finart for more than a year now, and honestly? It's perfect at what it does! Worth buying that subscription. Moreover over the customer service is very hands-on, and resolved my queries/doubts within a day of sending them an email. The one thing that could be improved would be the theme/palette (could just be personal preference), but that becomes very secondary because of the utility this app provides. 10/10 would recommend!
Good build app, nice colour and design. It's not only expense tracker but u can use account feature to note your payable or receivable. It would be so much better if we can adjust our own expense type. Also, it would be good if u can create a separate feature to record receivable or payable. We can manually note it but it need twice to adjust the balance and record the expense. So if u can make a separate feature, it will definitely better
Oh Wow, you added Manual Cashback option... You are the best. 👍🏼 To all, this is the best personal financel management app, and transaction tracker. I have tried a lot of others, but they all have so many unnecessary features which make useful one go into deep background. This one perfectly catches all your trasactions, all wallets and you can easily tweak them if you want to. Seems secure too. They have been adding every feature I requested step by step, and I am glad to be a subscriber. 🤘🏼
The app is great for sms tracking, so it does all the service of adding expenses automatically. But that all. The budget mode is extremely limited. There is no option of creating more than one budget. The option given by the developers was totally unacceptable (create a category for a different account to be monitored instead of having a second budget-loosing the auto sms adding feature). There is no way to see the remaining budget (only what was already used)and to see the daily allowance.
It was one of the best tracker app out there but now it has turned into a waste. Cannot track messages related to transaction most of the times. I don't understand how can an app that was perfect a year go, can't do the basics properly. Got the premium subscription, gonna cancel it too.
The app is nice and given the privacy mode , would probably make it one of the best apps to manage expenses by reading SMSs. I would like to purchase the yearly subscription, however a few things I feel are required : 1. Can you pls add another category as "Not an expense", as this option is currently not available 2. If I set a monthly budget say 'X' amount, then the addition of all the individual category budget should not exceed the overall budget .
amazing app. really smart. just what i wanted. most important feature is that it let's me set the start of month and scans sms. ignores wallet recharges(customisable) but tracks wallet expenses. considering subscribing to the paid version. Update: Trial period extension. Really supportive team. What i loved so far: 1. very intuitive UI and stable application. 2. Extremely well suited for Indian financial ecosystem(wallets, bill payments, cash withdrawls and what not). Unlike Walnut(previous experience), it can comfortably understand that wallet recharge is not an expenditure in itself 3. compared to walnut, the UI is less cramped. 4. I like the fact that my data is not being mined to offer loans to me. 5. Staying clear of ads is the best decision. Feedback: 1. The first view shows the expenditure list as well as the graph. May be the graph could be made to appear(slide up?) on demand. Offer a button may be. This makes the view seem more spacious. 2. I didn't find this app until i took some time to search for an app that suits me. I tried 3 different apps before this. Advertise better. 3. Offer optional sync across devices over P2P messaging.
It has been just two days but I think I am going to like it. Edit : after usage of around 2 weeks. Being 100% dependent on unreliable SMS system is pathetic, no web interface another big drawback. Don't know why all the startups are obsessesed with APP only products, they may look cute/good but without having a web interface they become useless in future.
Wasted my money on the yearly subscription.Cannot track messages related to transactions.On reaching out to the support team with relevant snapshots on the transactions,this is the response I got."This categorisation is done based on some auto learning models. If any of the transaction is not categorized as per your expectations, you can update the category once and in future FinArt will do it as per your preference".If I had to do it manually why would I get a paid subscription app?
Perfect for what is expected from it. Finally I found what I was looking for. There could be minor improvements such as ability to tweak/delete default categories or ability to undo transaction or account deletion. But these are nice to have and don't really affect the bigger problem that the app is trying to solve. Keep up the good work!
I had tried a number of money managing apps before selecting on Finart as I felt that they met all my requirements.I have now been using this app for almost 3 years .I have been very happy with the app and have faced no problems ,and have had no need to approach them for any assistance,and everything was going smoothly. I have however recently found that some bank SMS message have been missed,and I have approached their back team for assistance,but even after a month having passed I have not been provided a solution to the problem.Even calls that I make to them for a solution are now not even attended. It"s a pity ,but if this is their attitude it appears they are looking to lose a customer who had a very high regard for their app. Satinder Bhalla
App is good but there is no way to track the how much is the unbilled amount, from the billing start date, till today. This feature is the basic when you allow to add the Credit Cards and I don't see that. My rating will improve once this feature is addressed.
At starting all was good. It was automatically recording the transactions through notifications and later it stopped all of a sudden. Even support team couldn't resolve it. And the support team responds only after a week. Bad customer service.
Tried it, bought it, & never looked back. Super seamless app with an intelligent sms scanning algorithm & friendly UI. No crashes whatsoever, zero background usage & almost non-existent battery consumption. Props to the dev team you guys are pros!
Amazing experience, well built app, helps me track and reduce my daily-monthly expenditures. Extremely useful and well executed. I purchased a year's subscription, would do it again! Thank you to the dev :)
I bought the paid version of it since I was getting an offer. Excellent app especially with option if tracking expense in aed. It also trackd my Indian account expenses and shoes the converted value. The various categories that can be edited is very essential way of managing your expenses and everything can be emailed. Its exactly what I was looking for.
It's a fantastic app. I wanted to build a certain of my own but you guys beat me to it. Only thing I wish it had was a widget that I can slap it in my homescreen if my Android phone and easily see my various expenses in one shot would having to open the app. I am willing to pay for that feature too. Also, please introduce an iOS version too.
Please add a "Self-Transfer" or "Not an expense" option. When I transfer an amount from my "for-spending" account to my "only-saving" account, it adds it to the monthly expenses and says that I've exceeded my budget. I'll buy the subscription as soon as this is fixed. :)
This is a very nice app. Although we need to buy subscription, its worth the value. This app gives a good view to understand where our money gets expensed. Also its sms reading and automatically categorizing is also nice. The cashback adjustments and refund pending adjustments are also great features. There is definitely to improve to refine more for better User Experience but to start its a great app.
After the first four days of free trial (out of max 5days allowed), the only thing this does best, is the auto updating of the financial transactions. Didn't really get to know the app in detail. Somehow forking out ₹499 (discounted price. ₹999 is the full price) every year didn't make sense to me. The customer care replied promptly when asked about payment but they couldn't really solve anything. caveat emptor ! Uninstalled.
I took subscription thinking that I will get more choice of editing or personalizing to my needs, but bit disappointing to see not much difference before paying Rs 800 and after paying. All the apps settings and option are same, we should be given some choice of editing at least when we pay Rs 800 !!!
I was searching through many money managing apps and tried out many but this one stood the test. It supports and syncs with the bank sms and adds in various currency related transaction as it is which others fails to do well enough. The interface is good and if you need to add expense manually, that option is there as well.
randomly came across this app via some forum. as of now (last 2 hours of fiddling) this is perhaps the best ive come across. quick analysis of all the sms. accuracy of capture is high and whatever doesnt get captured, the fix is easy. and the GUI is simply fantastic. good job to the team. giving 4 stars as im only 2 hours into the app. but this seems like a 5 star product
You didn't get my point, even though suppose there are 5 transactions with 5, 6, 7, 8 and 9 months with amounts 10, 20, 30, 40 and 50. If apply filter of date range, March 6th to 8th, which includes amounts of 20+30+40= 90, but this amount is not calculated and showing zero. I hope now you can get some idea what exactly the issue is. Sent mail with screenshot to clearly understand the issue.
Just downloaded and played for a bit. Fantastic app as I was looking for something similar in the UAE since a couple of years. None of the other apps I tried (Spendee, Wally, Fudget, Toshl etc) come close to FinArt features such as SMS reading and AI capabilities. Atleast in the UAE. Totally worth the buy and I believe the product owners will continue rolling out new features periodically.
Hi Team, You are doing wonderful job! It would be great to add investment as a bucket so we can have 3 major buckets expense, investment, income. Reason is we cannot consider investment as an expense, so request to add in your backlog document to ship it in a near term sprint cycle Thanks,
You add your first expense for $60.75 and the expenses screen shows incorrectly as $60 and NOT $60.75. Uninstalling this app as its not reflecting correct information. Then, when you look at the account balance, it's showing only one number after the decimal place and not TWO.