• F&M Bank (OH, IN, MI) 1
  • F&M Bank (OH, IN, MI) 2
  • F&M Bank (OH, IN, MI) 3
  • F&M Bank (OH, IN, MI) 4

F&M Bank (OH, IN, MI)

Skip the trip to the bank with Mobile Banking from Farmers & Merchants State Bank. With the F&M App in the palm of your hand, you can let your fingers do your banking. The F&M Mobile Banking app is available to all F&M Personal Online Banking Customers.
F&M Mobile Banking is fully secure. No personal information is stored on your phone. With multiple layers of authentication, you will not have to worry about the wrong people getting your information. Using the screen lock on your phone is still recommended.

To get started, download and launch the free app. Sign in with your Farmers & Merchants State Bank Online Banking user ID and password. That’s all you need to do to get F&M in the palm of your hand.

Available Features Include:− Accounts Check your account balance and search recent transactions by date, amount, or check number.

− Transfer Funds Easily transfer cash between your F&M accounts.

− Check DepositDeposit a check into your F&M account from anywhere.

− Pay bills Easily pay bills anytime on the fly.

− Locations Search ATM and Office locations by current location or zip code.

To learn how we protect your privacy, please visit https://www.fm-bank.com/documents/Privacy-Notice.pdf

Your mobile carrier’s text messaging and web access charges may apply. Member FDIC.

Category : Finance

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Reviews (26)

Mik. N. Apr 10, 2022     

Very good app overall. However, most updates cause issues and need furhter updates ton orrect. Usually the issue prevents access to accounts rendering the app useless until fix is applied via update. Last update caused false security issue and the fix has caused me not to see all accounts

MIL. A. Mar 20, 2022     

3/20/22 All I get is a white screen now. Reading the other reviews, I see the app was updated. I really hope someone corrects this issue asap. I used to use this app several times a day for my business. I would hate to change banks over a app. But if the issue continues I will have to. I need a working bank app.

Ant. A. May 15, 2022     

The app is very simple intuitive with no bloat. It is one of the easiest banking apps that I have used.

Deb. D. Mar 17, 2022     

Not happy with the app..doesnt even show up ..just a blank screen..nothing at all..said it was an android problem....need a new app that works regardless of what phone you have..come on..its annoying..

Ang. D. Apr 16, 2022     

It's user friendly and sends me alerts on my phone so I am aware of any unfamiliar activity. Makes banking easier.

A. G. u. Mar 17, 2022     

Just updated to newest version and it says "application violated security policies and will shut down". Won't even give me a chance to log in. 3/17/2022

Int. Mar 28, 2022     

App gives security violation warning and closes. Can't even get past the loading screen.

Mar. Q. Apr 1, 2022     

Doesn't work since updates, immediately says "Application has violated security policies and will be shut down 1839:15B0" and closes abruptly.

Kur. P. Mar 24, 2022     

Since update I get nothing but white screen. Talked to bank and they said they knew about problem. Going on 2 weeks without fix. Disappointed

Jef. S. Mar 14, 2019     

This app does well. The only thing I can see room for improvement would be when making an internal transfer (e.g. - transfer from savings to checking) you should not need to enter your password. I keep my password at the maximum number of characters allowed and it is incredibly hard to input. Maybe allow the fingerprint be an option too, if enabled. If it was an external transfer I can see entering your password being default.

Abb. J. Mar 30, 2022     

Recent updates have been awful! App will not even open, crashes immediately.

sha. b. Mar 19, 2022     

App works well with few bugs. Free electronic check deposit would make it perfect

Alm. J. May 26, 2022     

It would be great if you could select forgot user ID not just forgot password.

Cai. M. Apr 5, 2022     

App crashes while opening on me OFTEN, but when it does work its easy to use.

Kei. G. Apr 1, 2022     

kinda tricky at early start but has evolved to a very wonderful situation for me. Its changed my banking condition , ????????!!!!!&%#

Dan. F. Mar 28, 2022     

Since the last update the app opens and quickly closes please fix this!

Ste. A. Mar 21, 2022     

Since updating will not allow to log in. Says problem with credentials.

tin. t. Mar 21, 2022     

The app just shows blank screen now after they updated . Useless.

Har. L. Mar 30, 2022     

App doesn't work after update the screen is blank

Pap. W. Apr 6, 2022     

Thank you for being prompt with the bug fix.

Luc. L. Mar 23, 2022     

Not working on my android phone now. Not sure what issue is.

Sam. P. Jun 18, 2021     

This is a really cheap app design for a bank. A few months ago, the app had a software update, which made my phone incompatible to use the app. My new phone worked fine with it, until the phone had a software update, now the app crashes every time I try to open it. It literally crashes before I even get to the login screen.

Nic. A. Feb 6, 2022     

Won't even let me open it now. I swear I'm about to switch banks. Really hate that you guys ate the bank I used to have because I had no issues with them. Oh, and I just uninstalled and reinstalled it and it's still not working, so it isn't an issue with needing to update or whatever.

Zor. M. May 1, 2020     

The login is pretty decent, it could also ask for your social security as additional way of getting into your bank account along with your ID. The interface is a little basic, it could be a little more user-friendly. It gets the job done though, makes my banking easier so I don't have to always go to town whenever I need to transfer money on my account for check on my balances. Overall, it does what it needs to do

Eri. S. Feb 12, 2022     

This is by far the WORST banking app I have EVER used in my entire life. If 0 stars was an option that's what I would have given it. It worked for all of 3 days and then when I'd open the app, it would show a white screen, and then take me back to the home page. I can't even check my freaking balance!!!

Jes. T. Jul 23, 2021     

Not very happy with app. It always comes up saying contact support or assistance. And when I close all my apps and then turn my phone back on it comes back up a few times and then it crashes. This needs to be fixed.