• First Lend - Payday Loans Online 1
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First Lend - Payday Loans Online

Apply for short term loans & payday loans online now! The process is 100% online to save your time and energy. Then you can cash out once your application is approved. If you’re looking for bad credit loans, you should use our service today. It’s quite easy getting your day pay loan application approved. The security finance team makes sure the whole process is smooth and quick.

Where can you easily get money when you need it most? There are many people who don’t have security finance in their lives and they need small loans for emergencies. Also, they have bad credit scores, so they need to find lenders who can provide bad credit loans for them. If you are looking for a bad credit personal loan, you can use our app. You don’t have to look for bad credit personal loans elsewhere. You only need to click to start the application process. Other personal loan bad credit services have a much complicated and longer application system. That’s why you should definitely use us go get personal loan bad credit.

The process of applying for short term loans & payday loan online:
1. Open the application form to begin day pay loans application.
2. Select the amount of speedy cash you need. Do you need a small loan or a larger amount?
3. Fill in your personal information from names, zip code, SSN, etc.
4. Go to the next step to fill in the application.
5. Wait for offers from lenders.
6. You can view their terms and personal loan rates.
7. If you agree to their terms and payment option you can get the speedy cash you need soon.
8. The fund will be transferred to your account
9. Pay the short term loans once you cash out your paycheck.

There are many advantages of using First Lend - Payday Loans Online. One of them is the tight security finance team has put in place to guard your data. Also, if you are looking for a place to provides bad credit loans for you, this is the place to go. If you go to a bank and apply for personal loan bad credit will make your application rejected. We also have very competitive personal loan rates compared to other lenders. If you don’t like the terms and the personal loan rates, you can choose not to accept the offer.

The day pay loans application process is quick and free. We don’t charge you for applying. You also don’t have the obligation to accept any offer. Remember though, it’s not easy to get bad credit loans, especially if you need speedy cash for an emergency. Let us help you whenever you need a bad credit personal loan.

So, now you know where to go for quick cash out and speedy cash.

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Please read our disclaimer before you use our app. We are not lenders and our app only serves as a platform to help you connect to lenders. Using our service and app means you’ve understood all our Terms and Conditions. When you accept an offer from any lender, make sure you understand all the terms, including payment obligation. Annual Percentage Rate (APR) from 4.99% to 35.00% for users with height credit score. For more information regarding the APR contact your lender.

Minimum and maximum period for repayment from 65 days to 2 years.

A representative example of the total cost of the loan, including all applicable fees:
Amount: $1000,00; Period: 12 months; APR 11% and a fee 2%; Monthly: $88,38; Total Paid: $1060,56

We hope you find our personal loan bad credit app useful. If you do, please take a moment to give us our rating and review.

Category : Finance

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Reviews (30)

A. G. u. Apr 13, 2020     

Configuring access turned out to be very easy. I wanted to create an account out of interest, just in case, I might need it. The app is very convenient, it has excellent feedback. I’ve taken loans twice already because I don’t always manage my expenses properly. There is nothing I could complain about except the fact that this app becomes slow sometimes, but that’s the fault of my internet provider.

A. G. u. Apr 14, 2020     

Everything was great before the update, but after it, I started to have some issues. The app froze from time to time, but as it turned out, I had been entering inappropriate information. Operators helped set everything up via phone call, I manually canceled some app permissions so as not to have any reasons to worry. I get bigger amounts of money by increasing my rating, it’s very convenient that I don’t have to go anywhere.

A. G. u. Mar 25, 2020     

It requests only one subscription fee per month. In other similar agencies you could end up with so many hidden fees, that finally, your total amount comes twice of what you borrowed. I had that in the past and didn’t want to do it again. But your service was different: the sum was just. It’s a very good service. I will definitely tell my friends.

A. G. u. Apr 12, 2020     

This app is working and that‘s not a scam! I’ve been connected quickly and got my money, but there is one important thing to be mentioned – commission. It’s not that small. In addition to that, you should follow the payment dates, otherwise, the debt repayment won’t be considered as paid in advance if made without notifying. It often freezes, but I’ll use it anyway!

A. G. u. Apr 13, 2020     

I don’t like all these credits and overpayments. Yes, it’s quick, yes, it’s online, but the interest rate confuses me. I never liked to overpay. I used this app once because I had no other options. The service is adequate. They arranged everything starting with signing in to transferring money in a couple of hours. It can be used generally as a way of getting money in urgent situations.

A. G. u. Apr 13, 2020     

The app works fine. Took some money – returned the money. That’s a big advantage in the service. Due to a certain unexpected situation, I wasn’t able to pay my fee on time, so I was expecting to receive an additional penalty fee, though they would block my account. But after having contacted with their operator, I had my due date postponed without any further problems. This service is even better than in some bank departments.

A. G. u. Feb 8, 2020     

I like the interface of the app! It’s very laconic, everything inside of it is really clear. It looks nice without all these additional features, which are not really needed. I find it cool since your attention doesn’t distract from the main idea of the app. Well, I would recommend it to use if you’re in troubles.

A. G. u. Mar 31, 2020     

This app gives access to a simple system of getting loans, repaying them and transferring this money to your bank accounts or getting them in cash. Its interface is very understandable, attractive and easy. I enjoy using it at hard times when there are just a couple of days left until getting a salary, but there is already no money to spend.

A. G. u. Apr 4, 2020     

I appreciate that application. It's helped me more than once. For example, when I want some entertainment but my wage looms like a desert mirage. That's why I use the app without hesitation. When I was downloading it I could imagine nothing more convenient. Excellent support service, the guys respond quickly.

A. G. u. Mar 10, 2020     

A strong, good application, a competent team of support staff, quick response to requests for help, convenient functions, instant crediting of funds. Rarely, but errors appear. In general, I use it for a long time and like everything. I will recommend it to many friends and good people.

A. G. u. Mar 10, 2020     

Convenient, fast interface, the support service responds quickly, almost always helps with the problem. A modern and convenient application. We see the history of payment transactions, expenses, and accruing cashback. So far I can’t say anything bad, but if I will leave a review.

A. G. u. Mar 22, 2020     

It is very convenient for me to use this app because I can borrow money for a short time just when I need it. I can also connect this app to my financial accounts and see information on my cards. But it happened a few times that I have completed a financial operation, but the system didn’t show any income of money for about hours. That is the only bug I have noticed so far.

Wil. E. Jul 10, 2021     

I've been using this app for a few months and it's amazing!!! It helps me keep track of my bills and when they are due, sends me notifications if any bills are coming and what my account will look like afterwards, and has helped me save money. some bill of exchange fees. a little money

A. G. u. Apr 17, 2020     

I used one of those payday loan apps when they just appeared and was very disappointed. I got only high rates and bad terms. But I was lucky to find First Lend. These apps changed in a better way. I was connected to the lenders and chose the best one. But read carefully what they offer, there may be also unfair people.

A. G. u. Apr 2, 2020     

It was hard to choose from. There were several similar apps I was choosing between. All of them were very interesting and user-friendly. This app is better off. I mean all the requirements like duration, interest rate, the sum of the loan... all of them are the most suitable for me. It's out of for me.

Wes. S. Jul 10, 2021     

The real savings came when I only needed a small increase on a few small bills, and the fees were reasonable enough. The option for a tip is a bit overwhelming as a small part of the fee is added for fast delivery, but I see their aim is to save the tree so a little tip here and may not affect anything

A. G. u. Feb 21, 2020     

After the renovation, my account logged out. I had to fill it in once again. It is not a problem, but rather an unpleasant surprise. But still, the app works as usual, stable and fast. It opens quickly without crashes. Fast connection to the lenders. Good opportunity to get money from your house.

A. G. u. Mar 13, 2020     

The app works. The transfer to the card is less than minute. Closing an account is as easy as getting it. Here everything is on trust, everything is honest and the human factor has not been canceled, everything is honest, always help, the app is very convenient and fast. very urgently needed money, quickly issued online

A. G. u. Mar 20, 2020     

It's a free app with good service. It has recommendations for your loans and transactions, notifies you about all the updates and shows info on your connected cards. And as I am a type of person who always forgets about all the important things one has to do, a service that has such functions is very convenient for me to use)

Joh. T. Jun 2, 2020     

Simple and quick, just what you need when you are looking for a money loan. Takes very little time to get used to the interface and also to get your loan accepted by the lender. I am pretty much acquainted with the process of online loans, and have also tried other apps, such as dave and earnin, but I consider this one as a great alternative to these two apps giving a few factors, such as great searching instruments and the range of available offers.

Dar. J. Jun 18, 2020     

I want to say a few words about the First Lend. As for benefits, I would stress the communicative staff. I think they can withstand even the most meticulous customers. The terms and conditions of the loan are really acceptable for everyone. Also, lending is online, which is good news! Early I used Cleo and liked it.

Jar. D. Aug 23, 2020     

It turns out that it’s so nice to receive payday loans. Previously, I didn’t experience such feelings, but as soon as I started using this loan app, I immediately understood the reason. I found safety, clarity, adequacy, and speed in one place. I missed all these indicators put together in the previous app.

Kel. C. Jul 9, 2020     

Too many ads! I couldn't complete my application because there's no way around the ads and when you back out of the ad it takes you back to the home menu where you have to start all over again so I like the idea the app is relevant it just needs those kinks worked out of it ..

A. G. u. Mar 20, 2020     

I was disappointed when I tried to download this app and it took almost like forever for the app to be installed. I had to be REALLY patient to wait for it to finally open. But I changed my opinion on the subject after using this service for a while. The app is operating very well and boots up quickly. All the disadvantages are gone. Developers did a good job here!

A. G. u. Apr 21, 2020     

I’m a permanent client of this app. I like its simplicity, the possibility to find the right lender, whose terms are completely acceptable to me. The process is easy to handle. I had some apps like that before, but all of them kept something in the dark. This payday loan app has no pitfalls at all, that’s why I rely on it.

Gar. M. Jun 8, 2020     

Very nice app with a great functional, which is not worse than any other loan apps available. If you are in need to borrow cash urgently, then, you’re on the right path, since this app is very easy to use and is ideal for the arrangement of a quick loan. It also stands up well in comparison with the other similar apps like cleo.

A. G. u. Feb 5, 2020     

I really like the app because the only information you need to provide them with is your passport data. And that’s all! Just imagine, no queues, no other people, no papers and singing ups… The application and approval process is easy and fast! That’s why I actually think that the service is the best!

A. G. u. Apr 15, 2020     

I can’t stand debts, especially loans with additional fees. I didn’t believe in any online programs at all. But that was before I found this app. I’ve used it once. It is a savior. I hope I’ll never have to use it again (interest rate and stuff), but I think I won’t delete my account anyway – it’s a good “safety net” in case any problems appear.

A. G. u. Mar 30, 2020     

It's so great that this service is one hundred percent free! This app connects you with all the loaners who registered in the system and you borrow money straight from them without giving your data to anybody else. What's more, you can arrange your payment date delayed if something goes wrong and you can't pay back on time. I love this app)

A. G. u. Apr 5, 2020     

The best app on Earth. It thinks about its customers, as seen in every update. An important feature of the setting is that you can automatically pay off your debt from your payroll card at a particular time. And this isn't just time-saving and the possibility of purchasing but also the pleasure you get from it.