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Garima Smart

Garima Smart is Garima Bikas Bank's Official Mobile Banking App. Enjoy easy banking from your handheld devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Garima Bikas Bank. This App will be regularly updated with additional new features.

Key Features:
1. Banking On the Go
2. Bill Payments Made Easier
3. Top Up Made Easier
4. Fund Transfers Made Easier
5. QR Code: Scan and Pay
6. Instant Online and Retail Payment with Fonepay Network
7. Accessing your Account Informations Made Easier
8. User-Friendly, Safe and Secure
9. And Many More Exciting Features

Garima Smart helps protect your information by using 128-bit SSL encryption when you are logged on.

To be able to use this App, you first need to have a valid account maintained at Garima Bikas Bank, and you need to subscribe to the Garima Bikas Bank's Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Garima Smart is a Member of Fonepay Network.

Smart Banking for Smart People.

Category : Finance

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Reviews (29)

Ati. S. May 20, 2022     

I have put money from my esewa, the message has come but the balance is not showing on the application. Update your system.

Bib. D. 2. Apr 11, 2022     

I can't load any amount to esewa it always says "error 1002 and please login again". What is this? I can't pay money in time. I've faced many difficulties due to this problem.Please fix it.

Nag. S. May 11, 2022     

Very nice well functioning app, feeling sophisticated while opening app🍀🌺

Yuy. P. Aug 28, 2019     

New review: Now its good. Everything works nicely. Thanks. Old review: Completely useless. No way to reset online login password at all. its been 2 months since i am trying and still no help at all. I dont know who designed this application. It takes 10 min to just explain difference between txnpin and login password to it guy. Worst service. I asked them to reset my login password but still no hope.

Bik. Jul 21, 2020     

No proper transaction through this app. I lost my Rs, 50 during an error occurred while transaction. Is this the new way to steal money? Hope you kindly refund my money or you lose one of your loyal customer. Also, the funny thing is that we cannot even complain through app.. It always says that it is having some problem. This app is garbage

Pra. R. May 11, 2022     

I don't know why If I use correct Password and Mobile number It starts to take so much time to login and atlast It says Taking too long Pls try again... So frustrated to use Other mobile banking don't have this type of issues... they are pretty good to use...pls fix this prblm

ash. d. Jun 3, 2020     

3 stars because it used to work before but nowadays it does not work properly and doesn't even show the account balance please fix it as soon as possible! I am hopefully seeking for the improvements!

jee. r. Jan 16, 2022     

Useless mobile banking app. Dont open any account in this bank.

NAN. A. Oct 13, 2020     

The app is good but needs some IMPORTANT changes. In a slow connection it states transaction failed but the amount is transfered. Its not that pleasing.

Asi. T. Nov 3, 2021     

I did transfer some money from my bank account to my personal e-sewa account. The money was shown as transaction successful in this app but the e-sewa app is not showing any received money and not even a statement. Fix this issue!

Dee. P. Oct 23, 2021     

Does not open the app. When we open this app, and it said "its taking too long time to process. If you have performed any transaction, please check its status before redoing it."

Kir. B. Nov 26, 2021     

I can't send money as it says login again error code 1002 again and again. I have been doing it for 2 hours now! It doesn't even show my account number in the process! Please FIX IT!!

Sab. R. Jul 9, 2021     

Does not work on esewa topup. While using it says error code : 1002, experienced since last year. Need to improve.

Sud. o. Jul 16, 2021     

I don't recommend anyone for using this app.Worst mobile banking app . After login several times it doesn't show available balance in account. Hope this problem solved soon.

Shr. P. May 3, 2019     

its good but can be very annoying sometimes.Whenever I need money urgently,it doesn't load my balance and the money is sent after hours.Very annoying .Hope you work on it soon

Anu. B. Apr 20, 2022     

Why it is always saying error. I cant transfer money to esewa and transfer money. Please solve my problem

Roh. S. Dec 6, 2021     

One of the useless mobile banking app. Too much error. I cant send money from 3 days.

Pra. A. Jul 25, 2021     

One of the rubbish banking app I have ever seen. Total garbage. Nothing works literally nothing.

Lea. e. W. A. Feb 2, 2021     

This app is very useful and good. I can see my transactions of my bank easily. Thank you developer.

Ish. S. Apr 9, 2021     

Indeed very good experience that this app worked well enough !! Thanks to team f1 Soft !

Rab. C. Apr 7, 2021     

Everything is good, but I can't transfer my money to esewa account number section is not showing anything please fix it

Nep. S. Jun 25, 2020     

This is my favorite app ... This has made money transactions much easier.No more hassle of carrying money.

Man. P. Apr 14, 2021     

I can't even transfer any amount to esewa as it says error 1002, login again

A. G. u. Mar 9, 2019     

i don't know what happened this app when I enter the mobile number and account number than any time show error that's way i will give a one star

Sag. K. Mar 5, 2019     

we cannot set password worse app many more errors what do u mean by special character

Kar. K. K. Jul 16, 2020     

Fonepay in this app do not working... Check and troubleshoot the problem.

san. s. Apr 19, 2019     

what kind loading error it shows always .?? .... ridiculous in need it doesnot work

San. S. Apr 10, 2020     

These days its not working properly.it doesnt shows balance.its really slow

Dev. B. Dec 23, 2020     

Everything is fine except Fixed deposits option please Add fix deposit option too.