IOU - debt manager
2nd place in finance category of Best App Ever Awards 2013: http://www.bestappever.com/android/awards/2013/winner/finc
The only debt manager app with debt sharing and sync to cloud, Android, iOS and Windows/WP 8. Details at http://ioutool.net
Features:-Borrow/lend things and money-Partial payments-Payoff date-Settled debts and payments history-Cloud sync, share debts-Custom currencies-Automatic email reminders-Totals for debtors-View by direction or contacts-English, German, Dutch, Italian, French, Spanish, Polish, Russian, Ukrainian translations
Pro features (available with in-app purchase):-Overdue notifications-Backup/restore data-Recurring debts, periodic payments-Password or fingerprint (Android 6.0+) protection-Attach a photo to debt-Manual Email and SMS reminders, customizable templates-Readable CSV export-Contacts search
*IOU stores it's local data in a default database provided by Android. It is not intended and should not be used for storing any sensitive data.
For any questions, issues and suggestions please write to [email protected]. If you like the app, please support it by rating and leaving a review!
Credits:-square.github.io/picasso/-icons8.com-github.com/castorflex/SmoothProgressBar
Category : Finance
Reviews (24)
Do NOT pay for this app if you are wanting access to it's backup feature, "backing up" on this app downloads a zipped folder that you have to manually transfer to your new device, and then the app on the new device won't even accept the zipped folder! So i guess thats $4 down the drain
great app, keeps me up to date with all my debts and outstanding payments, ability to do recurring payments, payment due date, periodical payments, email and sms reminders, was such a handy app i bought the paid version to unlock extra features, app is 100 percent with the purchase price, has paid for itself many times over by causing me not to forget any outstanding debts... would give 10 stars if possible, number 1 app on my phone..
this app is quite good actually. simple and easy to use. the only thing is you cant have backup to all your info when it is free vers. sadly. but out of all, it help to organize all payment made, with time and date. helps a lot!
Rubbish app tried to start a debt i owe and even to add a reoccuring payment monthly is extra!! U have to upgrade to pro so its not free why would i pay for that??? I wanted to keep it on my phone. Instead of paying i rather write on my calender or notes
Nice app, unfortunately y I u can't set up old debts. Also you can't clone debts. Alao there is no way to close multiple payments together with one big one.
It tells you to register between when you do try to registered one that you put in the password and always charged you 6 characters and I've been put in more than 6 characters and it's still 1 let me
Have had it a month now, helpful and very easy to use, basic functions make it easy and efficient.
Abandonware. Does not honor purchased Pro license. Developer never responds to any inquiry. Last updated in 2018, but is asking for a monthly subscription. SCAM!
One among the best and easy apps to manage personal debt and credits, easy to use, can schedule payments and also has email and sms reminders
I purchased the pro version for $3.99. This turned out to be a 14-day trial. Nothing indicated that it was for only 14 days. I thought I was buying the pro version forever. I even emailed the developer. No response.
This app isn't backed up...if your phone crashes and has to be reset you lose everything...currently $800 in the phone as I can't remember everything people own me
you tricked me you sending a notification and to my phone that I need to purchase pro I already paid the 3.99 and I got charged again 3.99 you f****** a****** refund the 3.99 for upgraded free version and should not ask you to upgrade and even if you do before f****** upgrading it should takes you to play store to the pro version not go ahead and purchase it again like I f****** did because you f****** trick me you f****** thief
I love it! Very simple and easy to use. It gives me my debt and who owes me.
I love this app, but I need one more thing, I need to have a widget to show amount of my debt with name of it and I want to be able to increase or decrease it.
good app but be careful, some enteries become duplicated spontaneously which can lead to serious errors.
I have the pro and my app syncs with your website but today when i enter it says i have to buy pro app again though it still syncs. What is this
A separate app for debts? I would like to have this functionality in the personal finances application.
It has been great so far but i wish it had a notification system to notify you when the debt is due.
It is a good app however haven't received an upgrade to a Pro Version even after paying.
Receipt photos are blurry to the point of being unreadable.
Clear and easy to use, the only thing I do not like is that the amounts show $ and you cannot change it to your own 😢
This app is excellent and gets the job done, no gimmick!!!
Concept is good but you're limited unless you purchase the pro app.
Very impressive app for quick management of debt/credit's interest/principal amount paid/received management. I like it very much. I am Pro user. Only 4 star rating, because, I would use categories to categorise debt/credit like from which bank, which place, from which finance institutions, etc. Also, search option for any specific person or amount or bank (from the category) is lacking. If any payment due is missed, that debt/credit should come on top of the list with a different colour.