• IOU Pro - debt manager 1
  • IOU Pro - debt manager 2
  • IOU Pro - debt manager 3
  • IOU Pro - debt manager 4

IOU Pro - debt manager

IOU (I owe you) is a debt manager app for things and money. Save your money by keeping record of all personal debts, bills and loans in this single app. IOU is simple enough to be used on the go by coworkers or roommates with shared expenses, and powerful enough to be a good assistant for freelancers and small businesses.*
2nd place in finance category of Best App Ever Awards 2013: http://www.bestappever.com/android/awards/2013/winner/finc

The only debt manager app with debt sharing and sync to cloud, Android, iOS and Windows/WP 8. Details at http://ioutool.net

Features:-Borrow/lend things and money-Partial payments-Payoff date-Settled debts and payments history-Cloud sync, share debts-Custom currencies-Overdue notifications-Backup/restore data-Recurring debts, periodic payments-Password or fingerprint (Android 6.0+) protection-Attach a photo to debt-Manual Email and SMS reminders, customizable templates-Readable CSV export

*IOU stores it's local data in a default database provided by Android. It is not intended and should not be used for storing any sensitive data.

For any questions, issues and suggestions please write to [email protected]. If you like the app, please support it by rating and leaving a review!

Credits:-square.github.io/picasso/-icons8.com-github.com/castorflex/SmoothProgressBar

Category : Finance

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Reviews (26)

M.. D. Jul 13, 2019     

does not allow you to backup data from free version, it does not upgrade but installs a new app, useless

H. A. Sep 8, 2021     

tried so many basic debt managing apps, but this was the best and most intuitive.

Bri. A. Nov 22, 2019     

It would be better if you could have more then one person seeing the debt list

Sha. B. Dec 22, 2019     

Not able to sign in with google. Shows error message

Sav. M. Apr 14, 2019     

Simply Awesome, Does it job well. Cheers

Aar. P. Jan 16, 2020     

Great, Smooth & Easy

Jer. P. Mar 15, 2021     

Great app, I use it all the time!

Ele. D. Jul 12, 2019     

best I owe u app out there!

EBI. O. Aug 8, 2018     

It is a great app, i like the syncing, but please try and add calculator just like Loans & Debts, and also editing of categories, name searching.

Cha. W. Sep 4, 2018     

Great app but when I tried to export the data and import to a new phone it did not work, reached out to Dev, got no response.

Him. A. May 11, 2018     

Their should be a search button for name wise search .

A. G. u. Aug 25, 2019     

Amazing, using it for years

Mad. V. Jan 26, 2018     

Good app, best suitable for organising debts and investments. Good to see the below features - basic calculator while entering amount - list view so that maximum debts can be viewed with out scrolling - some kind of category so that debts or investments can be segregated.

Sha. L. Apr 7, 2018     

Reliable, Continually Updated for Years, Just buy this app. Rly.

Car. R. Dec 15, 2017     

IM SUPER MAD I JUST PAID 5$ TO GO PRO SO THAT I COULD ATTACH PHOTO WITH DEBT. CAN SOME ONE EXPLAIN. U ADVERTISED IT.ILL CHANGE THIS TO I LOVED IT IF U CAN EXPLAIN WHY ITS NOT COMING UP

Sve. S. Sep 3, 2017     

I bought the pro version purely for the backup feature. Keeps crashing when trying to backup or exporting to a CSV file. I really like this app, but the only feature I would buy the pro for doesn't even work. Getting a refund.

Sha. W. Aug 11, 2017     

It was good when it worked. The history was deleted on the update. No idea what amount is paid back or not now.

Daf. Mar 25, 2017     

Can you make the contacts menu to have a list view option? Its tiring to scroll a lot of friends contacts. Thank you for listening.

Mag. W. Feb 8, 2017     

Started out on the free version a while back and loved it. It was a no brainer to buy the Pro version now that I had the need to export some debts. Got great support from the developer when I needed it too. Works great for me when I travel with my friends and we always end up with debts in both directions and multiple currencies, this app sorts all of that out nicely and is well worth the money!

Goo. U. Jan 29, 2017     

I've used this app for years, and it's assisted me in recouping hundreds of dollars. The only thing that I wish would change is backup options, wish there was a save to Google Drive option

Jam. B. Dec 29, 2016     

Great app especially with cloud sync so I don't lose my records when switching phones.

Sye. S. M. Oct 14, 2016     

Happy to have this app, Im feeling freedom now.

Sal. Oct 5, 2016     

It's really a wonderful app in its category so far....loved it

A. G. u. Sep 16, 2016     

I manage my debts/credit with this app. Top app

M.. I. F. Aug 26, 2016     

Please tell me how to use the SMS REMINDER if my debts is overdue

Jay. Y. Sep 3, 2016     

I lost my phone and when i redownloaded the app all my data was gone. Now I don't know who owes me what. I probably lost thousands because of this app that i trusted. It says that it backs your data up but that complete bs.