JUST SHOP- BUY ANYTHING ON EMI WITHOUT CREDIT CARD

Shop without credit card is a consumer lending platform that helps you upgrade your lifestyle by providing you consumer durable loans. No credit card or CIBIL score is required. You can purchase products across Amazon, Flipkart, MakeMyTrip, Myntra, Mi.com, Mi Homes and 800+ merchants and payback in easy EMIs

It is loved by more than 5 million consumers across India. Consumers from more than 4,000 towns have availed a loan till date. You can avail loans from INR 1,000 to INR 10 Lakhs.

*Featured by reputed publications across the globe*

“it is connecting Indians to credit, and taking the country cashless” - Suparna Dutt D'Cunha, Forbes
It is trying to replace the credit card altogether” - Romain Dillet, Techcrunch
“it allows consumers to access finance options at 0% interest” - Pratik Bhakta, ETtech
“No credit card? Bengaluru-based fintech startup it has the answer” -, YourStory

*Why should you apply on it*

● Buy products on EMI anywhere, anytime
● Completely digital process with no paperwork
● Instant approval & instant disbursal
● No credit card or CIBIL score required

*What are the benefits of signing up on it*

● Avail 0% Interest EMI**
● Flexible EMI tenure
● No application fees
● No processing fees
● No pre-closure fees

*How do i sign up on it

● Visit it & sign up
● Complete your profile
● Submit required documentation
● Activate your credit limit

*Where can i use it*

You can use to make you favorite purchase on Amazon, Flipkart, MakeMyTrip, Myntra, Mi.com, Mi Homes, Oyo, Pepperfry, Sangeetha Mobiles, Urban Ladder and 800+ other merchants across both online and offline channels.

*Here’s what you can do with the app*

*Note* - You can sign into ZestMoney app and start using it only after signing up on ZestMoney website.

*Manage loans* - View and manage active loans & past loans in your account.

*Repayment* - Make repayments for your active loans & increase your available credit limit.

*Apply for Personal Loan* - All eligible customers can apply for a personal loan.

*Apply for Gift Cards* - You can apply and avail gift cards for Amazon, Flipkart, Jabong, MakeMyTrip, Myntra, PepperFry & UrbanLadder.

*Profile* - Update your profile details such as mobile number & email address.

*Merchants* - Discover our merchant partners across both online and offline channels.

*Support* - If you have any questions regarding your loan account, you can talk to our customer support or chat with them and get your queries resolved.

*FAQs*

*What is the eligibility criteria to sign up on it?* - To avail the service on ZestMoney, you must be 18 years old, must be an Indian resident, have a bank account, PAN card and government valid address proof.

*How to increase my credit limit?* - You can increase your credit limit by making timely repayments. We review credit limit periodically for all our customers and increase it based on repayment behaviour.

*How to apply for a personal loan?* - Having a good repayment behaviour is one of the most criteria to be become eligible for personal loan. So, make timely repayments on your loans