KBL SMARTz (UPI)
- Scan n Pay and Generate QR code and share A) Allowed to initiate credit collect to a card not linked account . B) Self help mode activatedC) QR code generator option to generate QR Code to receive instant payments by sender using KBL Smartz scan pay n pay option .D) Bug fixes for Android 4.1 versionE) activation of user permission to access phone features .F) Enhancements in UI/UX designPre-Requisites:1. Registered Mobile number with the Bank where the account is held , sim should be in primary sim Slot ( case of dual SIM Mobile devices.) 2. Mobile Number should be registered with Bank for receving Transaction SMS Alerts3. Should have a Valid Debit CardLink any of your other Bank Accounts which is mapped to your registered mobile number with valid Debit cardYou Need not to be a KBL Customer to use KBL SMARTzYou Can initiate Money Collection Request ( PULL ) You Can View your Other Bank Account Balance You Can Send money to Aadhaar Number, Virtual Address, Account Number & IFSC , Mobile Number & MMID (Mobile Money Identifier) .You can receive money from Virtual Address ( Collect / PULL ) a) U2U (PUSH): UPI to UPI transaction (Basis Virtual Address, Account Number+IFSC, Aadhaar Number, Mobile Number+MMID). In this case, both the sending and the receiving bank are live on UPI.b) U2U (PULL): Means UPI to UPI transaction (Basis Virtual Address). In this case, both the sending and the receiving bank are live on UPI.c) U2I (PUSH): Means UPI to IMPS transaction (and Mobile Number & MMID). In this case, the sending bank is live on UPI but the receiving bank is live only on IMPS and not on UPI.KBL SMARTz will have two PINs 1. App PIN ( 4 Digits) which is created while profile creation . Used for securing the App and opening. 2. MPIN ( 4 Digits ) which is created for each account using SET UPI credentials option. MPIN is used for completing the transactions as 2 nd factor authentication. for more details http://goo.gl/zh1RxX
Mobile application built on UPI Platform for universal app transaction, which facilitates customers to add own and other Bank accounts linked to his/her registered mobile number. Customer can initiate payment ( push ) and collect ( pull ) fund transfer request based on virtual ID, Aadhar number , Bank account number with IFSC code, Mobilenumber with MMID.
Download self help guide from https://www.karnatakabank.com/ktk/KBL-upi-manual.pdf
VERSION 1.0.5
- Scan n Pay and Generate QR code and share
A) Allowed to initiate credit collect to a card not linked account . B) Self help mode activatedC) QR code generator option to generate QR Code to receive instant payments by sender using KBL Smartz scan pay n pay option .D) Bug fixes for Android 4.1 versionE) activation of user permission to access phone features .F) Enhancements in UI/UX design
Pre-Requisites:
1. Registered Mobile number with the Bank where the account is held , sim should be in primary sim Slot ( case of dual SIM Mobile devices.) 2. Mobile Number should be registered with Bank for receving Transaction SMS Alerts3. Should have a Valid Debit Card
Link any of your other Bank Accounts which is mapped to your registered mobile number with valid Debit cardYou Need not to be a KBL Customer to use KBL SMARTzYou Can initiate Money Collection Request ( PULL ) You Can View your Other Bank Account Balance You Can Send money to Aadhaar Number, Virtual Address, Account Number & IFSC , Mobile Number & MMID (Mobile Money Identifier) .You can receive money from Virtual Address ( Collect / PULL )
a) U2U (PUSH): UPI to UPI transaction (Basis Virtual Address, Account Number+IFSC, Aadhaar Number, Mobile Number+MMID). In this case, both the sending and the receiving bank are live on UPI.
b) U2U (PULL): Means UPI to UPI transaction (Basis Virtual Address). In this case, both the sending and the receiving bank are live on UPI.
c) U2I (PUSH): Means UPI to IMPS transaction (and Mobile Number & MMID). In this case, the sending bank is live on UPI but the receiving bank is live only on IMPS and not on UPI.
KBL SMARTz will have two PINs
1. App PIN ( 4 Digits) which is created while profile creation . Used for securing the App and opening. 2. MPIN ( 4 Digits ) which is created for each account using SET UPI credentials option. MPIN is used for completing the transactions as 2 nd factor authentication.
for more details http://goo.gl/zh1RxX
The official app of HDFC Bank for Android.
Category : Finance
Reviews (30)
Im not able to set up upi pin..whenever i try to set it shows try again later! I came to check the reviews to see whether i was the only one going through this but it seems alot others have been facing the same issue.
I will really rate it below one star if it is available it shows to update the app when I have to transact money through QR code or any other but in Google Play it is not showing any updates atalla kindly i think they have to fix these issues
This app not even deserves single star. Even though I have set my upi pin & enter my correct upi pin I'm unable to check my balance and not able to recharge. Whenever I go to check my balance it shows error code XY REMITTER OFFLINE. I have sent a screenshot about this issue to the e-mail ID given by bank customer care 2 weeks ago but till now I have not get any response from them. Due to this problem I'm unable to use any other net banking apps. Kindly solve this problem as soon as possible.
Reliable app for upi transactions. Sync all my accounts with other banks too. However in the latest update, I am not able to accept payment requests. The button doesn't work. Hope they fix in the next update.
Waste app I have savings account but it shows my account is a current account waste app
Didn't allow to sep uPi pin, even after trying several times. Without setting upi pin, no other options can be used. Worst app! Struggling for almost an year, no support.
Not working, it is repeatedly asking to verify sim, so many sms wasted, not registering, cannot use. I have not removed or changed the sim. It has just stopped working since the day before yesterday. Cannot Make payments, very embarrassing, since even small payments Cannot be made. Please rectify immediately, since i do not want to use any other app, only kbl app.
After last update not able to view transaction records even after selecting the speicific period & display blank page also not able to do transactions getting U66 Device Fingerprint Mismatched. I have uninstalled and install also changed VP address but not solved my issue.
All good , but the technical issues are so sooo much i every single time face too much problem while processing the payment !! Please work on it.
Couldn't even sign up seamlessly. App repeats sign up process and doesn't login further. Useless.
Like most of you people I had trouble setting my UPI pin. I used various apps to do it and got to the conclusion that there's something wrong with the bank. Then I contacted customer care and they advised me to mail the situation to the bank. After 2 days the bank replied saying that they they reset the account and asked me try setting upi pin. Then I entered my debit card details and fortunately I got the otp and boom the upi pin was set. So I suggest to mail them whatever problem you have.
I get "try later" message several times while trying to reset upi pin. It is having difficulty for scan & pay. Please resolve the issue.
Everytime I open the app, it shows sim mismatch error, and then verifies my number as we do it for the first time. Very time consuming process to open the app nowadays .
The worst app ever seen, as there is a issue in kbl mobile plus app I just downloaded this app & for registering it asks to send an sms for which a rupee gets deducted but here it keeps asking & as I clicked on continue... Once twice thrice kept happening same & ten rupees is deducted only just for an sms. Is this is the service you people give. Pathetic worst app.
Worst bank, Worst online services, Even after so many Negative reviews they have not changed and i think they are too lazy to do there basic work. There branches are worst than government offices. There working along with the technology is far behind. If the same thing continues i think they will loose there customers and soon be in big losses
Even after trying for n number of times the app doesn't open...Tired of Trying again and again..Dear Kbl Management pls look into this issue...Kindly fix the problem as soon as possible
It is a horrible app. My bank account is tagged to a mobile no. and this mobile is already tagged to another account.So it is not taking.My other mobile is not linked with bank account.It is a long process,hindrance in every stage. So I dropped the idea of installing. Can you not develop a user friendly easy softwear? What happens if I have mobile no. linked to multiple account? So I couldn't apply for Reliance Rights Issue. I have find alternate way. Waste of time and energy.
Hopeless app. I'm not able to send money nor collect authorization. Also not able to raise a complaint from the app as it frequently times out. Developers - please fix basic issues!
Unable to set up upi pin, made a number attempts but in vain. Called home branch and they advised to contact customer care.Done so a number of times. Did everything as advised by them and it has not moved forward. The message I get is Try later. What should one do now? Forget about this app ? Or forget about Karnataka bank ?
The app's stuck on 'waiting for otp' step and never finishes it. Also, will kick you out after a short duration by expiring the login session. Poor experience
I have tried many times to generate upi pin , its showing some zt error, inspite of entering the correct card details. Its a big issue that i cant transfer any amount through upi transaction , pls do fix this issue
Worst banking app I have ever used. It doesn't allow me to login using my mobile data. Everytime I have to be connectected to an external network to login.
It is d worst app. I as a KBL customer of over 20 yrs am not able to use dis app to complete even one txn over UPI. Everytime there is a new Error message like U13, U18, U66 or U96. Despite explaining this issue a Number of times to my Branch n to d Customer Care since last 15 day, nothing has happened. This is deficiency of service by KBL .... I am most disappointed ...
Why was the app is not opening... Only buffering 3 mins... After that timed out... Very disgusting... Plz... Fix this. And why you added.. The registration only in mobile data... Why cannot through wifi...? If someone using secured wifi... But not registering...then... What should they do?
Very worst app, it doesn't open at all, it's been downloading while we open it and it automatically closes by his own.
Why was the app not opening. Only buffering all the time. After that it shows as timed out. Very disgusting. Plz fix this. And why you added registration in mobile data? Why not in Wi-Fi? If someone using secured Wi-Fi?
To tell you, more about your app, it doesn't open.. Such a pathetic app.. Worst app i have ever seen in my lifetime.. Please remove your apps from playstore or fix the issues.. Since long time many people have given their reviews on all 3 of your apps, whats the use you have not fixed them.. None of them works.. And i am even not able to raise a complaint online at kblmobile@ktkbank.. Do something soon
BhiM KBL app works well.. initially had problem in generating UPI pswd. escalated to their technical team and they advised me to update the app with next version. I did and good going thereafter . now I can say that it is not only KBL staffs are good but also their technical team. 👍
Worst app. Needs mobile data to register and wont work on wifi. Sends sms but no reply. Every sms costs 1.2 rs. Still the app is unusable. Why release an app at all with soo many issues.
Update:The app works fine now. This was a good app. However, after the update, the app is not working when I am.on WIFI. It only works on mobile data, which is not right. Theis issue is existing for the KBL Mobile Plus app too.