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Konnect by HBL

GUESS WHAT YOU DO NOT NEED AN HBL ACCOUNT TO USE KONNECT APP! SIGN UP TO FIND OUT MORE

Banking can be fun. It’s time to Konnect with a seamless Mobile Banking Experience. The all new Konnect App is designed as a digital bank account that can be opened instantly. Just enter your basic CNIC information and enjoy digital banking on the go. Konnect App is Habib Bank Limited’s branchless banking solution that offers customers to enjoy HBL services from the comfort of their home.

Send Money. Transfer money to any bank account or CNIC. Save your friends and family as beneficiaries and enjoy seamless money transfers!

Lifestyle. Cinema tickets, Food Delivery, Travel, Education, and all sorts of payments that help you stay Konnected to life.

Mobile Recharge. Top-up your prepaid, or pay your postpaid bill, or simply buy a mobile card in a few taps!

Available cards:

• Jazz
• Telenor Easy Card
• Ufone Super Load
• Zong Bundles

Pay Bills. Got gas, electricity, water, or internet bills due? Well, why leave your house to pay your bills? Just select your bill company and pay with a tap!

Scan to Pay. Why even carry cash anymore? Go card-less and cash-less on your shopping adventures by paying through Konnect’s VISA-enabled Scan to Pay feature.

Invite & Earn. Got friends? Invite them to Konnect and get rewarded! It’s as simple as that.

Link Accounts. Got an HBL Account? Simply link it to Konnect and transfer cash between your accounts for free!

Subscriptions. Buy value bundles that let you enjoy free services for a year.

Debit Card. Delivered to your doorstep.

Konnect by HBL is available on Android 5.0+ and iOS 9.0+.

Still have questions? Feel free to contact us at +92-21-111-425-111.

Category : Finance

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Reviews (29)

Kam. H. May 29, 2022     

I am not able log in more than once in a day as log in screen doesn't pop up. Further pin put in screen takes a lot of time for confirmation of transaction. Seems your application is not compatible with android 12 upgrade.

Mug. U. Mar 15, 2022     

I am not able to register myself because the interface says nadra details are not complete 419. Even though I have entered everything. Whenever I try to scan the cnic. The screen goes black, I have given the permission of camera too.

Irf. N. Mar 14, 2022     

After a a lot of efforts, my account is opened. I ordered Debit Card. After receiving card, its a big challenge to activate it. I am trying again and again but unsuccessful. Their customer helpline is worst ever. I don't know how HBL is operating in this information technology age.

R. A. May 24, 2022     

This is one of the best app, easy to transfer money everywhere and to pay any bill in time . One suggestion i would like to forward to the concerned that offline (without internet ) facility for transaction same as easypaisa may kindly be introduced to facilitate offline customers .

Kha. B. Apr 22, 2022     

Beware Theft of Money: The app deduct money from account even on selection of wrong network during mobile recharging attempts but does not give a chance to rectify it or send that load to the destination number by correcting its network automatically. A real blunder from the developing point of view. I lost a huge amount of money in this regard.

Min. G. Mar 27, 2022     

When I cash in from my HBL its says unable to comunicate with server but funds had been transferred. Since a year facing this issue. Every time it comes. It should be transection successful but an error comes every time when you go for any transection

M.F. T. May 7, 2022     

Worst ever app even i have called them more than 4 times but didn't resolved my issue. even i have wait for 2 months after account deletion for changing my number but after 2 months i am not able to create account on my another new number so i have to create account again on my last previous number but this time my biometric is also not happening from any konnect agent. 😠 Worst ever app.

Sum. K. Apr 1, 2022     

Very good app . Solved all my online payments problems. Only one problem right now I don't know why Daraz app stopped this facility of payment through HBL. Please resolve this issue as soon as possible because most of the women shopping online through Daraz. Otherwise I m fully satisfied and highly recommend this app.

muh. j. May 25, 2022     

Worst online banking app ever.. they should tell the user before doing transaction that your account is not biometrical verified rather than after doing transaction,more over the wallet is showing RS 0 after the top up.. whenever i called the help line the always tell that first you have to verified your account through biometric and i tried two to three times through agent he tries and always says that there is system error in konnecct👎👎

Mir. M. May 2, 2022     

Daily and monthly debit and credit limit is very low . 50000 daily and 2 lakh monthly is very low limit. I think there should be no credit limit in this app . It's an HBL not small bank. So please extend the limit values as soon as possible. I am facing much problem due to low limit values.

Zee. A. Mar 16, 2022     

One of the best banking app. Easy to use with multiple transaction options. works very smooth without any lagging.

Sha. A. May 10, 2022     

The otp is disguisting when if have not logged into app for 7 days.After 7 days it wants to receive otp.My sim is outside the phone then I have to insurt sim to my phone and then I can use app.Plz remove the account edit option and if someone cannot login to app for 7 days plz do not send otp.

Ash. A. May 28, 2022     

Very worst app I'm performing a transaction to another bank but the OTP for the transaction didn't come. I repeat the the process many times but all in vain.

Saj. A. Mar 12, 2022     

Worst service ever I've seen, I transferred some amount to thorough konnect to easypaisa, I didn't get any confirmation msg even though amount deducted from my account and haven't received yet in easypaisa after 3 hours, then I tried to call helpline, they wasted my almost 20 minutes by transferring call to related representative, after that they just only said you need to wait for 24 hours due to system maintenance.

Has. Y. Apr 11, 2022     

Waste of time, There is no option of transaction history, Useless and Trash UI, Sadapay is a much better alternative to this piece of trash.

tah. u. Apr 8, 2022     

Dont know what's all the hate about. I love Konnect, it's a really good and reliable app. However, i did have trouble upgrading my account through HBL ATM.

Fah. A. Mar 19, 2022     

I've very bad experience with this application , I try to so many times to open account but I dosent received OPT , this is very bad application . Don't try to anyone to open account in this Konnect application , ..

Dr.. S. M. A. Feb 7, 2022     

A wonderful app turned into pathetic! What's the point of adding stuff that you can't handle? The OTP doesn't reach... Only the sms that "an OTP has been resent to your registered mobile number, please a few moment" reaches....if the issue is with mobile network, that msg shouldn't come as well... So clearly it is an error on your side in sending OTP.... Definitely turned into a useless app for making urgent payments.

Has. M. Mar 15, 2022     

Not trustfull app. App has to many bugs use it at own risk. Payments not delivered... Bill not paid .... Complains not resolved many times calling on helpline but all in vain.

Rea. H. Mar 17, 2022     

Waste of time, very bad services. Also my account not open because it say's your account is screened and it takes 48 hours and it almost 2 months passed and I am not able to open my account...

kif. k. Apr 1, 2022     

I AM USING THIS APP FROM A LONG TIME,IT WAS GOOD BUT NOW I AM TRYING TO CONNECT MY ACCOUNT BUT FACING PROBLEM TO RECEIVE OTP WITHIN THE LIMITED TIME. I.E 30 SECONDS. BAD EXPERIENCE FROM FEW DAYS

Zai. H. May 28, 2022     

I downloaded this app twice, still unable to proceed ahead from the registration pipeline, did not even receive otp on my mobile number after multiple attempts! Poor

Imr. G. May 20, 2022     

Please help ! I was trying to send money but app is closing. I can do any thing but send money option not working. I have made raast id but still can't send money.

Tay. J. Mar 20, 2022     

I am facing very issue for sending payment on bank account an error occur this transaction can't process at this moment please try again later when I tried to send money after some same this error occur.

Jon. I. Feb 14, 2022     

I am sure about my internet connectivity, only this application is not working, the customer service people has no other way to fix the prob than asking me to check my internet. Youtube, browsing, emails, everything else is working. I can sense the level ineffectiveness and incompetence here.

Ali. H. Mar 22, 2022     

Useless. Could not pay my challan of 10 rupees. It said amount isn't within limit, LOL. Why does it matter if I pay 10 lakh or 10 rupees? Moreover, the support staff at Twitter is also useless, always saying to call helpline and waste balance of hundreds of rupees. Don't why I even had any hope from it. Uh Wanted to rate 1 star honestly.

Rab. A. Feb 10, 2022     

Hi Team! I've subscribed the bundle from konnect app for Jazz "Mahana Bachat Offer" in Rs 138/- , but i didn't received any kind of confirmation message, balance is deducted also, bundle not subscribed. First of , pay me back my amount in my HBL wallet, and the second thing is that, if there is no option to subscribe any bundle then remove this section from the application, it's just annoying. Thank you..

My. G. May 13, 2022     

The app opens i'm getting an error. Unable y to open the app. Plz fix this app so it can be easy for us to pay online.

Was. S. Apr 5, 2022     

as i approached to this app recently i felt better experienced with it , what a nice app specially for billing and returning of loan payments i recommend it and i appreciate at the highest level to HBL for launching such a great app.