Loan Instant Personal Loan App - Checkpoint
We provide instant loans from ₹10,000 to ₹5,00,000, with an average monthly interest between 1.33% - 2.5%. These instant loans are given for a duration of 3 months - 60 months. The standard processing fee varies from 2.5% to 4% of the loan amount.
Eligibility
Our proprietary credit models use financial SMS data (sent by banks and billers) to give you the best real-time loan offer. This process goes beyond the traditional credit scores and allows us to understand your profile better, and make you the best possible offer. In fact, having a credit history isn't necessary to avail a personal loan through Checkpoint.
Features of the loan:
● It's quick - Get the loan in a few hours
● Apply for a personal loan of up to ₹5 Lakh
● Personalize your loan amount and payback period through the app
● Completely paperless process - Apply for a personal loan through the app and payback through the app
● No document pickup required for personal loan approval - completely app-based
● Backed by excellent customer service
Personal Loan Process
The Checkpoint app is the fastest and easiest way to get a personal loan. It is completely app-based - from loan application to loan repayment. Four steps, that's all you need to complete to get the loan amount in your account:
● Choose loan amount and loan tenure
● Upload your documents & complete your loan application
● Check eligibility & verify documents
● Review and submit the loan agreement
Get started by downloading the app right away!
Our loan amount range from ₹10,000 to ₹5,00,000
Loan duration range from 3 months - 5 years (60 months)
Annual Interest rates vary from - 16-36%*
Processing fee vary from 2.5% - 4%*
For eg., for a loan of ₹50,000 with an APR of 18% and 24-month tenure total interest & fees will be ₹11,679.
*These numbers are indicative and final interest rate or processing fee may vary from one user to another depending on their credit assessment
About Safety & Security
Checkpoint does not read your personal SMSs, bank OTP's, passwords or account numbers. The app recognizes accounts based on the last four digits mentioned in an SMS. Checkpoint uses bank grade security & encryption - so your data and money are safe. A checkpoint is completely safe & secure.
The app requires the following permissions to function properly :
SMS - READ_SMS, RECEIVE_SMS
Required to read your financial SMS sent by banks and biller. Your financial transactions are used to create your financial and risk profile, to provide the best loan offer based on the financial SMSs
Location - ACCESS_FINE_LOCATION
Required for verifying current address for the loan application
Contacts - GET_ACCOUNTS
Required to fetch the verified Google email for the loan application
Contacts - READ_CONTACTS
Required for assessing your social profile as an input for providing the best loan offer
Camera & Media Access - CAMERA, READ_EXTERNAL_STORAGE, WRITE_EXTERNAL_STORAGE
Required for enabling upload of loan application documents like PAN card, Selfie, etc.
Read Device Info - READ_PHONE_STATE
Required to link the unique phone ID (IMEI) to the loan application for security purposes
Category : Finance
Reviews (25)
Very slow and steady service already i submitted my application but still i didn't get any comments or any decision to my loan application seriously its very pathetic. I don't know how i could believe on this app
it deserves zero star. they just scam to take your data. beware guys. its more than 7 days since i applied for loan. but no response from them.
bad experience. after succrssfully applied the loan there are no option for loan approvel . after 24 hrs complete no one contact me. worst service. pls do not install the app
I have submitted my application since long time, but haven't received any action or feedback on this. Very poor in client services
This is very bad app and just as duplicate app. its not working. this app nothing do for people. no one install this app please
i have applied 3 days back and submitted all the docs but till now there is no reaponse from your end,kindly update the status.
Worst app, I had ever seen when I have completed all the formalities still I didn't get any amount or notification about my loan
Worst app...inspite of all the information uploaded i cant proceed further to apply loan,it says fill the details again n again.
Don't installed.because the app Make by me.no one client has had this app.its only for nlpcube technology company marketing's app please contact nlpcube technology official website.its only timepass app.
Fraud app on play store..!! This needs to be reported..the just collect docs..must be taken off..hope the dont misuse my docs..!! Dont upload anything here...!!
Time waste I apply loan above 10 days in this time also no one phone calls and messages this is worst app sucker immediately remove in play store
App is very useful.but ads are distributed.. please stop ads
I am submeted all the documents, but still it asking beganing details, wast of time dont try
Hi check point team this is not send any otp its totally waste of time.
It has been since 2 days the loan amount was approved and the disbursement has not done till now could you please check and let me know the status and revert me immediately when will the disbursement happen?
Your app is very slow work and process are very weak so i am not satisfied this app
worst experience uploading documents but failed multiple times
I uploaded all my documents but everytime it is saying upload your documents
Most simple app till date i ever seen all documents applied
My aplication is camplited so to do lating on credit amount..
Very bad service please do not use this 3rd class app
Extremely underachieving untrustworthy waste of time app
Only data collect karte he ye app proud hai app don't share any document thanks
I have submitted my documents and app is not responding, if u will do anything with my documents i will complaint against you.
From last day onwards I installed this application and go for personal loan to give my data and then press process but only message come save the data and we will contact you. But nobody contact me or no feedback from your side. I think this is harassment if it is online based then either it would be eligible for loan or rejected. And several times I write in your help center no response yet. After all it is time wasted and not user friendly application.