• Loans Chap Chap 1
  • Loans Chap Chap 2
  • Loans Chap Chap 3
  • Loans Chap Chap 4

Loans Chap Chap

How simple is the process with Loans Chap Chap?
1. Download the Loans Chap Chap app from Playstore.
2. Create an account or login if you already have an account.
3. Complete your profile and submit for review.
4. Fill out our loan application in the Loans Chap Chap mobile app.
5. Verify your Loan application.
6. Once the loan is approved it is disbursed to your mobile phone.

How to repay your loan with Loans Chap Chap?
1. Repay your loan with M-PESA through our Paybill No. 593796, your mobile phone number you sign up with being the account number.
2. You may repay the loan any time on or before it is due date, you may either make partial payments provided you clear the loan balance before it is due date or repay in full.

Loans Chap Chap lending terms;

You can increase your loan limit up to KShs.50,000.00 by consistently keeping the App installed and making your loan repayments on time.
The interest rate chargeable on your loan depends on your repayment preference
1. 7-days repayment period attracts an interest rate of 5%.
2. 14-days repayment period attracts an interest rate of 7.5%.
3. 21-30days repayment period attracts an interest rate of 10%.
4. 30-60days repayment period attracts an interest rate of 12.5%.
5. Over 60days repayment period attracts an interest rate of 15%

A late fee of 8% of principal amount and interest may be applied to loans past due.

Effective APR 25%

Privacy and permissions:

We take privacy very seriously and your personal information will never be shared without your direct permission.

Terms and Conditions:

Loans Chap Chap charges an interest rate of 5%-15% of principal amount. The repayment schedules varies depending on your repayment preference.

There is no minimum payment period for repayment.

A late fee of 8% of principal amount and interest may be applied to loans past due.

No other fees will be charged after this time.

Additional terms and conditions apply.

Do you have any questions?

Please Visit www.itech-developers.com to check out our FAQs

Ready to get started?

Download the Loans Chap Chap app and apply for a loan today.

Category : Finance

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Reviews (28)

Pat. K. Mar 26, 2020     

Just loading and loading and loading.... Still no change since 19th. Getting messages to check my loan status, but app still loading. Today is 26th, i have uninstalled the app. If it ever works, let me know.

Bea. N. Feb 11, 2020     

Am tired of waiting 4days now...this app isnt good for emergency loans..they dont even reply to your email or chats....i thought it was one among the best but its clearly not ...am sooo dissapointed am uninstalling it today itself...giving good limits for no reason..no loans just playing games with customers.

nic. b. Feb 18, 2020     

I wonder why dormant apps are kept in the play store,this app responds for registration only after application no response, custormer service doesn't respond,you are just kept in darkness,....there is no response at al,

Miz. R. C. Mar 22, 2020     

It,s a Very Very slow net apps & don’t' get connect for opening profile . It become hang.. So bad, so sad .

San. M. May 14, 2020     

I wonder why this app was kept in play store i just wasted my mb for downloading this app sin last week ..... whenever i click on it......it ask me to start after that it will keep loading and loading can't invite my friends into this....is too disgusting

Geo. N. Jul 14, 2019     

it has been very hectic filling the profile,and no contacts to ask for assistance. i really needed loan from you but unlocking first loan is unsuccessful. Help

sha. m. Feb 4, 2020     

This app does nothing. Once you open all it does is tell you to please wait while it loads.... This can go on for over an hour without going to the next step

Cor. D. Feb 5, 2020     

Useless app that wastes your time .Hope's and data. They making cash from ads . And they cant chat back. Am uninstalling this app basically for those reason

Iry. M. Nov 23, 2019     

Useless app... don't download it...i applied three times and yet they told me its rejected even after updating....i warn you guys do not download this app...its the most useless app you will use..thank me later

EVA. S. Jan 11, 2020     

The App that has expanded my business .It was fast, reliable and caring. You need it you get it right away. Try it now

pur. k. Dec 17, 2019     

I had reviwed this app earlier and rated it 5stars because of its simplicity but since I applied for a loan a week is gone no response no communication, nothing! What's up??

Rel. t. m. Mar 10, 2020     

The app is for advertising others, u register others pop in must wait for seconds for adverts more than 10 before finishing. No loan giving just saying complete profile we give loan.

Evo. M. Feb 1, 2020     

This app is useless i applied for a loan in December last year and it was submitted but all i get is just notifications that have no basis when i chat you no response

Jos. A. Jan 19, 2020     

This app is simply advert not lenders they will only be advertising loan apps to you without given u a loan . Google should take note

pet. n. Jul 24, 2019     

It's a good app easy registration but taking too long yo disburse loans applied 3 days ago haven't received my loan yet hope to receive it.

Glo. P. Feb 24, 2020     

This is the most useless app You apply a loan and it takes 10 days without any response. I think this is not a loan app please.

Pau. B. Apr 6, 2020     

Useless app in fact the worst in the universe. They just want ur information.They will never respond to any queries.jst sending u useless messages.This app should be removed from play store like yesterday.only playing with people's psychology.

Pau. M. Jul 11, 2019     

Great App....Just received cash. Please reduce the processing time.

Oba. A. Jul 12, 2019     

Excellent interface......, received cash after a day. Quite a long time.

Jam. M. Aug 10, 2019     

Great app,easy to sign in,user friendly, however reduce the processing time

Jos. M. Aug 13, 2019     

after updating all my details....naeda straight to the loan but it takes alot of time calculating my loan limit hence ending up saying no internet connect....what could be the problem please and my phone has a strong network??

Nix. N. May 30, 2020     

Dont waste your bundles and time. This app is full of ads and lies. You wont get any loan

Phe. E. Jul 16, 2019     

great app. but you are taking long to approve loan. what if it is an emergency!!!!

Rob. m. Feb 19, 2020     

They sell adds, they will never give you a loan, don't waste your bundles and time

Dav. N. Feb 4, 2020     

Hi guys , this app doesn't work well, I have been trying to complete my profile ,but still loading Please do something i need a loan.

Dia. J. Mar 31, 2020     

Keeps on loading for the last 48hrs even on a strong Wi-Fi connection.

eve. S. Sep 21, 2019     

It's past 72hrs already and I haven't received any feedback on my application...what a waste of time to download this damn app

Boa. O. Feb 7, 2020     

App not stable. Disappears from screen when filling fields.