Lotus Budget — Budgeting, Personal Finance Tracker

Lotus Budget makes it easy to truly understand your finances. Track your transactions manually to make sure you are aware of every single expense. Manage your zero-based budget, and allocate the income you received in the last month to different categories.

Lotus Budget requires sign in to securely store your data on Google Cloud and enable cross device budgeting. The app does not contain advertisements and does not share your data with third parties for marketing or similar purposes.

WHO SHOULD USE LOTUS BUDGET

★ Early starters - students and young professionals
Getting hold of your finances early yields many benefits - you can avoid costly mistakes, and give your investments many years to grow.

★ Getting out of debt
With zero-based budgeting, every dollar gets a job and you make sure to spend only what you have earned. This allows you to plan your finances and set aside money to pay down your debt.

★ Seeking financial independence
Your savings rate is the most important metric to reach financial independence. In Lotus Budget, you can see your savings rate for every month and make sure you are on track to reach your goals.

WHAT IS UNIQUE ABOUT LOTUS BUDGET

★ Very easy to use and available on multiple devices - download as an Android app, or use the web-app from any other device. Your budget is always available, no matter what device you are using.

★ Free cloud synchronization with the cloud. Lotus Budget securely stores your budget and transactions in the cloud, you do not have to worry about keeping multiple devices in sync or about losing your budget if you reset your device.

★ Seamless support for multiple currencies. Every account can have a different currency, for example to simplify your vacation budgeting. Budgeting and important analysis tools, such as the net worth tracker, are all presented in your default currency.

★ Built-in Budgeting Crash Course that covers the most important aspects of budgeting, from emergency fund to financial independence and savings rates.

★ Rating system for your transactions. You decide which purchases were good and which ones you are not very satisfied with. Lotus Budget then gives you an easy to understand summary of your purchasing habits over time, and shows your ratings for different stores.

★ Friendly reports that make your financial past easy to digest - net worth, spending by categories, and many other charts are waiting for you.

★ Predict your future with the Savings Rate analysis that is built into Lotus Budget. Whether you are on the pursuit of financial independence or getting out of debt, Lotus Budget has charts and analysis that will help you on your journey.