• m-naira App- Send,Receive,Pay,Save Cash Instantly 1
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m-naira App- Send,Receive,Pay,Save Cash Instantly

m-naira App is a peer-to-peer payment & remittance platform that interconnects all Nigerian bank accounts, Mobile wallets, and billing systems to deliver instant remittance services to Nigeria from anywhere in the world. Whether you’re supporting your family or doing business in Nigeria, m-naira App makes it easy and safe to Send, Receive, Pay and save cash instantly from your phone, at a quarter of the cost of your bank or high street money transfer provider.

m-naira App is a mobile payment and financial inclusion services app developed by BeepTool CIS Ltd. Users can Request, Pay and transfer money to one another using a mobile phone or email. An integrated financial services platform that encourages individual and cooperative savings and loans, easy payment of utility bills to connected billers and money transfer services. m-naira app is also integrated to a satellite rural connectivity network, this means anyone can use the app in rural areas where cellular-based connectivity are poor or not available, this will drive digital and financial inclusivity for all Africans irrespective of their location and income level.

Features and benefits

– Instant transfers available from any UN, UK, USA and European Union (EU)-approved countries of the world to Nigeria, with 24/7 delivery.
– Real-time updates on your transfer, so you know exactly where your money is.
– No credit or debit card fees.

Use m-naira App to:
– Send money to your family and friends
– Pay medical bills
– Pay utility bills back in Nigeria
– Do business in Nigeria
– Top-up phones worldwide etc

APP FEATURES
1. FUND YOUR WALLET via ACH, Debit and credit card

2. SEND MONEY TO (Bank account, m-naira Wallet, m-naira Agent Location, Mobile Phone).

3. PAY WITH M-NAIRA –(A contactless payment method using a QR code scan from the m-naira App).

4. BLINK WITH M-NAIRA – available in the m-naira app allowing users to make payments (in-store and online) with the use of a one-time password (OTP) pin eliminating the use of ATM cards for shopping online, cash withdraw and deposit at ATM and agent locations.

5. GROUP SAVINGS – (user/users create and manage Rotational Savings with friends and family in a group ranging between 3, 4, 5, 6,7,8.9.10 and 11 members)

6. REQUEST PAYMENT –(Request and receive payments from friends and family).

7. BILLS PAYMENT – (Pay your bills- securely to all billers connected to m-naira App with ease from anywhere! TV, Electricity, internet subscriptions and so much more). Most utility providers in Nigeria are connected and we are coming to your country! Sort out those utility bills… DStv, GOtv, StarTimes, PHCN and much more…and get re-connected instantly when you pay with m-Naira App! Paying and getting paid with m-naira App makes your life easier and business run smoother. – Honest, low fees, problem solved back home from wherever you are in the world)

8. MOBILE TOPUP –(mobile top-ups for 600+ mobile operators in 150+ countries)

9. START-UPS INVESTMENTS TOKENS – Allow users to contribute and crowdfunds listed Start-ups and small business in Nigeria

FAST
Make your first payment within minutes

SAFE
Protect payments with your fingerprint or passcode

AFFORDABLE
Sending money at a quarter of the cost of your bank or high street money transfer provider

Download the m-naira App today to see the easy, convenient and low-cost way to send money instantly to NIGERIA from where ever you are in the world. Offering great exchange rates, once your secure transfer is completed you and your recipient will be instantly alerted by either SMS or email

Category : Finance

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Reviews (30)

Abr. W. E. Apr 7, 2019     

Oh my God! Money gets delivered to the destination account straight away, no delay at all, not even during the weekend. I am extremely impressed. I wish I had this App throughout my stay in Dubai. Thanks to the BeepTool Team.

Mic. Apr 16, 2019     

i think this app is broken... tried opening after installing, kept telling me to update and there is no update here. then the screen freezes. im yet to even try the app and i get this... hahaha.

Ell. U. Jun 15, 2019     

this app is seriously bad my money in the wallet and when i try to transfer to my bank the will debit my money and say not enough balance and the will debit and not credit my accounts the bad part is that no customer service at all the money i have is i had almost 70k there remaining 43k now the rest didnt enter my account and the debit is over 1 week yes it has been resolved but the money that was debited didn't enter my wallet back till now

Phi. O. Jul 4, 2019     

This application kept on crashing an all attempts to open it. All permissions granted. Please get it fixed for me. Thank you

DAg. S. Jun 10, 2019     

stressful and disturbing! l made a transfer over three hours ago and the amount is yet to be credited into the beneficiary account and my wallet has been debited. Please advice very urgently.

ola. s. Oct 13, 2019     

This is totally waste of data and time for downloaded this app.....whenever i try to sign up refused to accept my mobile line nor accept my email address also! Even it didn't deserve one start at all.

Eti. O. Apr 20, 2019     

Tried to fund wallet.. Amount debited from my account be wallet refil not successful. Sent a mail as requested since on th 13th and no feedback. I'm sorry I don't use Facebook. Why don't your team reply emails?

Jef. U. Apr 6, 2019     

Simple and nice interface, I can finally save more with this app, I like that I get to spend only what is in my wallet.

Ojo. S. M. Apr 14, 2019     

M-Naira is out to change the way Money Transfer, Ajo(Esusu), Payments and Bill payment will be done. Nice App with great features.

Ale. O. Apr 13, 2019     

incredible app! ...........where have you been all this while!!! Great Job Team! while we wait more payment options

Fra. E. Jul 2, 2019     

very funny app, you can't do any thing because the app keeps crashing every seconds.

Kat. M. Jun 30, 2020     

Got tired of waiting for the app to connect to the banks. Uninstalling. Not wasting my money or time.

Hin. E. Apr 6, 2019     

I love the idea of having a mobile wallet, helps to save more.Great interface also.

Ant. M. May 30, 2019     

Am sorry to reach you will this unfortunate incident regarding mnaira which uses paystack as end payment point for customers.. I downloaded thier mnaira app for sending and receiving payment and on 26/5/2019 I funded my mnaira app wallet with 94000 for services.. unfortunately they (mnaira app) claim the transactions perform went through but none especially transfer done on 27/5/2019 were all not paid to their recipient. Please help in ensuring that mnaira app which uses your platform "

Ido. U. Apr 8, 2019     

The most intriguing feature of this app is the ability to send money to phone numbers. it's the first of its kind I've ever seen.

Joh. J. Jun 3, 2020     

I tried to Register, but i can't.. Waiting for Password for hours. But you people never Send me the password.

sal. b. Apr 9, 2019     

something went wrong please try again later. thats the error message given to me when trying to register

Chi. O. Apr 8, 2019     

i have install the app i tried to sign up but it can't please resolve the issue

Ped. M. May 30, 2020     

Am finding difficult to register, it cannot even give me an OTP. Someone should help please

Emm. H. Dec 4, 2019     

This app deserves zero stars. Trying to tell me to update my profile and will went off by itself.

Dot. W. D. Jan 19, 2020     

Page proceeding "add fund credit card" is not loading. Please review apps for bugs.

cod. v. M. Apr 13, 2019     

it only works with paypal.. its not user friendly

Boo. V. Apr 16, 2019     

Unfortunately, the app has stopped is the message

Hin. J. Apr 6, 2019     

Mnaira is a excellent financial and payment platform offering simple and seamless payment and money transfer. You will be glad using it

Ann. m. P. Aug 29, 2019     

I love the app very thing is easy if u give them accurate information

bel. h. Apr 9, 2019     

The application is superb but i have problem receiving otp to finslize my transaction

Jan. H. May 12, 2019     

amazing app...this will make payment at my business easier.

Dav. M. Jan 7, 2020     

I just downloaded it now its not loading it keeps declining i hate this app they warned me

ano. G. U. Aug 6, 2021     

Look how they did not respond to the young man's 😡 comment of complaint,nor did they tried to help him with his account,they only love the ones that give them a pat on the back,but rejects the ones that's having problems,and I wouldn't want to be in a app that employees loves favortism and only those that give them praises,but overlook people problems with the app, it's doing me the same way

Mrs. A. A. Aug 28, 2020     

I have tried installing update but it always refuses to install