• MerchLoan - Fast Cash Payday Advance Bad Credit 1
  • MerchLoan - Fast Cash Payday Advance Bad Credit 2

MerchLoan - Fast Cash Payday Advance Bad Credit

Welcome to Merch Loan USA! We offer several different kinds of loan types for your every need.

How soon can I get my Online Cash Advance?

Funds are available often as fast as an hour after approval. Fast access to your funds means your unexpected expenses could be covered sooner than you think.

How do I get a cash advance?

You fill out our quick online application through the app. Upon approval, we’ll tell you the amount you qualify for. You can then use the cash to pay off unexpected expenses or bills. When your cash advance is due, typically on your next payday, you pay us back the borrowed amount plus a fee.

Why is a cash advance from Merchant LOANS a good option for those in need of a short-term cash solution?

● Upon approval funds are available as soon as the next business day, often much sooner!
● Upon approval funds are deposited directly into your bank account.
● The qualifications are simple and the application for our cash advances can be completed in minutes.
● There are no hidden fees or rates with our cash advance loans.
● By using a cash advance online instead of racking up credit card debt or overdrawing your bank account.

What is an installment loan?

With an Installment Loan you can get between $200 and $3000 next business day.
With an installment loan from CASH LOANS you could have options for:

● The amount of your installment loan
● The size of your installment loan payments
● The number of installment loan payments you make

What Are You Waiting For?
We pride ourselves on our speed to connect you with a lender. In most cases, submitting your information through our site may only take a few minutes of your time. After your information is submitted, you will be redirected to the lender’s website to review the terms of the loan, and if accepted, the funds will be deposited directly into your bank account!

Our service is completely FREE to you! Our company does not provide cash loans – we are here to connect you with 1 of our 100+ partnered lenders.

A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need. Our lenders do not offer loans with repayment 60 days or less and also are licensed and follow all state regulations.

Apply now with our secure app.

Below is a general range of common terms.

Loan amount: $300 – $15,000
Lending period: 6 - 72 months
Payment frequency: Once a month or twice a month
Minimum to Maximum APR: 3.5% to 35.99%

Loan Example
Amount Period APR Monthly Total Paid
$2,000 24 month 12% $94.15 $2,259.60
$2,000 24 month 24% $105.74 $2,537.76
$2,000 24 month 35.99% $118.09 $2,834.16

Category : Finance

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Reviews (29)

Cli. C. Jul 13, 2020     

I was a bit skeptical about using any type of lending service, but at almost zero interest, they truly saved my day. I was short $80 for groceries (yes, bad budgeting) but they were able to instantly deposit $525 into my account and all i have to do is pay it back when i get paid, which is amazing.

Nur. S. Aug 6, 2020     

Quick agreement and support! 5 star for your service. This is a great loan app and I feel good tipping for the service. Not to crazy of a sign up process and verification is fairly simple yet secure!

Jam. T. Jun 29, 2020     

"All I did was create an account then login to my bank through the handy in app setup guide and it verified my income and all that in just minutes and I had a cash advance on its way to my account in time to prevent me from getting any overdraft fees. It was so fast and easy I give it 5 Stars all-day long."

Par. J. Sep 22, 2020     

I prefer this bad credit app because it's always ready to help me. The terms of payday loans are great, as they connect you to many lenders.

Aus. S. Aug 4, 2020     

Definitely did not expect it to be legit but definitely was And helped sooooo much. A short-term online loan seems to be the best way to protect my credit rating.

Meg. K. Jul 15, 2020     

Excellent for when your' tapped out in between paychecks and just need a little cash to get you thru until then. I have recommended this to every friend I know and family member I have both personally and thru social media. MerchLoans has saved me so many times whether I just needed a little gas money or a few groceries

Mis. S. Sep 21, 2020     

If it wasn't for this bad credit app, I wouldn't be able to make it in New York. Amazing instalment cash advance loan app.

Sul. S. Sep 8, 2020     

This payday app is easy to use and less documentations too presented with faster way loan approval process. Bad or no credit is no problem.

A. G. u. Sep 25, 2019     

which the borrower's car title is used as collateral. The borrower must be the lien holder (i.e. own the car outright). Loans are usually for less than 30

Jas. C. Jan 28, 2021     

These sites are all the same. Fill out one form to "find a lender" get a congratulations message and directed to another "find a lender" site. Just inputting same info page after page with no loan! SCAM!

A. G. u. Oct 19, 2019     

car title is used as collateral. The borrower must be the lien holder (i.e. own the car outright). Loans are usually for less than 30

Kel. B. Aug 3, 2020     

Linked my acct filled out all my info. It all took 5 mins or so. Then I asked for a cash advance and it was approved and literally in my acct in less than 2 minutes! At midnight at that!

A. G. u. Nov 9, 2019     

Best application i have ever seen .it has no problem in its work ,works perfectly ,and does its job correctly .thank you

A. G. u. Nov 9, 2019     

Great app , it works 24 hrs a day and does its job perfectly and correctly , loved the application . Thank you

A. G. u. Jan 8, 2021     

Numerous lenders with competitive rates while helping me build my credit. Great bad credit personal loans app!

A. G. u. Oct 19, 2019     

A wonderful way to transact ...easy, quick and user friendly. Made for all..

A. G. u. Nov 9, 2019     

Amazing service by this application. It have good knowledge in his work. Works perfectly . They provide loan 24 hrs . Thank you

A. G. u. Sep 25, 2019     

This is the best application in loan provider. It provides loan in few hours. It doing good work in his work. Loved this application.

A. G. u. Jul 15, 2019     

A wonderful way to transact ...easy, quick and user friendly. Made for all..

A. G. u. Sep 25, 2019     

The borrower must be the lien holder (i.e. own the car outright). Loans are usually for less than 30

Oti. D. Jul 29, 2020     

This is a very good money lending application but unfortunately it's only for some countries and doesn't include Africa.

A. G. u. Oct 19, 2019     

This is the best application in loan provider. It provides loan in few hours. It doing good work in his work. Loved this application.

A. G. u. Oct 19, 2019     

Merch loan is the best loan provider. This is the best application for us. This is doing good work. Great service by this app. Loved it.

A. G. u. Sep 25, 2019     

Merch loan is the best loan provider. This is the best application for us. This is doing good work. Great service by this app. Loved it.

A. G. u. Sep 25, 2019     

Amazing service by this application. It have good knowledge in his work. Loved this application. Work provide best in his work.

Zav. M. Dec 16, 2020     

This 100% bogus app. Some guy is sitting at home with a distorted phone. Took all my info and hung up very unprofessionaly. They connect you to "BETTER DAY LOANS" which is bogus as well. This needs to be reported

A. G. u. Oct 19, 2019     

Merch loan is the best loan provider. This is the best application for us. This is doing good work. Great service by this app. Loved it.

A. G. u. Oct 19, 2019     

Amazing service by this application. It have good knowledge in his work. Loved this application. Work provide best in his work.

A. G. u. Nov 4, 2019     

This is one of the best app ever seen this have many good advantages and only the loans provided to the document are correct