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Mobile Pay

Mobile Pay enables you to accept card payments with your smartphone. It's fast, secure, and easy to use. Whether you sell at trade shows, stadiums or festivals, host in-home parties, or make deliveries, Mobile Pay makes it easy for your customers to pay with a credit or signature debit card.
START ACCEPTING CREDIT CARDS TODAYSign up for a Bank of America Merchant Services account and start selling today by visiting https://mobilepay.bankofamerica.com on your computer or call 1-800-354-8985 to speak with a representative.

Once approved, you can activate this mobile app and begin accepting payments right from your phone by key entering or by swiping the card using the optional card reader. You can easily add sales tax and/or tips. When you’re done, your customer signs right on the screen and you can email them their receipt. Refunding your customer is straightforward too by simply selecting a given transaction from the in app transaction history.

CUSTOMER SERVICE/TECHNICAL SUPPORT Bank of America Merchant Services provides live 24/7, United States based customer support. We're here to give you the support you need to be successful.

Encryption AND SecurityThe Mobile Pay product provides peace of mind by complying with all industry standard mandates. The optional card reader encrypts the card data at the point of swipe.

NOTE: For security reasons this application will not run on "rooted" devices.

Category : Business

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Reviews (26)

La. N. N. N. Y. May 23, 2017     

Never worked

The. C. M. L. Mar 1, 2016     

Please add the ability to turn off the sound. If I want accessibility options activated, I can do that within the OS of my phone.

Edw. C. Jan 23, 2016     

They lies to me saying there is not contract and I signed because I believed them. There was a contract for three years and if cancelled , a severe fine applies

Ant. V. Mar 6, 2016     

Rates seemed pretty high at first paying about 600 month but they worked with me after establishing a relationship to about 300-400 and almost always get funds by the morning. Only use is on the road other wise use a real machine

San. A. Feb 9, 2016     

Liars. Funds not available after one day like they said. Customer service incompetent. Spent 90 minutes needlessly transfered around a phone tree. Each subsequent hold time 15 mins....

Nat. M. Oct 18, 2015     

Please remove the sound. Everyone near my phone can tell I have a voice robot as soon as the app launches. Will be an awesome app if the voice feedback option can be turn off. Thanks

Ama. P. Dec 10, 2015     

Would like new updates though... like organized categories or buttons for services to retail items..?

Ama. D. Feb 10, 2016     

Need a quick and reliable way to charge your clients? This may be an alternative...

Lar. A. Jul 8, 2015     

This app keeps using text to speech for everything I push. Tech support is trying to tell me its my phone and I know its not. It does the same thing on my iPad. And there are no pre-set charges. I gave up a lot to get my money the next day from intuit... update..they fixed those issues finally

Sco. A. Jul 29, 2015     

Won't load after signing up. I give up after 1 hr and must find another way for my business to accept credit cards. Been with BOA for 29 plus years. Sad

ben. m. Jul 31, 2015     

be aware of the hiding fees go to square and save some money

dav. r. Aug 20, 2015     

While the app appears to have worked right the first time, we were lied to when we were told the funds would be available next day. Ha! Joke! Customer service is horrible! Funds not available for 24-48 hours

Arf. M. Sep 10, 2015     

Does anyone hear any anoying message back like dollar 0.00 and it's like robot is it just me or happened to anyone else ?

Mar. P. Sep 16, 2015     

Great app! I'm using it in an Android phone.

Che. B. Sep 7, 2015     

Mobile pay is a time saver and I like this tool.

Mic. C. Jul 10, 2015     

Can't find where you enter the card manually! Pls help

Ber. P. Jun 26, 2015     

Nine times out of ten the swipe doesn't work, which means I have to input info manually & that costs me more money. It's unprofessional & embarrassing to have this happen time after time with the same client.

Oli. L. Jun 7, 2015     

Told me and signed up for 0.9 fee, no monthly fees.... Received my statement and couldn't even open it. Had to call and asked about the fees. I was told that I was being charged 1.9. Don't lie to people just to get them to sign up. At the end this is going to hurt you.

ang. s. May 1, 2015     

I have 10 workers using this pos app.How can one of the biggest bank in the world not get this app working right. I had a gs5 and was working fine until the update to lolilipop and I went out and bought a gs6 and it was working fine until the last update a few days ago.it won't scan.same issues on a few other phones that are on 5.02.on the 6 plus they didn't scale the app right to fit the screen when choosing other for tip.the ok complete order is off the screen and impossible to click on.

Lis. C. May 5, 2015     

This app did not work with my LG phone for months. It is supposed to be fixed. I reinstalled and am.now locked out. Ever since I installed it a year ago, it has been repeating my keystrokes in an annoying woman's computer voice. Uninstall and reinstall does not fix. App blames BofA and BofA blames app. Meanwhile I have to turn off my volume to do a transaction if and when it works again.

Hap. P. Apr 29, 2015     

Never has crashed. Never had to restart.

Sun. Q. Feb 20, 2015     

I was use this app for one year and I can see you guys didn't work hard for this app. It was updated many times and it still looks like a beta one. The new android 5.0 already invited for 2 month more. And this app doesn't working on it. I suggest all user to change a new bank mobile pay system. This one always give you hard time.

Min. A. Mar 5, 2015     

Be careful with this merchant because they will charge you alot of money and you don't know why.very bad service

Che. L. Apr 24, 2015     

I have been a Bank of America customer for as long as I can remember. I signed up for the mobile pay merchant account thinking this would be a smooth transaction between accounts. Today, I spent an hour in chat with my bank support, who sent me to merchant account support. All to find out that a hold on funds in 5 days before they get deposited into my checking account, but refunds/chargebacks are instant deductions from my checking account. So the 5-day hold goes into an "RPA account", but any funds credited or refunded transactions immediately come out of your checking account, even though they have not been deposited. I understand holding funds on new merchant accounts, but if you're going to credit, credit the RPA account. This app is being deleted. The card swiper monstrosity is being trashed and I will go back to using Square and Paypal.

Eri. M. Apr 23, 2015     

Technical support failed to upgrade the App to the andriod 5.0 Lollypop uprade. In order to make a card transactions we have to call for manual authorization we pay big $$ for service no good

and. f. Apr 24, 2015     

Told by tech support yeah there is a known problem with no fix for the LG G3 smartphone. Completely useless app.