Mortgage Calculator PITI - Mortgage Payment, Rates

Speedy, info-rich mortgage payment calculator!

by Appraisal.fyi

Easy to determine monthly mortgage payment including principal, interest, taxes and insurance (PITI).
Includes PMI and amortization schedule.

Great for homeowners looking to do a refinance as well as first time home buyers. Compare calculations & switch up values to see all your options. Shows biweekly payment and interest compared to the standard mortgage payment and interest.

Clear, concise mortgage payments. Become a PITI pro!

With this free mortgage calculator app it is easy to view monthly payment output.
The amortization schedule shows the principal and interest breakdown as it changes over the life of the loan.

The taxes and insurance are added on as well, and can be adjusted to meet your situation's specific amounts. But if you're not sure the defaults should get you close.

Fields available include home value, equity/money down (% or $), loan amount, interest rate, term length, taxes, insurance and PMI. Use this nifty amortization calculator to price out your home loan scenario with ease.

Is a 30 year loan term the best fit?

Play with the term length and see if you can afford a bit of a higher payment for a shorter term length. This saves substantially on the total amount of interest you pay.

Making a bi-weekly payment

If you decide to pay bi-weekly the amount of interest paid goes down considerably.
Check out the savings! Plus, years are taken off the loan.

For the bi-weekly payment to work you'll need to send half the typical amount every 2 weeks instead of the full amount once per month.

Why does this help? Because 52 ÷ 2 = 26 weeks = 13 payments per year instead of the standard 12.

This seemingly tiny difference makes a BIG impact.

Works well with tablets or phones

Optimized for both landscape and portrait mode.
Use our mortgage calculator to grab hold of your situation and be a PITI pro!

Explore your options. Build your future.
Use a helpful tool to get you there!

Beautiful amortization schedule

Have all the data at your fingertips.
Easily flip through the years to see how more of your money will go towards the balance due over time.

To fully calculate piti (principal interest taxes & insurance) just use this app.

Less than 20% down?

It is common for a first time home buyer to go the FHA route (3.5% down) or put less than 20% down. Be aware of the PMI (Private Mortgage Insurance) that is automatically added on.

This app will calculate PMI including the number of months needed and display that in the output. Perfect for anyone looking to price out an FHA loan and know the full picture.

Affordable real estate

Real estate can be tricky and affordability is the basis of it all.
Use this mortgage calculator app on your tablets or phones to price out an optimal scenario that works for you.

It is a simple tool that can act as a personal qualifier so you know where you stand.

Looking to refinance or purchase a home?
Check how those mortgage rates would play out?

Make sure to check your mortgage payment options with this app.

The bi-weekly option shows optimal, easy to attain savings.

Change mortgage rates to see the impact on your total amount due. Easy!

Blog posts in the app:

1/15/20 - Amortization Calculator Helps to Pay Your House Off Early

12/23/19 - Government Sponsored Loan Programs

10/14/19 - 8 Things to Look for in a Family-Friendly Neighborhood

6/11/19 - Tips for Selling a Home

5/19/19 - Reasons a First Time Home Buyer Should Consider a Fixer-Upper

5/2/19 - 10 Practical Tips for Better House-Hunting Success