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Neat Personal

Open a free Neat Account in 10 minutes and get the prepaid Neat Card, powered by Mastercard®, delivered to you (available for Hong Kong and China addresses) and access to the Neat App!

Here's how it works:

Sign up via app

Receive your unique Neat Card in the mail

Add funds to your card

Start spending!

What can you do with a Neat Account?

SHOP ONLINE & IN-STORE: You can use the Neat Card globally at any of the 300,000+ locations where Mastercard® is accepted.

SPEND AROUND THE WORLD: Get the best exchange rate for over 50 currencies when you use your Neat Card abroad.

STAY ON TOP OF YOUR SPENDING: Get instant push notifications on your transactions. The Neat App also automatically categorises all your expenses, so you can instantly see how much you spend on travel, shopping, food etc.

SEND MONEY TO FRIENDS: Pay back your friends for lunch easily. Simply type in the amount, select your contact and you're good to go. It's easy, free and real-time.

WITHDRAW CASH AT ATMS: Withdraw from an ATM with a Mastercard® logo, anywhere in the world

Try it out today!

Got a question? Contact us [email protected]

Category : Finance

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Reviews (27)

Mar. B. Feb 1, 2021     

Avoid at all costs. They have not refunded my own funds after I've tried to close my account due to their shocking service, and claiming to have returned the funds despite there being absolutely no record of the transaction taking place. They are unable to provide any evidence of it as they did not do it. Over 3 months of emails and still no further forward. Shocking customer service too. Stick to proper banks who you can pick up the phone/visit in person. I suspect they won't last long.

Vin. P. Jun 24, 2020     

I finally received my card after waiting 2 months, but there's an issue with the app. When I go into my profile and select "touch ID", then enter my password, then log out, the next time I log in, it asks for the password again instead of the fingerprint.

A. G. u. Nov 5, 2018     

Have been a user for almost year, so far so good. For any problem or bug encountered, support was quick and helpful.

Sun. L. Nov 30, 2020     

Tricky service. No benefit. There are lots of fees and charges such cancellation charge, abnormal transaction charge etc.. Also if you don't renew this service, they will take your remaining balance.

A. G. u. Oct 24, 2019     

there are more negative comments . hhhhmm, I am one of their very first neat user since they started and my experiences with them are all satisfying and efficient . though nothing is perfect but their staff and response to issues I raise with my transactions are immediately resolved. as always I give commend them for their service and friendly staff whether on online chat and email. I hope there is something for people whos started with them from the very beginning. 5 stars to them

Ive. L. May 20, 2020     

Trash. Cant even get verification code. Said their server is down. That messaged popped up for THREE DAYS. now my personal info and my id is stuck there and i cant remove my account. Well, anything happens, its your fault

A. G. u. Dec 6, 2018     

Overall I like it. One reoccurring bug as I always have to relogin. I get the login or signup screen too frequently.

A. G. u. Nov 11, 2019     

Perfect app! Excellent customer's service support by Neat team. Highly recommended. I've tried Neat card for payment at Dubai Airport, Bongkok Airport and Hong Kong Airport during my travel. Works perfectly!

Ism. B. May 13, 2020     

It is a company which doesn't offer good customer services at all.. Their services are all inconvenient.. Your money can be at risk.. Their services are highly costed.. Their policies are discriminating and alienating.. Don't risk your money with such junk companies on the net..the compliance department can close your card suddenly due to the sudden policy change this will create so much trouble to you so please don't risk your money.. Find better one.. Don't use this junk companies

A. G. u. Mar 18, 2019     

even 1 star they didn't deserved. i rate 0 from the start always i have issues encounter. my own money is hard to used. and now they blocked my account even have still money inside. In short they stole money to their customers.

Ism. B. Sep 10, 2020     

It is a company which doesn't offer good customer services at all.. Their services are all inconvenient.. Your money can be at risk.. Their services are highly costed.. Their policies are discriminating and alienating.. Don't risk your money with such junk companies on the net..Stay away if you don't want to risj

A. G. u. Oct 18, 2019     

Not only the app, but this company is a JOKE. I'm trying to speak (there's no phone number) or chat (no one answers) for more than 4 days! Don't trust this company. I live in Hong Kong, have been trying to contact them and can't do anything with my money. It's stuck!!! Bad company!

Mch. J. Sep 1, 2020     

They charge inactivity that does not even shows in the transactions list so the balance keeps decreasing until it's gone.

A. G. u. Nov 11, 2018     

keeps crashing after the latest update. was stable before that.

A. G. u. Nov 28, 2018     

Didn't receive any codes - SMS or email - during the registration and it's not finished.

A. G. u. Apr 8, 2019     

its very very bad copany guys don't trust they hold my money more than 1 months and then not. refunding. if anyone want to prove I can send them by email or messages between me and them and you see what's this Bad Company this one....m waheed.

A. G. u. Nov 30, 2019     

Face verification is a joke, tried more than 10 times and still doesn't work

A. G. u. Apr 11, 2020     

Cant register account in UK, shipping country only shows Hong Kong and China.

A. G. u. Jan 3, 2020     

FPS doesn't work, I go into it me I cannot click on anything, I think ta broken

A. G. u. Nov 28, 2018     

Can't register - unable to receive SMS/email during the registration process

A. G. u. Apr 25, 2020     

Good service, easy to use very convenient

A. G. u. Nov 8, 2019     

They no longer answer emails, in-app or phone calls. For over a week unreachable, therefore it is impossible to speak with the people who have my money

A. G. u. Mar 31, 2019     

the mobile number verfication always failed, pls fix it

A. G. u. Apr 5, 2020     

You'll need an Hong Kong/Chinese address. The card is nit just optional.

Dav. B. May 4, 2020     

Just wait till you learn about the yearly secretarial fees after signing up ! Refused emergency refund.

Ste. A. Oct 3, 2020     

When things work it's great, but when they don't the customer service is awful

A. G. u. Oct 28, 2018     

Blocked my card with no reason and warning given. Used card only in HK. Very disappointed (((