• Penny: Track & Save Money 1
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Penny: Track & Save Money

A free personal finance app that helps you track money, spend less, and save more. Penny helps you track your spending, income, and bills, and provides useful insights across all of your accounts, credit cards, and investments. Stress less and save more with Penny!

Category : Finance

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Reviews (23)

1. 1. Mar 4, 2021     

I miss this app so much! Penny was amaze before ck

Dev. L. Aug 11, 2019     

Can i still right a review?? 🤣 This app was great before CK

A. G. u. Jun 1, 2018     

Update 05/31. I'll miss penny :'( From five stars to three because I am extremely disppaointed and sad that It will be shut down by crxxx karxx. It's a very intrusive decision to incorporate the app into their own service. I wish the app developers well and hope they get credits for the functionality and concept of penny.

Lau. B. Mar 2, 2018     

I love Penny! Best used for those who need an insight on GENERAL spending. You have minimal control about what/how she looks at your accounts, without specific customization on catagories. I have 3 accounts, I'd like to be able to see which account spent what, when I see an overview. Subcatagory labeling with control would be the perfect feature. Maybe Penny+ has it. I haven't looked into it yet. I need the business minded Ms. Penny...hint, hint, happy to beta test 😉

Pam. E. Mar 10, 2018     

Love Penny! I think it's such a unique concept. I've always had trouble with my spending, but it certainly hit hard once I started seeing the amounts via Penny's analyses. Also, I pay for the premium version, and I think it's definitely worth it. I get instant notifications whenever I spend any amount of money. Someone actually fraudulently used my card this past weekend,and because of the instant notificatios., I caught it immediately. Highly recommend!

Liz. N. Mar 2, 2018     

I absolutely love this app! I even pay for the subscription. I always pay close attention to my finances, but this app keeps it all in one place and breaks everything down for you. It's great and makes finances much less overwhelming! One thing that I really wish, however, is that they would add a "medical" category for prescriptions, doctor visits, OTC purchases, etc. I have quite a few medical expenses each month and having a specific category for that would be extremely useful. Regardless, I highly recommend this app!!

Ray. P. I. Mar 16, 2018     

This app has potential. It is good in concept. However, it doesn't cover every type of card. This is a huge flaw that renders the app useless. For example, the app can tell you how much you spent on fast food last month. Only, if you use your Barclay card on a few trips to Subway, your numbers will be wrong, because it doesn't work with that card. So every number and statistic this app gives me is wrong. Any advice it gives me based on my income or spending is also wrong since it is based on only partial data. I had tried the app, thought I would love it, and upgraded to premium, only to find out it doesn't work. Great concept, failed execution.

Wal. B. Mar 30, 2018     

Edit: so long and thanks for all the fish A spending tracker that I actually use! I've started too many of the competetors and always either had problems or found them easy to ignore, not so with penny. Definately the honey vs vinegar approach! I love the random analytics and tips it offers. I am a penny+ member and very pleased to be. I would like to see multiple plus membership payment plans (annual vs monthly) and perhaps some disount offers. And a more complete faq, or a master list of "something else" entries as that is a feature id like to utilize. Oh and a way to mark a conversation for saving for later would be amazing! I manage the finances for my household and would love to be able to pull up a prior spontaneous penny conversation to show my wife.

Tin. W. Mar 14, 2018     

Edit: This is the first time I am getting disappointed because of some app getting shutdown 😭. Enjoyed a lot chatting with you. Hope we will see you soon. (Old Message:) Its really surprising to see using financial app this much fun.

Ric. H. Mar 5, 2018     

Penny is my new best friend. I've tried a lot of budgeting apps, and Penny really helps me see the big picture along with helping me manage the small details. Penny is also really fun to work with.

Eli. A. B. Mar 9, 2018     

Excellent app to see where your money is going across accounts. It helps to find where the excess spending is in your budget and how you can save more.

Jes. B. Feb 26, 2019     

I love the language she uses, like talking to a person you know. She tells me things I didn't know I should be noticing and has really helped me be more aware of where my money is going. I love all the knowledge.

Sky. G. Mar 16, 2018     

Best financial app I have ever used. I love the casual way things are discussed and it keeps the grouping small. I will be with Penny until they take her from me!

Dav. S. Mar 8, 2018     

For a single young man like me this app is been one of the best i have found for manage my financial situation. I can't wait to see more update. May be lower the subscription

Iva. I. P. Mar 16, 2018     

Very disappointed! I love this app and I am so sorry that has to shut down. I really really hope that ck would implement something to back in the old data penny tracked for me through the last months. [Old review] Very useful and fun!

JAR. R. Mar 7, 2018     

Its great. Penny has been helping me point out my spending issues and get me started on a good savings plan.

Adr. A. Mar 20, 2018     

At first this app was awesome and still is but for some odd reason my bank is now not supported. Im a little lost because the first time I got this app the bank was there, did it get removed? Maybe some sort of glitch? Otherwise it'd be a 5 star!

Aus. N. Mar 6, 2018     

Penny chats with you to review ways you can save money and cut spending. Overall she can help make you a more responsible spender.

Chr. S. Apr 1, 2018     

Not accepting new signups. Doesn't say that anywhere before you download. Waste of time.

A. G. u. May 5, 2018     

Best money tracker ever with best interactive bot.. Notifies within minutes of card swipe or online transactions.. Feel sad to see it go.. Wish they continued it..

Mel. J. Mar 27, 2018     

Not accepting new signups. And app is closing down June 1st!

A. G. u. Mar 12, 2018     

Sounded great. I wanted to use it but couldn't get past the opening create account/log in screen. Tech support didn't respond to my email (I'm writing this review over a week later).

Jes. M. Mar 14, 2018     

I REALLY loved Penny and now that they are going to be getting rid of the app. I'm changing my review. I am not impressed with this new change!!!! She really helped me with my spending and I loved being able to set a goal. She helped me to continue to spend less and it felt amazing! Now what am I going to do?!? This is horrible!!!