• Possible Finance: Borrow Money Fast & Build Credit 1
  • Possible Finance: Borrow Money Fast & Build Credit 2
  • Possible Finance: Borrow Money Fast & Build Credit 3
  • Possible Finance: Borrow Money Fast & Build Credit 4

Possible Finance: Borrow Money Fast & Build Credit

Possible provides installment loans up to $500* that build credit. Apply to borrow money, get approved, and receive cash within a few minutes! Join thousands of satisfied customers who are using a loan from Possible to avoid harmful overdraft fees, borrow money fast, and build credit.

More cash than payday advance apps
A $100 cash advance isn’t always enough. Avoid overdraft fees, payday loan apps, and payday advance apps and borrow money up to $500* in minutes.

Get money fast
Don’t wait until payday and get hit by overdraft fees! Apply for a loan in a few simple steps. Once approved, money can be sent straight to your debit card so that you have immediate access to your loan.

Build credit
Get immediate cash help as well as an affordable way to build credit. We'll report to TransUnion, Equifax and Experian, making our loan a great way to repair your score! Payday advances and payday loans can’t do this!

Flexible repayments
A more adaptable cash option than other loans or payday advance alternatives, multiple repayments are spread out across the next few paychecks and rescheduling is easy.

Good credit not required
You don’t need good credit to get money! Our loan app links directly with your existing bank account to help make an intelligent decision.

“It’s like borrowing money from a good friend...Seriously the best experience I’ve ever had with a lender...I will not go anywhere else for installment loans from now on! 110% recommend!” -NellyVille1027 on August 25, 2018

Possible is currently available to Florida, Texas, Ohio, Washington, Idaho, and Utah residents. We're launching in additional states and you'll be added to the waitlist by registering for an account.

Loan terms, fees, and APRs vary depending on state regulations. Our state licenses and fees can be found here: https://www.possiblefinance.com/licenses/. Our average loan term for paid-off loans is over 60 days. As an example, per Washington state law, ​a loan from Possible Finance has a max fee of 15% for every $100 borrowed.

*Max loan amounts vary by state and subject to lender approval

Category : Finance

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Reviews (30)

Meg. M. May 30, 2022     

Fairly easy experience. The app didn't read my bank info correctly so It took a couple days of back and forth with support to sort it out. Once it was fixed the funds were instantly in my account. It was annoying that it took days to resolve, but I'll be content with the resolution. And hopeful that my next time will go much smoother.

Jaz. V. Apr 19, 2022     

Such a frustrating experience just to change account info. I already had one loan and am trying to apply for another, but the bank I previously used is not accepted. It is such a hassle to change my account. Went back and forth with Support with 8 emails now. Sent screenshots to better explain. They're sending me links to change my account that do not work. Said they removed the old account but it's still on my profile and can't be used cause it's not accepted. Frustrating!! and still not fixed!

Jac. C. Mar 31, 2022     

I've had several loans with Possible now. I've paid them all off.Problem I have is that everytime I go to link my debit card it says not compatible and I have to wait 2 days to get the loan instead of instant, again I've had several different all paid off loans but still can't get a higher amount, and everytime is a new account on your credit report, now its saying I've had late payments and I haven't with them. Definitely needs a few updates.

Alt. B. J. May 26, 2022     

This a great app to use and is very convenient to use when applying for a loan. And I like the fast processing. They even give you two months to split your payments to make for easy payback. This is one company I can trust because I have been with them for a while and have not any problems using them as my small loan company. You have to try this app from Possible. Go ahead, you will not regret it.

Lin. M. Jun 1, 2022     

really has saved the day many times now. it's super easy to receive a small loan and the fees are super clear. I've never had an issue with any repayments and the loan was deposited super fast. I love this app!

Mon. O. May 23, 2022     

This app is amazing and is such a big help when I'm in a tight spot and need extra money for unexpected things. Application process is very easy and VERY quick! I just reapplied for a loan and not even 10 mins later my application was approved and the money was deposited into my account.

Che. R. May 15, 2022     

This is the best app if you need a loan. I've reviewed three different loans with different amounts of money. They report to the credit bureaus, so it helps build your credit. Thanks possible!!!!

Rob. M. J. May 6, 2022     

BEWARE I filled out the application for a$250 loan with this site. As soon as the application was filled in. A page appeared. Saying it was approved. And they needed my card info to deposit the funds onto. So I gave the info to the card I had linked my bank account to. They said that one was not acceptable. Needed to be different one. So I gave a different one. And it was fraudulent. Both cards given were attempted to charge an amount this far unknown to me. Thankfully neither one had funds a

Gra. M. May 4, 2022     

I love this app, I am building my credit score while getting small loans that are affordable to pay back. I see everything in one place! I was approved for a smaller amount but as I pay the loans off my amounts go up! Great app I would recommend to everyone!

Aur. C. May 10, 2022     

Used to be so good but with the recent update, it keeps unlinking my bank. When I relink it this time, I made sure I had money in checkings to pay for the loan, that when I got a email saying the payment fail. Confused I check and for some reason possible took the money from the wrong account even though I never use that account to pay for a loan before. Now I'm stuck in a hole because of them and have a negative balance. 0/10 after I pay for this I'm deleting and never using again

Bam. May 26, 2022     

The app sucks, I can't login back into it, it keeps doing it like I'm a new user when I'm not, I will never ever use this again. I paid my balance in full and it posted and cleared at my bank but on the app it still says it's processing, how can it still be processing when it cleared my bank. I don't recommend using this to anybody

Dar. S. May 23, 2022     

I can't even finish my application because the selfie portion doesn't want to act right. The button keeps blurring out, as if it isn't an option for me. I'm done with this app. Don't use it simply based on UI static.

Tre. Y. Mar 31, 2022     

Idk.....it just don't open anymore. It was good while it lasted....raised my credit like it said it would....now 8t won't open. I'm tryna keep this train rolling but it won't open. The word possible shows it's pretty face but im stuck right there. Edit. I take back everything i said about this app being good. On my last payment and it won't let me add my new payment option.

Per. v. 2. Apr 27, 2022     

Don't do it. Get loans to build credit. When you actually need it they give less because you tried paint more but they don't pull till later and later. There's better loan ootions. Not a good service and finance repay racio way to high. I can go to pawn shop and pay back 20% but there's is like 36% and if you try to pay early they wait to long to pull so if you have auto bills your screwed

Jas. S. Apr 27, 2022     

My rating might just be amplified because of my overall circumstances being as they are. That said, I feel really screwed over by this app. They sell you a bill of goods. Bad credit? No credit? No problem! Here's $500! But then you get denied because you didn't link enough accounts to show financial history (or some other loop hole.) This is yet another brick wall that's been put up in front of me and I really don't appreciate it.

Zuk. Jan 28, 2022     

Helped me out of a desperate situation when no other App would approve me. I have no credit vs. Bad credit. Regardless, my family of 4 were on a cruise in Belize. Had ran a little short on spending money, and this was the last stop on our cruise. Tried several different apps, I have steady income and direct deposit, yet couldn't get anyone to approve more than $50! Possible not only approved me, but it broke the repayments down to an easier way to pay over several weeks instead of all at once.

Wen. L. May 17, 2022     

I want to start by saying thank you for this opportunity to be able to increase my credit. My experience has been nothing but a pleasure any question I had was answered and answered quickly. It's been a pleasure because my credit score is not great and when I applied for other loans they were just rude sometimes when I find out my credit was it all that 👍👍 so thank you

Chr. S. May 27, 2022     

It took a little effort but I was approved and I am very happy with the end results! The payback dates are flexible which is very convenient and the amount was more than enough to help me in my time of need. I recommend this app but be patient, they do a thorough job of investigating your information and it may take a try or two to get approved. Give it a chance and be patient. You shouldn't have a problem if your info is correct and truthful...

Bri. J. May 28, 2022     

Absolutely AWESOME to do business with. There when you need them. Everything is processed quickly. I will keep doing business with them. THEY ARE GREAT. For the people that qualify for quick cash loan, YOU will be glad you lot a loan from them. I have done a second loan , and experience has been #1.

Jul. H. Mar 31, 2022     

Got to the verification photos and it won't let me take any photos even after triple checking allowance settings. Very frustrating as I have bills to pay with no way to pay them.

Bia. A. May 17, 2022     

Applying for the loan is simple and quick. The payments are also affordable and I love that they take it out of your bank on the day it is due. Possible is always a HUGE financial life saver when emergencies come unexpectedly.

Ric. B. May 28, 2022     

Needrd a quick buck and it was fast and cheap I've used them a few times.. my only problem is you can't seen to get anyone on a phone to help with card issues.. for example the bank I use and the card linked to that bank are 1 in the same.. however their system tells me it can't link the card to my account!!

Eli. E. R. May 11, 2022     

Have been waiting to receive funds since last week thursday. Sent multiple emails that went unanswered. Everything was linked to my bank account. I sent more emails and finally received a response and then immediately received an email telling me that what they said they were going to do didn't work and that I had to email them again. I did. No response There is no resolution, but they still have me on a payment plan but they never gave me the funds. What?

Chr. E. Apr 12, 2022     

I'm trying to upload my selfie which it will not let me and my settings are set to approve my camera. I have emailed them several times to fix this issue and still nothing. I will give more stars once they respond and fix my issue.

S. A. Mar 3, 2022     

It was great to get a small loan to help with bills.... Until I realized that every loan I took out was reported to the credit bureaus each time as "new credit". I went from a 13 year credit history to 5 within one year of regularly borrowing from Possible. Nearly a decade of consistent credit history squashed and I could kick myself for not paying attention like I should.

Dov. M. Jan 19, 2022     

I had previously written a 5 star review. Now it's 2. The only reason that I'm giving them 2 stars is that getting a loan through Possible is fairly easy. The bad part is that every time you take out a loan, they report to your credit that you have a new account open which is destructive to your credit rating. They had hiccups with their system lately with "failed payment" emails being sent out and emails insisting on updating payment info. All a glitch. Terrible account management. Never again.

Jes. H. May 15, 2022     

I like how quick and easy it is. However, I am unable to link my debit card even though I enter everything correctly. So now I have to wait til Wed to get my "emergency funds." Also, it would be better if they made smaller payments over a slightly longer period of time.

Mon. B. Apr 26, 2022     

Terrible. Couldn't even get one loan because the app redirected me to the website, and then the website wouldn't allow me to finish the verification process. Would not recommend, would give no stars if possible.

Mic. E. May 14, 2022     

They had been a great resource until i changed banks. I applied and was approved 3 different times but they couldn't get my bank information correct and when i reached out for support after almost 2 weeks of emails they have stopped responding and sent my questions back to me.

Dav. B. Mar 16, 2022     

This service is a complete joke. I filled out every piece of information that was asked. I linked my account. The next day they told me to link my account again. Today I get an email saying my application was incomplete. DONT WAIST YOUR TIME WITH THIS GARBAGE!!