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Purchasing Power

A better way to buy is better than ever! We have a brand-new app to provide you with a seamless end-to-end shopping experience.

Purchasing Power is a purchase program, sponsored by participating employers and organizations. Now it’s easy to get the products you need, when you need them, and pay for them over time – right from your paycheck.

This app allows you to:
• Shop thousands of brand-name products
• View current promotions, including special app-only promos
• Check out featured categories like New Arrivals, Best Sellers, and Clearance
• Manage your wishlist
• View your available spending limit and account information
• Check on your order status
• Send documents via your camera
• Contact us by chat or phone

Download the app to start shopping today!

Category : Shopping

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Reviews (30)

Dan. B. Apr 3, 2022     

purchasing power is always there when you need them my only complaint is that sometimes items that are limited is switched with other items to conpensate for the lack of the item but that was only once other than that they have always been on time and it has been a blessing to have

cry. m. May 17, 2022     

i really like purchasing power. only thing you are paying more for what u purchase than u would find it in a store. that's the hard part

Lei. L. Apr 8, 2022     

I've been buying from purchasing power for years. They don't do credit check, take a payment out of pay check every month and I don't have to worry about it.

Sha. D. Apr 17, 2022     

This Shopping app is amazing!! They have everything you could ask for and have also the latest gizmos gadgets and software!! Love you guys! We Love 5Stars!!!🥰🥰👍

Dav. M. Jan 20, 2022     

Purchasing Power made Christmas easy last year for the family. They gave me a large available balance and I found everything we needed and wanted through the app. With the money coming directly out of my check, I don't have to worry about missing a payment like on my credit cards if I forget to make a payment. The only draw back is the items are priced higher than what they are in the store. But the buy now pay later option is nice and convenient for whatever you're looking for. Dave M.

Art. J. Mar 18, 2022     

I loved using this app until the most recent update! Now for some reason it won't let me type in the search bar...

A. G. u. Jun 15, 2019     

I can't login to the app. Entering my email on the first page makes the app load for about 1/4 of a second and goes right back to the same page. They love to tell you there's no financing, which there isn't, but everything is marked up higher than you would end up paying with a credit card with a decent rate. When I first used the program my ID number didn't work and whoever I talked to on the phone just kept telling me I must be entering it wrong. I waited a few months and it finally worked.

A. G. u. Apr 20, 2019     

for you all complaining about the pricing they do a no credit check financing program so yes the items with have a mark up to some degree. it's like buying something on your credit card unless you pay it off before the next bill there will be interest. It's sad to see people give such a low rating due to a great service. I have had no problems with them and they give great customer service. They are providing you a way to get the items you want on a payment plan that's hella affordable.

bra. s. Sep 2, 2021     

2.5x original retail price of most items. Do not believe that there is 0 interest because 100% interest minimum is built into the purchase price of every item I looked at. Do your research!!! Good customer service though. Bought an item. Fedex never delivered it but said they did. Order easily and successfully canceled quickly. But then found out months and months later that the first installment was already charged and there's a credit. As I'm typing this I'm on hold to try to get this back

A. G. u. Dec 15, 2018     

Ordered a large screen TV with an applied discount code. Transaction was smooth and delivery much quicker than reported by the stated standards. Company seems to contract with local merchants in area since origin was not from Purchasing Power. Only minor down side is due to shipping freight, someone had to sign and I work a standard first shift job. Would be nice if company would add option to deliver to a pick up facility when purchasing. All in all really good experience, just had to mark off due to no call scheduling delivery, but I fixed this after finding out who was shipping my package.

Ril. S. Feb 8, 2022     

Sketchy out dated design that is a pain to get things back on track when they randomly stop doing payroll deductions. Also like to double charge on non pay roll deduction. Prices are also WAY higher than any in store. If you want something big, get the stores credit card if you can. You will save money and time.

Ric. J. May 18, 2022     

A great way to get the things you want or need with an awesome payment plan.

Sha. W. Aug 6, 2021     

The past few weeks, I have been having problems with the app asking me to sign in 2-5 times whenever I click on certain things. Just now, trying to look at one of previous orders, I had to sign in 3 different times. Each time it took me back to the home screen and, when I tried again to access a previous order, it sent me to the log in screen. Haven't had any problem up until now. Please fix, if yall can

A. G. u. Oct 1, 2019     

App is slow and cumbersome. It needs a rating and review system so people know what to expect with their purchase. Merchandise is very over priced which is not a surprise. Return policy is non existent unless item is unopened or defective. For example we purchased 2 smart watches that do not meet our needs but are stuck with. Edited to add I emailed as requested several times with no reply.

A. G. u. Nov 24, 2019     

This app needs a SERIOUS update. The filters are bad and dnt work. They still show what you are not trying to see, and when you push the back button, it takes you all the way home 🤦🏾‍♂️. Also when you click on an item not in stock, it tf makes you all the way home. Nobody wants to start over, ever damn time. Waste of time.

A. G. u. Jul 25, 2019     

i love this app. its convenient, i get a great credit limit and it comes right out of my check. i kind of wish it reported to my credit report because i dont habe the best credit history. some stuff is too over priced to justify buying but if you dont have a ton of left over cash or bad credit its helpful if theres something you want or need.

A. G. u. Mar 13, 2020     

Payment problems!!! Payments are taken out promptly, but will not show your balance being changed until it's almost time for the next payroll deduction. Then when it show up it's not the correct balance. Is there interest being charged to us and we're not aware about it? The option to buy and pay over time is okay, but not when your balance is always off!!!! Thanks for the response, but you all are getting paid on time...my remaining balance is always off & that has nothing to do with payroll!!

TIN. A. May 31, 2022     

such a great way to buy things especially if tou do not have much credit

Cyn. D. Dec 21, 2021     

I can't ever seem to be able to use it as nothing loads for me to look at, let alone purchase. I've been able to use it for years because of work, but the app is garbage. I literally cannot use the perk of purchasing power because nothing loads. Just takes you back to the main screen.

And. G. Dec 14, 2021     

Would give 5 stars but the app keeps crashing and saying i need to unlock my spending limit. Ive ordered 4 previous times from the app...... It would be nice if you all would put an update out for the app to fix this problem. Also, why not report to the credit bureaus? That would be a great idea.

ANT. E. Apr 3, 2022     

Purchasing power may be good if you don't have the means or good credit. It would have cost me 700.00 more for a Mavic 3 drone than I could get, and pay off without the up front 700.00 load. That's 30% more which is worst than 18% credit paying the same installment amount. Save your money repair your credit.

A. G. u. Aug 16, 2019     

Love Purchasing Power! Only one thing I wish they had more of, just more variety in certain areas. Besides that, I have had nothing but great service with them . Great app, works good on my phone, no issues. Better than using the website on my phone like I used to. All around Purchasing Power 👍🏻👍🏻👍🏻

A. G. u. Oct 19, 2019     

Awesome app make payments on thousands of items it comes straight out of my paycheck I never even see the money! & you can pay it off when ever, or make an additional one time payment, you can even raise your recurring payment to pay it off faster. This app rocks. Great business who helps people that can't pay cash for an item that day thanks purchasing power!!! You rock!!!

Str. G. Aug 8, 2021     

Yup.. this isn't working. Signing in has been an issue.. the issue before was me having to re-sign in every time I was already signed in after clicking on an item or searching.. now.. I CAN'T EVEN SIGN IN.. AT ALL!.. I already uninstalled and reinstalled and that didn't work.. I get on the app.. it asks for my email.. so I input my email.. hit "Sign In" it shows buffering and then buffering symbol disappears and does not sign me in.. don't mean to sound like a Karen but.. very frustrating.

Geo. M. Mar 25, 2022     

very easy even tho it's more expensive but works for me on payments

A. G. u. Nov 7, 2018     

Opens up to a log in screen with no apparent way to create an account. I, and several other People! have all searched up and down, left and right, trying to navigate over to a create account option to no avail. Pretty hard to log in when You won't let Me create an account in the first place lol.

A. G. u. Feb 24, 2019     

This is a good app so far and it helps me to keep track of my balance an makes shopping easier. I also like how they actually have alot to choose from and the prices on some things is really high but you have to think that you get what you pay for and everything I have gotten from them so far is good quality stuff which will last you long time.

A. G. u. Nov 10, 2019     

Only reason why I'm giving this 2 stars is because of the added search button which I can't seem to find on the website version. The app is a slow, clunky and whenever I close it and open another app this one automatically opens up and prompts me to sign in again completely overtaking the other app I just opened.

A. G. u. Aug 14, 2019     

I love this app. I love purchasing power! It works great for making large purchases on a limited budget. I have been able to buy items like Disney vacations which would be almost impossible for me on my budget. the by now pay over time thing is great for me.

Chr. M. Jul 15, 2021     

While things are more expensive, I do not have to worry about charging up on a credit card and having that card earn interest. My payment comes right out of my check and I don't have to worry about missing a payment by accident. It makes buying items that you couldn't normally get far easier.