ReadyForZero: Pay Off Debt
- automatically. Effectively managing your personal debt and reducing your credit utilization can positively impact your credit score.
Here's how ReadyForZero's app can help your financial health and save you money:
• NEW! Get and track your credit score and factors
- free!
• Tackle all of your personal debts from a single place.
• Create a personalized pay down plan that works for you.
• Visualize your debt pay down progress wherever you go.
• Receive personalized recommendations and alerts.
• Find savings and offers specific to your financial situation.
• Receive deposit and upcoming payment alerts.
• Be confident that your data is secure with bank-level encryption technology.
*Accounts with all major financial institutions are supported, including Avant, LendingClub, Prosper, Citibank, Wells Fargo, American Express, Bank of America, Chase and others.
What the Press is Saying About ReadyForZero:“Along your debt-paying journey, ReadyForZero acts as the angel on your shoulder.”
- CNNMoney“Ditch the calculator and make a realistic plan to end your debt-related stress.”
- Forbes“ReadyForZero is like a financially savvy friend guiding you every step of the way.”
- MSN Money
How it works:1. Download the ReadyForZero app.2. Link all the accounts you want to track.3. Get your free credit score.4. Stay on-track, receive recommendations and start building wealth.
Category : Finance
Reviews (24)
Great idea and great solid start. I highly sugest this app for trying to figure out multiple debts. It sinks up with most but if you dont like giving acess you can manually input the amout, %, min payment. The layout is clean and simple with nothing to distract you from its and your goal. I love seeing how many years i cut off my debt by paying more. I feel more in control. My fcu Banks dont sink which is an annoyance. I wish i could add my savinggoal to this (i treat them as a debt in my budget)
Same gripe, why should I wait weeks too see an update? Where's the info on my target amount I should be looking at. We want immediate gratification that after we make scheduled strides to getting debt free, financial free - that we see the progress tally on our app. Till then this is just a glorified piece of paper to me that requires to much manual work. FIX IT GUYS!!
This app is very helpful and great way to help out to pay off debt. I wish it could not give so many log in issues and also does not refresh very often, its the only reason why i dont give it 5 stars. Other than that i really like it.
There was a problem with the server. Please try again later 😡 Thats what i got over & over just trying to create an account! 😲 Lolzs! Im UNinstalling & moving on to find another similar App that actually DOES work 😇 Best of luck your gonna need it 😮
It doesnt take into account that sometimes not all purchases on your account have the same APR. For example, Promotional Purchases. If it could include that I would give it 5 stars.
I love everything about this app except it's problem of not updating my accounts often. Some things are updated but others haven't updated since I signed up (one of my accounts last updated 29 days ago). I wish there was a update/sync button somewhere.
This app does not seem to work. Will not allow me to sign in or sign up - has had an ongoing "server error " issue.
Downloaded and got "server error" every time I tried to set up a new login account. There's not a link to reset your password either (not that I got that far). Looked like it would be a good app. Too bad I didn't get past the login page.
I loved this app it has helped me pay off so much debt. till it ended on Nov 11. why this is the only app out there like this
Actually, I loved it ... But I was just notified via email that the app/sites debt planning feature will be ending.....with only a week's warning. Not sure what happened, but it's a loss. This app has helped me cut my credit card debt in half
Update: The app has been shut down. I found an article trying to find a similar app.This app needs to be removed. It has not been updated since 2016 and does not work. You cannot sign up because their is a server app. It is useless.
Very helpful since I started 3months ago I paid off 1 credit card. Sorry to see you go. Thanks for the help.
Every time I try to create an account I type in my information and hit join now but it keeps saying server error.
Maybe it was a good app but they are at the moment out of business so don't download it. it won't work.
I don't know why I'm giving this app five stars. Every time I open it it tells me I'm still overweight and in debt.
Absolutely useless. Unable to even create an account one I downloaded and installed it.
I like that it helps prioritize the debts I should be paying first. The only problem is I'd rather see more customization. I got paid biweekly and I'd like to see it allocate how to allocate my payments based on that, just just the whole of what I'm willing to pay. I'd also like it to update the balances more often.
I can't make the app to work, it says server error try again later. Been trying for days. Uninstalling.
Gives me a plan to follow for minimizing my cost for the money I've borrowed so I can pay it off faster.
After I would close an acct. It wouldn't update. So one card never showed that it was paid off. I would just have to delete it. And it didn't always update to the right amount.
I like this app. It gives me a quick view of my debt payment plan and progress. I wish there was an option to change the debt payment plan based on your own goals.
The app does not allow you to sign up... Keeps saying there is a server error
Last year, online lender Avant bought ReadyForZero, a pretty robust debt tracker and management tool. ... ReadyForZero was useful because it helped visualize your debt goals
The idea is good and it's useful, but some accounts develop login issues. It would also help if you could manually choose the order in which to pay your debts. IE: It makes more sense to pay all revolving accounts before mortgages, but if there is a CC acct with a lower interest rate, your mortgage/car loan is calculated to be paid off first. Nothing a user can't adjust for--just a suggestion.