Shinyloans | Cash Advance – Online Personal Loans

Need fast cash? Get it now.

Are you looking for a convenient and easily accessible way to obtain quick cash? Do you want an instant solution to your financial emergency? Do you want to save time in your loan application process and obtain online loans without any compound complexities?

APR Disclosure
There are states where legislation puts limits on the Annual Percentage Rate (APR) which can be charged by the lender. APRs in terms of payday loans do range from 200% and more. This varies form lender by lender. Whereas, loans from a state that do not imply such limitations or loans from a bank not governed by state laws may have a higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Before concluding a relevant loan agreement, the lenders is obliged to represent you the APR and other terms of your loan. The APR rates are subject to changes.

Material Disclosure
We do not guarantee on that a definite connect between you and the lender will occur. Note that not all the lenders are able to provide loans up to a USD 2500. There can be states, residents of which may not be eligible for some or all short-term, small dollar loans. You are strictly recommended to duly review any and all the terms that the specific lender provides you with before making a decision on whether or not to accept the loan offered. Acceptance of the loan offered shall not be construed as an obligation. Lenders existing within our network may proceed credit checks with relevant entities for the purpose of properly determining creditworthiness, and verifying your identity as well as the reliance in terms of the information provided by you. You are free to take under your personal consideration the seeking for professional financial and/or legal consultancy relating to your financial risks, needs and/or alternatives to the short- term loans. Cash transfer times and repayment terms vary between lenders, as well. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions
There are some states where the residents are not eligible for some or all types of short- term, small-dollar loans. Particularly, residents in Arkansas, New York, Vermont and West Virginia are not entitled to use this website or service. The list of states serviced by this website may be subject to change periodically, without providing any prior notices.

Credit Implications
By submitting your information, you do provide with your consent to allow the independent third party lenders to verify your information and check your credits if they find it necessary. Additionally, it shall be noted that the loan products which are being provided by independent third party lenders within our network are to be repaid within a short period of time. Please, note that the short-term loans are not the best solution for long-term debt liabilities, nor credit emergencies. Only borrow an amount that can be repaid on the date of your next pay period. Late Payments of loans may result in additional fees or collection activities, or even both. Each lender has its own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has its own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.