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SmartCredit®

Are you a ScoreTracker, ScoreBuilder™ or ScoreMaster®?

ScoreTracker
It is now easier than ever to track all your scores with simple charts or in-depth information.

ScoreBuilder™
See exactly what is helping or hurting your credit score. Get a 120-Day Plan to a better score.

ScoreMaster®
Be the master of your credit score! Use ScoreMaster® before you apply for credit, make payments, or spend money.

Use Action buttons to verify transactions and stop theft. Activate $1MM Identity Fraud Insurance for your entire family in your household.

Also, get your 3-Bureau Reports & Scores.

Get started today!

Category : Finance

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Reviews (24)

A. G. u. Jan 25, 2020     

Best credit app I have tried so far, I can get real time updates of my credit score instantly any time I want unlike CK that doesn't allow you to refresh to get the latest updates. This app also allows me to dispute unlimited times unlike CK that only allows 1 dispute per month. The best thing is that I was able to bring my score from a 430 to a 617 in less than 120 days and still working on getting to the 700's. Although this is a paid app there is a way to get a free subscription.

Rac. C. Dec 7, 2021     

I enjoy the new updated SmartCredit app! Makes things easy to understand. Keeps me in control and alerted of my credit information!

A. G. u. Jan 5, 2019     

it doesn't do anything. it stays on this white page that says "Smart Credit".. Doesnt move. I have great internet connection, and a brand new Samsung note 9. Its something wrong with the app.

ang. g. Apr 8, 2021     

For the last few days I have not been able to access the app. I have Uninstaller reinstall clear cache and data and still white screen thats say smart credit only.

Eri. C. May 17, 2021     

UPDATE: Login still takes you to web browser. Like they said this issue was fixed. What's the point of the app then??

Tre. C. Apr 5, 2021     

These guys are a rip off. You can get better and more accurate reports and scores of myfico. Use these guys and you try to cancel...they will charge you anyway and customer service won't help you. My fico is much better.

Jos. V. Sep 17, 2020     

This app and the people who managed this doesn't work. I cancel my subscription 2 months ago and they still charging me every month for this.

Jim. C. Jul 14, 2020     

So happy with this service! It's really helped me work with my credit score and learn how to best manage it. Highly recommend!

A. G. u. Apr 18, 2020     

It's weird to have an app but all it does is link you to the website. Kinda defeats the purpose of having an app.

A. G. u. Jun 12, 2019     

Just downloaded this app because someone suggested it, but it doesnt open ... I've uninstalled it several times and installed it back it still isn't opening..🤷🏾‍♂️

Nic. H. May 20, 2020     

Its LITERALLY just a link to the website. But the actual smartcredit website is good but the app...trash!

Mic. N. May 3, 2020     

Not an app links to browser for everything no joke probably a security risk

Jai. W. May 14, 2021     

Not what I expected, this "app" just takes me to the website, so it's basically a link.. if I wanted to use Google I would have done that

Mag. M. Jul 14, 2020     

Love this app I have never had an issue.. easy to read 👌

Pet. Dec 9, 2021     

The app is much better..glad I stuff around to see the improvement

Pat. P. Jul 3, 2021     

Excelente help to improve your credit

Tre. B. May 23, 2021     

It helps alot I understand more about my Credit !!

A. G. u. Jun 30, 2019     

this app took 20.00 from my account and dont even have it any longer

A. G. u. Feb 2, 2020     

It's just links to their website..

A. G. u. Sep 7, 2019     

Love this app, love United Credit Edu. Svc.

Yun. B. Feb 19, 2022     

Didn't help my credit at all

Mar. M. May 30, 2020     

Plenty of useful information

A. G. u. Mar 26, 2020     

Just links to their website

She. F. Sep 4, 2020     

Fee-based app exclusively