SmarTransfa(mini ATM, smart Transfer, Offline Pay)

This app is designed for Everyone. Yes, everyone who has ever been frustrated by the long queues at ATMs, long distance ATMs with no assurance of cash on arrival or have to deal with the issue of sending money to a remote relative in the village who doesn't have a bank account.
It is a common knowledge that cash within the community circulates between the Banks, Customers and Merchant (Shop Owners, Businesses etc). These Merchants warehouse lots of cash that they take to the Bank at a later date. The Customers on the other hand visits ATMs or Banks to get the Cash back. This cycle continues at all times.
SmarTransfa bridges this cycle between the Customers and the Merchants by making these merchants to serve as mini ATMs.
For the Customers (Sender or Receiver), No Bank? No ATM? Cash Dispense Error? No problem! Our app will serve you right! SmarTransfa gives you a conveniently cheap access to send or receive money without barriers, and pay for goods and services smartly.
Now you can send money or withdraw money anywhere life exists!

For the Merchant Partner, our platform provides a convenient medium to Bank his/her cash automatically for free, receive payments for goods and services and also earn instant commissions for every cash payout. The Commission system is carefully calculated in order to measure up with other conventional means of cash delivery.

SmarTransfa successfully drive the cashless policy to remote places while providing other value-added services like payment of Utility Bills and Mobile Top-ups.

The App is an innovation culled from experiences encountered on recent visits to home and is developed by the winners of Cashless Lagos Hackathon, 2018 by VISA and LSETF.