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Spentra

A complete pay access solution designed to improve financial stability. Get early access to earned wages anytime, anywhere.

The Spentra Visa® Payroll Card featuring Money Earned® is an employer-sponsored benefit. It was designed from the ground up to provide an employee with a better option to get and manage their pay.

Money Earned® is our proprietary patented product that allows you instant access to up to 50% of your already earned net wages in advance of your paycheck date. If your employer already offers the Spentra Card just download the app, request your card and begin to manage the money you know you have. If your employer does not currently offer the Spentra Card, just have them contact us at [email protected] and we will be glad to make that happen.

Take control of your money and align what matters to you…today.

MANAGE AND ENJOY YOUR SPENTRA ACCOUNT

• Enroll and manage your card directly from the Spentra app
• Instant transaction alerts* anytime you use the Spentra Card
• Block and unblock your card directly from the app
• Interactive surcharge-free ATM finder from the app
• Over 38,000 surcharge-free MoneyPass ATMs
• No fee for the card
• No monthly maintenance fees
• No minimum balance fees/requirements
• No ACH deposit fees
• Friendly and responsive customer support
• FDIC insured up to $250,000 through Central Bank of Kansas City, Member FDIC
• Our patented benefit - Money Earned®

*Standard message and data rates from your wireless service provider may apply.

The Spentra Visa® Payroll Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 833-459-3443, 24 hours a day. Spentra Card is not offered in Connecticut, Delaware, New Hampshire, New York, Rhode Island, or Vermont.

The Money Earned® feature provided by Spentra, LLC is not sponsored, endorsed, administered by, or associated with Central Bank of Kansas City who has no liability in relation to the service.

Category : Finance

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Reviews (25)

Sam. T. Apr 13, 2022     

The card's benefits have been a blessing to me and helping take care of my family. I have banked with them for six months and have never had any problems with the service. They have been a blessing, helping get us through the week through dayly payday advances. Thank you Spentra.

Sco. K. Apr 12, 2022     

Super convenient card to have. I push what I want to spend for the week. Helps me save money 💰.

Dea. C. Apr 13, 2022     

It was quick & easy,and it will come in handy in hard time for gas,grocery etc.

A. G. u. Mar 27, 2019     

A well-thought-out payroll card program. App provides an easy to use interface, is clean and very intuitive. Money Earned feature is a lifesaver in case of emergency!

Mic. D. Apr 18, 2022     

Very easy to use pay for for various emergencies.Receive the instant card from HR and it was free

A. G. u. Apr 8, 2019     

Very user friendly. Works well in my android. lightning fast money load and notification, got to love that. Very well designed. !!

A. G. u. Mar 27, 2019     

Love this app, so easy to use. Being able to access my pay early is a blessing to keep me from paying late fees.

Dal. B. Apr 13, 2022     

I love it because help me when I need it. I receive my paycheck every week and because is FREE.

Ste. S. Apr 13, 2022     

I love being able to access money when I need it.

Ali. R. Jun 14, 2021     

Love this app!!!! Banking has been so much easier with them!!!! No charges and alot of free atms.

Mic. H. Apr 9, 2021     

Will not link to my bank account i have tried over and over and will absolutely not link this entire system of getting paid has cost me more money in late fees then i earn on a regular basis i think you should just shut down you entire financial institution and go back to school.

A. G. u. Mar 27, 2019     

Great no cost payroll card that also let's me get to my earned wages in case of an emergency.

A. G. u. Sep 1, 2019     

Quick access to your earned wages when you need it. Love this app!

Mic. P. Apr 13, 2022     

Convenient exactly when I need it

Jim. W. Apr 1, 2022     

Sucks cause my money was supposed to be o. There and it s not

Joh. G. Oct 3, 2020     

This app is great. Very easy to use and navigate.

Ton. S. Jul 23, 2021     

Can't get my paycheck. This is the 2 paycheck with no deposit

Ant. A. Feb 6, 2021     

Best customer service and financial app.

Dan. R. Apr 13, 2022     

I love this app. Really helpful

Lat. H. Jan 23, 2021     

i really like this kind of card plan

she. d. Sep 24, 2020     

I love ur system pluse udont have to handle going to bank or handle a bunch of cash

A. G. u. Mar 28, 2020     

Too bad it's not for all ppl

Fer. B. Apr 13, 2022     

Is Free card

A. G. u. May 31, 2019     

STILL WAITING ON DELIVERY OF CARD MAILED OUT ON 21ST OF MAY CAN SOMEONE PLEASE TELL ME, HOW LONG IT TOOK FOR UOUR CARD

A. G. u. Aug 5, 2019     

very cool lol