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TMRWbyUOB TH

Welcome to TMRW, a new digital bank service that is designed for the digital generation across Asia.

No branches, no paper forms – just open an app-based account in minutes and get your everyday banking done on your phone.

What makes us different:

1. Isn’t a menu bar so yesterday? Our user interface works just like your daily social feed.

Just scroll through your personal banking feed and tap on any of them to get your banking done.

2. We take the hassle out of dealing with all those money stuff for the things you spent on.

Look forward to friendly reminders on important payments before they are up and alerts if you may have overspent just a little. We think it makes it a little easier for you to handle your account’s ins and outs.

3. Wanna save for that dream vacay or designer kicks? We made saving fun and easy.

Save the way you like (small amounts or regular squirreling) and watch your city of TMRW grow as you earn 1.6% yearly saving up.

4. Get money back on every dollar you spend on your credit card and more.

Here’s one more goodie: if you apply for our snazzy credit card together with our savings account, score a higher cashback of 3% and choose your own 3 categories to earn it with the banking that you do.

5. Got a problem to sort out and hate being put on hold?

No more endless wait, no more repeats of your issue over and over. Just chat with Tia on our app and she’ll sort you out as quickly as possible. She doesn’t sleep.

If you like what you are reading, download now and apply.

Come on and make TMRW yours today.

P/S: We are backed by United Overseas Bank so you can trust us.

Category : Finance

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Reviews (29)

Wan. S. May 4, 2022     

1. City of TMRW is boring, no more exciting now. 2. I want to see larger font. TMRW word is a lot bigger than account no., amount, beneficiary, etc. 3. I dont want to see my spending. What are options? 4. I want to cancel credit card online. Call center is always busy and takes time.

A. W. Aug 15, 2019     

the app is very unstable! worst experiences ever. Can not log in and tried to fix it for the past week and when you can it doesn't work properly. i have to reset the pin every time. once resetted it something will go wrong and you can't use it anymore. call center ask to reload the app and then same thing happened yet again like a vicious cycle. UOB should test it before even launch the app. i am not going to use it anymore. what a waste of time.

Tom. C. Jun 19, 2019     

The concept of this saving app is good. However, the app itself is so unstable. ever since i opened this account, i could only log in successfully less than 10 times. must of the time it keeps showing an error. We are unable to process your request at the moment. Try again later. I can't stand it anymore and will close the account soon.

Tha. L. Oct 23, 2019     

Trying to be a digital banking for millennials but can't get their app to work properly. What a shame! I uploaded the income document but it keeps telling me to reupload it and when I checked with the call centre, the document has been uploaded! Basic UX: tell people that something has been done! Don't keep asking!

Moo. D. G. Sep 16, 2019     

STAY AWAY FROM THIS APP!!! There was too much scratches on credit card that I must ordered a replacement. The bank permits only savings through app with miniscule daily limit at 3,000 THB. Since last week, the app crashes badly that I have to use UOB personal banking to move my money out. I tried uninstalling app, restarting phone several times but nothing works. The call center couldn't help much. Once the last credit card transaction posted, I will pay and quit this damn app once and for all!

Sup. C. Apr 2, 2022     

Font too small. Less features compare to other bank.

Nom. T. Feb 27, 2019     

Good design, easy to use, open bank account in minutes with features to upload documents. สวยงาม ใช้ง่ายมาก แต่แอ๊พค้างบ่อยมากครับ รบกวนตรวจสอบ ปรับปรุงด้วยนะคับ

Var. W. Oct 14, 2020     

In my opinion, this app does not always ran out of service like other brand. Appearance (Color) a attract to use Function in app is easy to use and understand . There are always notification, I think it good for me.

Sas. T. May 25, 2021     

I can't login to the app. It said I needed an update but when I proceeded it shows on Google app that I've already done that so now I can't access my money. This is very serious.I need to use the money urgently. A mistake like this on a financial app is unacceptable. I'm seriously considering moving the other apps.

Jar. Aug 13, 2020     

This is in general a stable and visually appealing app. One big area for improvement is adding the ability to see the merchant codes of past transactions so that you can see which cashback category was applied. Moreover, there's no visibility of how your monthly cashback was calculated. It seems to me that TMRW deliberately wants to hide this information so that we customers cannot optimize our cashbacks.

Kol. T. Jan 20, 2020     

Easy digital banking with clean, simple UI. Navigation unstable and sometimes takes forever to load. Auto-login on devices with biometric face ID not supported.

hes. a. Jan 1, 2020     

The game idea is good and graphics are so cute but game is too easy to play and there are crazy amount of ads that are so disturbing. I personally deleted your game only because of the in game ads.

Jon. S. Dec 19, 2019     

Very slow on loading. Not easy to use. notification is removed by 14 days. referral program is very complicated user didn't know how / when to input referral code. Worse experience using banking application ever.

Var. D. Mar 1, 2019     

Beautiful app, easy to use, easy to save, it's something I was looking for past 5-6 years. With 1.6% interest this is great app. Keep it up 😊👍. The gamification of building city in app is brilliant.

Dom. A. Aug 7, 2020     

Your app is unable to use and told that my phone has an unusual app installed causing it cannot be used and ask to contact the device's service centre for check but you didn't suggest what kind of apps that caused the isssue on my phone. I've never seen other Banks' app got the problem like yours.

センペ. Apr 17, 2021     

After registered, I've tried to loging in but it show I filled wrong username or password and show error SPL-ONB-1111. No guidance for error code , bad UX. thumb DOWN!!!

Amp. t. Nov 6, 2020     

The credit card is hard to apply in app. Customer service in caht can't solve the problem and usually tell me to call.

Sut. S. Nov 5, 2020     

Still can not use this application since the lasted updated. Hope there is developer fixing this issue, even during the pandemic. FYI, i did sent an complaint email to developer, but there isn't any respond.

k. v. May 15, 2021     

Functions are limited, often errors, and not user friendly. The transactions are late updated.

Hon. W. Feb 17, 2021     

can't log in when i tried to set the new password, keyboard in the app did not work (i used Android) Finally it showed my app locked due to log in many times ( ⚈̥̥̥̥̥́⌢⚈̥̥̥̥̥̀

Dha. T. May 3, 2022     

1. Slow, 2. Error , 3. Glitch (balance not update easily) 4. Deduct account amount without Use, stealing money 7O4163O462 force Debitcard400 baht

Guc. G. Oct 7, 2020     

This application is very good for me because call center is very response but if improve for personal promotion as possible such as personal discount or special promotion ,not same for very person cause it lead to leader for tomorrow

G. S. Feb 24, 2020     

After all the fuss managed to install few taps later I found this Nationality You must be Thai. If you are born in the US or have a US residency status, we cannot accept your application.. Why bother trying to translate anyways? Kind of racist though

Har. S. Oct 5, 2019     

Can't bother to mention ANYWHERE in its massive advertising spam that it is for Thai nationals only? Why even bother giving an English language option?

Chi. L. Aug 5, 2020     

No transactional time stamp for a financial app!! It cannot tell you what time your money is IN or OUT. You have to reach out to call centre who cannot answer you the timing but to only promise you somone will call you back with a day. Cannot believe this simple thing is missed out from a financial app.

Vas. L. Mar 18, 2019     

laggy, lack of setting, long waiting line for chat with live agent, graphic is low resolution and not smooth.

Piy. E. Aug 5, 2021     

How can i update this app? I already installed on Huawei Nova 8i series but can't use it. Please help me to solve this problem, thank you.

TOO. D. T. Mar 1, 2021     

Hard to use. Everything so slow. Statement not available until few days.

Sis. R. Jun 6, 2021     

Quite user friendly. Help catching an overview of monthly spending.