Tomorrow Mobile Banking
The key features at a glance
1. Made for your smartphone: When was the last time you went into your bank branch? Well, exactly. Tomorrow has bundled all relevant services to do with an account into one app.
2. Open an account, faster than you can change a bike tyre. And it's easier, too: open an account in less than 10 minutes, from home or on the go. A few questions, a few clicks, done.
3. With a bank card that protects the climate: Each account contains a Visa card debit, which you can use to pay worldwide. And you're helping a good cause every time: With every use, you're actively promoting climate protection.
4. All costs under control: incomings and outgoings are immediately categorised. So, you always know how much you've spent, and where.
5. Banking as smart as phones: a push message to your smartphone with every account move. You can also make payments to friends in real time.
6. Pay and get cash everywhere: pay worldwide and withdraw money three times a month for free at the machine.
7. National Deposit Guarantee: All accounts are protected up to € 100,000 by the German National Deposit Guarantee Scheme.
8. Full control at all times: Lost your wallet or forgot your PIN? No problem. Simply lock the card using the app or request a new PIN. And get on with your life.
Your money, your impact. The Tomorrow sustainability promise.
- Sustainable storage of all deposits: Tomorrow will not invest a single eurocent in armaments, fossil fuels or genetic engineering. That's a promise. Tomorrow exclusively finances sustainable projects - starting with a microfinance fund.
- Helping a good cause with every payment: Every time you use your Tomorrow card, you're actively promoting climate protection. In Brazil, we jointly finance projects that protect endangered rainforests.
- Know what your money's doing: The Tomorrow Impact Board lets you see in real time what environmental, social and economic impact you can achieve with the community.
YES TO BANK CONFIDENTIALITY, NO TO DIRTY SECRETS. The Tomorrow transparency promise.
- "It's not polite to talk about money." We beg to differ. We would like to develop the "Bank of Tomorrow" in conscious collaboration with our most important partners. That is, with you.
- Our strategic product roadmap is open to everyone. And in our forum we're there 24/7, discussing with you what the "Bank of Tomorrow" should look like - technically, ethically and organisationally.
- We have a clearly defined canon of values anchored in our articles of association. In addition, we are currently in the process of being certified as B-Corp in recognition of our ethical practices.
Want to find out more?
We look forward to hearing from you. Write us an email and use the chat feature on our website. Let's get to know each other.
Best regards from Hamburg,
Your team from Tomorrow
Category : Finance
Reviews (27)
It took me 5 seconds to start the identification, I did it in English and was fast and easy. I love that is a sustainable bank
The worst bank ever. Never register with them. I have beena client for at least 2 years. I didn't do anything illegal, nothing suspicious, just usual transactions and daily purchases. And in one day they decide to terminate my account. Never ever register with Tomorrow. Never... I will make sure to reduce the registration by your bank as much as I can. I will post everywhere. Shame on you doing that without any cause.
I really wanted to root for Tomorrow, but the identification process is bad. First attempt was moving forward but suddenly the connection cut. Other attempts led to errors on Tomorrow's app, and last attempt, the person simply disconnected me rudely when I said I didn't had headphones (which isn't required for the identification call... Connecting Bluetooth headphones leads the app asking me to disconnect them!). Difficult to open an account when the identification staff is so unhelpful...
10/10 idea. Features a bit lacking still but early days. In terms of the app though, can only have on one phone at a time...
Identity thieves! Be careful!! They told me that everything was fine, that my data had been successfully verified and that I would have my account in a few moments. After 24 hours, they closed it for no reason. They just want to steal your personal data and ID and face. Pay attention!!
Cannot perform identity verification. Tried multiple times. App crashes or logs out.
My account is stick on an error when I try to login but the support hasn't responded to my cry to resolve this issue
The overall user interface is just awesome. Transactions are actually done twice a day which comes in handy. Would wish to see some more designs in the app or simply be able to change certain pictures of for example the so called pockets. The 'art style' in the app is nice but could be made more suitable for people not interested in art (I assume that would make it even more attractive for younger folks).
It lacks a browser interface. The competitors can be accessible via either browser or mobile phone application. However, this one I cannot access unless I use the mobile phone. It can be very inconvenient to make certain operations if I have to use the computer and the mobile at the same time. Let alone typing the IBAN numbers on the mobile. I could just copy and paste from one window to another. Or just look at my finances and add it to a spreadsheet. The Just mobile phone interface isn't attractive to me, so much so that I am considering the competitors. (Like the one which exports my data to a CSV file or PDF)
Amazing app with an excellent support team, good cause, easy to use and to set up! Especially good for young people who are afraid of opening an account for the first time.
Impossible to carry out ID check. I tried a few times during the day, on two different days, no dice. Contacted tomorrow.one support, and they suggested trying after 8 in the evening. Well, I left it on 'please wait, you are being connected..' screen for two hours, no 'identification expert' appeared. Either app is broken, or they are being ripped off by IDnow. Waste of time.
I Set Up my account on 30.11.2021 . I took the second option they are offering and currently everything is going fine. I would recommend everyone who can speak German to do the identification in this language because the one in Englisch is terrible. I tried it two times and am really disappointed. When you want to know more, look at the comments describing it because they are true. The German one is really easy and friendly and they explain everything when you ask.
I'd rate it higher if it had better export/download options for expenses. and all the marketing also gets on my nerves
I really like the app and the service. Tomorrow is how banks should have been since 10 years, so I'm glad someone finally did :) Easy to use and transparent. The team is really responsive in case you have an issue. Unfortunately the registration was a bit frustrating for me as my internet was too slow. I wish you could invest yourself a part of your capital in some microcredits through the app.
First of all, the IDnow agent gets complete control over your device, or at least your cameras and flash light, and the do excersise the control in a very privacy-unacceptable way. The agent changes the camera when they felt like it and was able to see stuff in my home I never intended them to see. Completely unnecessary. Then it took like 2 minutes for the SMS to arrive and he said he couldn't wait more and hanged up on me after like 10 minutes spent in the validation process. A waste of time.
the first German App that works perfectly and has such an incredibly good, elegant, user friendly interface. amazing!
Good so far. Would be nice to see all credit card events instantly, like credit card checks, usages of the cc with wrong data, instantly declined transaction, etc. So far I didn't see any of this when for example adding the cc to google pay and google definitly does a cc check. Tranferwise app for example has all that. Also having push notifications instead of sms when using the cc online would be better.
Worst experience possible. The IDnow verification personnel are rude. They cancel the call whenever they please. The video is always plagued with Network problems. Even though the IDnow person told me the identification was successful, it wasn't and i keep getting email to verify my identity although the app for identification doesn't even work.
Very good and reaible online banking and fast services.
I can't create an account because I'm Cuban. Thanks for making it accessible to everyone.
Very good app so far and I love the concept behind the social impact of this app. However, it would be great if you could add security options with specific purposes such as card usage in foreign countries, online transactions, card usage in general, etc.
I've had a real nice experience using the app so far. Everything is working as I'd expect it and most importantly it features ways of interacting with the developers and support so a participation is possible. Since currently this company is relaying on the app only, I also want to say that I had nice correspondences so far with the support and think that overall the concept is pretty solid. I really hope this one lifts of the ground in the near future! 😄
It's a good app and banking system, but let the company include other options to transfer or send money into the account like through the supermarket or through credit or debit cards, rather than just the sepa transfer method, otherwise everything about the app is perfect 👌
Simple to use, reliable, pretty. Automatically categorizes all your expenses, so you have a monthly overview (customizable categories would be nice), and shows how much m² of rainforest you saved!
After reading all the reviews about the cerification process, I was a bit worried it would be difficult and unpleasant. However I just finished it and, after a short wait in a queue, it went very smoothly, was over within 5 mins, and the customer service agent was very patient AND spoke German. (As I haven't yet used the rest of the app, this review is purely for the verification process for now!)
Great app, very modern and well designed. Superior to all other banking apps I have seen. You also help protect the rainforest. Best bank I have ever had (out of 4), can definetely recommend it!
After registration and identity verification was done I tried to login to the app and it is stuck in a screen saying "Processing the request.. No tan is required for this action". I also receive SMS and have keyboard shown and no text input field to enter it 😕. Tried to re-login and re-open app multiple times - no success. EDIT: Now it works, thanks for a fast fix!