• TowneBank Mobile Banking 1
  • TowneBank Mobile Banking 2

TowneBank Mobile Banking

TowneBank Mobile Banking allows Towne-Personal and Towne-Biz members to securely manage your finances from the palm of your hand.

Manage Accounts
• Quickly access your accounts with Fingerprint Login (available for newer Android devices)
• View account balances without having to login with Quick Balance
• Review account history and balance information
• Search for transactions
• View check images
• Easily transfer funds between your TowneBank accounts
• Enable push notifications

Deposit Funds*
• Deposit checks into your checking or savings account by taking a picture with your device.
• Receive notifications about the status of your deposit via email
• View mobile deposit history

Pay Bills
• Schedule or cancel bill payments
• Schedule automatic payments
• Sign up, view, and pay eBills
• View payment history
• Add new payees and delete payees

Contact Us
• Locate offices and ATMs based on your current location
• Find important phone numbers for mobile banking support or for your hometown banker

The TowneBank Mobile Banking App is FREE** and SECURE. Each mobile session is protected with the same level of security as online banking, including SSL encryption and extra login security. No sensitive information is stored on your mobile device and no account numbers are ever transmitted.

*Must meet eligibility requirements. Deposit limits and other restrictions may apply.
Mobile Check Deposit Eligibility Requirements
• An Android device with the latest version of the TowneBank Mobile Banking App
• An active TowneBank account holder enrolled in Towne-Personal/Biz
• A banking relationship with TowneBank for at least 30 days

**There is no charge from TowneBank however your mobile carrier’s web access charges may apply. Your financial security is our priority. To view the Consumer Privacy Policy, please visit townebank.com
Member FDIC

Category : Finance

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Reviews (27)

Bil. H. Apr 19, 2022     

Newest version dropped thumb print ID, which I really miss. Also, mobile deposit photo process is more difficult to use than previous version, or current apps for other banks.

Gle. F. Apr 26, 2022     

On taking a pic of the check front on the first check deposit, the picture is distorted. You have to back out of the camera view and then click "front" again.

Joh. H. Jul 30, 2021     

UPDATE 7/30/21: Fingerprint login is available but disabled by default. Enable in settings. Upgraded from 2 to 3 stars. Check deposit still needs improvent. Slow and always asks to double-check check pictures. Original Review: App does not save password or feature biometric unlock. Check deposits take very very long with a re-prompt to try again on every check. It is ok for checking my account balance.

Bri. H. May 20, 2022     

Banking app that works. Can deposit checks and check pending transfers in or out.

Bre. J. Apr 3, 2022     

Best banking experience I've had. Been with Towne Bank for 20 years would not change.

M. J. Apr 17, 2022     

Always fast, easy, and accurate. Thumbs up!

Sco. M. Jun 19, 2021     

Not very good at capturing the check. Continually said change the angle, I was literally right directly over the check with a good picture and it wouldn't take it. Plus the button to snap a manual picture is in the wrong place. It makes your thumb cover some of the picture.

Fre. B. May 8, 2020     

I have used this application for 15(?) years, with automatic payments, Bill Pay, check deposit, and payroll deposit. They take good care of the application just like TowneBank takes good care of its customers. Nothing flashy, but everything works like it is supposed to. By "supposed to" I mean "gives excellent customer service". That is not what expect any more, but at TowneBank we get that hometown good service from friendly, helpful people. Please keep it up.

Ash. B. Nov 10, 2021     

The app generally works well, but every time I transfer funds between accounts, the app freezes and I have to close the app and log back in otherwise it keeps spinning.

Mar. K. Nov 2, 2021     

Constant login problems require me to frequently uninstall / reinstall the app. Mobile deposits typically takes 3 to 4 attempts before they are accepted. I would say generally that Town Bank is bad and the mobile app is even worse.

Lan. P. May 15, 2020     

The app was perfect. A recent update made some changes to the way things look and places to find them unnecessarily complicating things.

Yeo. O. May 14, 2021     

so hard to mobile deposit. I tried about 50 times for this time. Need to improve the photo reading. Bad!!! I want to Townebank just because of this. It eats up too much of my valuable time. why do the mobile deposits?? to save time. yes?? so make it work properly . Please!!!!

Ben. M. May 1, 2020     

Using this app has made managing my accounts easy & secure. It is very simple to understand, it automatically signs you out after a moment or two, & yeah. It's a great app!

Cry. B. May 12, 2021     

Seems to consistently prompt to double check various reasons when depositing a computer generated check on app. Checks still ultimately get approved but just annoying since they are clearly easy to read

Sha. G. Dec 21, 2021     

User friendly and easy to navigate. Nice and convenient in this age of Covid.

Lui. R. G. May 27, 2020     

This app needs a lot of work. Some sort of push notification system for withdrawals and deposits and overall usage would be great.

joh. c. Jan 16, 2020     

Basic transactions seem easy. Problems adding new payees under BillPay. After entering all info the message, try again later appears.

Wen. F. Feb 6, 2021     

Why did you take away the note area to record reason for the transfer. Please add it back. It was very useful. If it was useful to me, I am sure it was useful to many of your members and employees!

Don. R. Jan 18, 2021     

Always have problems mobile depositing. Very frustrating! Business account & system had a hard time with checks made out.

Mat. M. Feb 13, 2021     

Mostly functional. Wish there was the ability to do bank-to-bank transfers in the app. Otherwise great.

kel. h. Feb 13, 2019     

this is the worse cant log on feel very uncomfortable with my personal information on here and cant log on i have called the bank several times still no resilts they told me to turn off and log back in i deleted the app several times and still dont work

Ms. K. Jun 12, 2020     

Easy way to deposit checks. Auto picture function. Works well. Saves me a trip. Love it!

Bil. S. Mar 18, 2020     

Easy to work with. Very professional. App allows all I need to do in on-line banking. Way to go, Towne Bank OBX

Deb. S. Apr 24, 2020     

Love this app. It is so easy to navigate plus I love the availability of it. You can transfer your money between accounts in seconds.

Ant. H. May 16, 2020     

Fantastic app, also have to say fantastic bank. We have our personal account in our business setup with TowneBank and would never go back to any of the others.

Mat. H. May 4, 2021     

Couldn't deposit more than 800.00 at first. The checks take longer to withdraw. Mobile deposit is a pain. Not very streamlined.

Ano. M. Apr 30, 2020     

The app does everything i need it to do. Very nice. Not as nice as the actual people who work for TowneBank, but very nice.