• TransUnion TrueIdentity Mobile 1
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TransUnion TrueIdentity Mobile

Don’t wait to start using our free app — create your TrueIdentity Free & Unlimited account now ! With our app, you’re in control with 1-touch Credit Lock — make your TransUnion credit report off-limits to thieves within seconds. You’re in the know with alerts to critical credit-information changes. And you’re informed with unlimited access to your TransUnion credit report. The best part? It’s 100% free and backed by the power of TransUnion.
Ready to power up your protection? Enhance your peace of mind and upgrade to TrueIdentity Premium. Unlock next-level identity protection features right from your app. Get more comprehensive monitoring: TrueIdentity Premium searches the dark web, court records, postal address changes and more. Rest easy with up to $1,000,000 in identity theft insurance coverage. Enjoy personalized recovery services, including help from dedicated identity-restoration & lost-wallet specialists.

USE OUR APP WITH TRUEIDENTITY FREE & UNLIMITED AND GET:• 1-TOUCH Credit Lock — make your TransUnion credit report off-limits to thieves in a matter of seconds. Unlock to apply for credit the same way—with a single touch.• INSTANT Alert notifications sent right to your phone anytime TransUnion learns someone has applied for credit in your name• Email alerts to CRITICAL TransUnion credit information changes• UNLIMITED TransUnion credit report refreshes

USE OUR APP WITH TRUEIDENTITY PREMIUM AND GET ALL OF THE ABOVE PLUS:• DARK WEB MONITORING of your personal information• Up to $1 Million in identity theft insurance• Identity restoration & lost wallet services• TransUnion Credit Score with UNLIMITED refreshes• IDENTITY ALERTS and more!

Category : Finance

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Reviews (27)

LaM. P. Jan 7, 2020     

Super convenient for spot-checking credit activity and love that there is no extra charge for basic Credit Lock. Experian is charging $10.82 (tax included) per month for just the basic service with no extras. Someone trying to clean up a bad credit score probably does not need an extra monthly payment for a very basic service. Thank you for your help!

Se7. S. Sep 17, 2019     

It simply doesn't work. I've reinstalled twice and every time I swipe to lock my credit I receive the same message "Please try again later". When I log into the website it shows my credit "locked" and I can easily lock or unlock from there, which defeats the purpose of having the app. Would really like to see this fixed. I have the other two credit bureaus apps installed and I can use them to lock and unlock perfectly.

Mau. H. Jul 28, 2020     

A waste of time as it doesn't seem to have any free info compared to most other apps. It also does not update any info until you attempt to check it out. Then you have to watch the spinning circle for 10 minutes or more while it updates. Still a huge waste of time. Uninstalling useless app.

Ste. F. Jun 27, 2019     

On my computer, it insists that I sign in with a user ID which isn't mine. When I try to enter my real ID, it automatically changes it to the incorrect ID. Therefore, I can't log in. When I therefore try to change my credentials, it sends me a confirmation code, but doesn't accept the code. It does let me sign in on my phone. At least, it seems to. However, it doesn't give me useful information. Also, it has my employer wrong but provides no way for me to correct that.

Ran. P. Apr 29, 2019     

This app definitely needs serious work. The same user ID and password I use to log on to the full website is shown as invalid on this app. I don't have that problem with apps belonging to the other two credit reporting agencies. I'm deleting the app until it's fixed. It's just not worth the hassle to try to.use it as it now is.

Ale. T. Nov 21, 2019     

I tried to use this app to unlock my account, but I couldn't do it through the app. I accessed and unlocked it through the web page. I think the main point to have the app is an ability to lock and unlock easily. My phone is Google pixel 3 XL, Android 10 with the latest update. Thank you!

Rue. Jul 12, 2019     

this TransUnion TrueIdentity app is so easy to use. the credit report info is so simply provided to you. NOTE: if you already have a freeze on your transunion account, then therefore you cannot do the LOCK in this app. instead get the other myTransUnion app and completely remove (not just temporarily lift) the freeze via that other app, and then you can LOCK via this app. or just forget the lock, and manage the freeze in the other app. also note your login is different between the two apps.

RIC. L. Jul 6, 2019     

The app shows the consumer credit file with listing of all accounts, public records and credit inquiries. However, I am not sure if the app fetches the latest data and shows the most current information every time I sign in. There is not a date of when the report was pulled.

E.L. C. Oct 10, 2019     

Okay I really love this, esp for the fact that it's virtually free protection and they cover you for $25,000. All you pay is a few periodic emails that periodically appear in your in-box. The prime caviar that drops it by 1 star, in my assessment, is the fact that the temporary unlock required me to permanently removing the lock, which I had to do while driving, which meant by phone. The other negative issue was by imposing the lock, my credit score permanently dropped!!! Even after removal!

Dev. Dec 6, 2019     

The app works fine for everything, except for unlocking your report, as it won't let me drag the bar all they way to the left haha. I logged onto the website and was able to unlock it though. So when that is fixed I'll update my review.

Fra. L. Dec 9, 2019     

Swipe to lock doesn't work because the swipe is too short and doesn't register before my finger gets to the edge of the screen. Why swipe? Make it a tap to lock/unlock. Hope that this gets fixed soon.

Sha. F. Jul 30, 2019     

Is there an updated version compatible with my phone? I have a Samsung Galaxy S8, weird thing is I can log into it on the web, but it's not on my phone Play is saying it's not a compatible device, I'm unable to locate the app if it is one my phone. some how can we get it detached from what ever phone it might have been installed on?

Cas. C. Jul 13, 2019     

I wanted to lock my credit cards and block anyone from viewing my account without my permission and that's exactly what happened. When I applied for a credit card they couldn't approve me because I had placed a block on my accounts. So this served my purpose and if this is the service you also need I highly recommend it.

Don. C. Mar 1, 2019     

app keeps crashing, doesn't support fingerprint authentication, creates two shortcuts. it really should be discontinued until its able to do what it is supposed to.

Deb. E. Nov 23, 2019     

Love this app so easy to use and very convenient. Just open the app and lock or unlocked your credit is that easy. You also get alerts when someone used your credit for anything. Love it

Mar. H. Jul 13, 2019     

the only think that is worth getting this app is that you can lock your credit report. nothing else works unless you pay for a subscription. you can't even see your score without paying them!!!!!

CHR. W. Aug 24, 2019     

I tried signing in to the Trueidentity app using my online Trueidentity username and password , but it didn't work . I had to sign up again in the app . I was given a free Trueidentity membership from Capital One because of the Capital One security breach. Why was I not able to sign in using my online username and password ?

Mel. R. Jul 25, 2019     

Pretty worthless. Used to work great for locking/unlocking my credit report. No longer works at all. I have uninstalled and reinstalled just now. If it starts working again, I'll update my review. Ugh....

Del. M. Dec 19, 2019     

App does the job. Easy to lock/unlock credit information access. They need to have better password manager integration. Dark mode sorry would also be nice

A. G. u. Nov 26, 2018     

Very bad app. Doesn't work half the time and creates two icons on your phone. Very poor programming on their part.

Tom. M. Dec 22, 2019     

Something is wrong with the lock swipe function on some phones. It does not work on my SG7. Problem fixed in latest update.

A. G. u. Oct 9, 2018     

Crashes every time you try to open it. Also, it installed two app icons. Sadly, neither works.

W. B. Sep 12, 2019     

Poorly designed app. No fingerprint login, always have to type in the password. Lock your report or unlock your report, it will never send you an email/text confirmation.

Dav. D. Mar 24, 2020     

I was planning to but a motorcycle today. I unlocked my credit this morning. The shop was closed due to COVID-19 do I locked again within hours. This is a very convenient app. I'm grateful to TransUnion for making protecting credit so easy.

Mar. W. Feb 11, 2020     

$20 a month for less than what Experian offers for $5 a month. It's my info they want to charge me for access to. TransUnion is the worst of the 3 credit bureaus.

Bar. L. Dec 7, 2019     

Very difficult to lock and unlock. I will be uninstalling app if it's not improved to make it easier for locking and unlocking

Ste. S. Mar 9, 2020     

Simple mission: Lock my credit report. Mobile App is simple and easy, putting the control at my fingertips.