• U.S. Mortgage Calculator 1
  • U.S. Mortgage Calculator 2
  • U.S. Mortgage Calculator 3
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U.S. Mortgage Calculator

This free PITI mortgage calculator allows you to enter required data to help estimate your monthly (or bi-weekly) payment that includes the principal and interest components, property taxes, PMI, homeowner’s insurance and HOA fees. You can also optionally check how your extra payments can bring down the total interest outgo and accelerate mortgage payoff. The amortization calculator also calculates the total of all payments including the one-time expenses & down payment, extra payments, taxes, insurance and fees. You are also presented with a detailed mortgage payment schedule. You can choose to share this information via e-mail, SMS or any other messaging app. You can also save the results to your favorite note taking app.
Please visit the U.S. mortgage calculator website http://usmortgagecalculator.org/ for more information.

Change History:Version 5.0+ Better form navigation+ Better charts with MPAndroidChart library+ Bug fixes

Version 4.2+ Bi-weekly payments+ Loan Balance chart+ One-time Expenses+ Payment Summary currency format changes+ LendingTree Loans

Version 3.0+ Admob changes

Version 2.9+ Validations that prevent user mistakes+ Usability changes+ Rating prompt+ Versioning bug fix+ Payment chart bug fix+ Launcher icon changed+ 'Loan Paid To Date' bug fix

Version 2.0+ Lots of bug fixes+ Ability to turn extra payments ON or OFF+ Improved math accuracy of the calculator

Permissions: Internet access required for ads and analytics

Category : Finance

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Reviews (29)

Lei. B. Dec 9, 2021     

Don't like the new version. "Simple" vs. "PITI" didn't need them broken up. Just zero out the %s for tax, insurance, etc. and you have PI only. Then in "simple" there is no ability to add extra payments as those would be independent of taxes and insurance. Also don't like the back feature as it seems to kick me back to past calcs vs. letting me alter what I want. Nice to have the history ones to go back to, but both features together would be much better. Like old version more than new.

s. b. Dec 5, 2021     

REVISED REVIEW- Upon further review the interface was simplified but with a new learning curve the best features are still there. It will take some getting used to but I can't imagine a more complete Calc. Thanks dev team for helping me see the light (tho personally I prefer the former layout)....

Nic. M. Mar 14, 2019     

Awesome app!!! It has everything you need to plan your payments with different scenarios. One feature request would be the ability to save different mortgages and all the inputs. This would help to compare multiple mortgages by being able to flip between instead of having to re-enter the data. Thanks!

RDA. R. Dec 23, 2020     

■ I wanted an app to figure out how much a mortgage loan could be shortened by making extra monthly principal payments -- and to play what-if scenarios using different amounts. ■ I had to manipulate some entries as though my existing loan was starting that month, and stating that the mortgage and property value both were the same amount as that month's actual principal balance, but it gave me the answer(s) I was seeking. ■ It was hard to find an app to do this. This was the only one.

Jos. R. Mar 20, 2022     

This app is the best, love that you can put actual dates instead of just seeing an amortization schedule with the date as a reference

Hea. B. Jan 2, 2022     

This app used to be really great, but they updated it and took away features, like prepayment options. I'm uninstalling it with regret since I used it for a long time.

Ann. R. Mar 27, 2022     

Multiple extra payment options. Taxes and insurance can be entered as percentage or dollars. Outputs are represented in bar chart, pie chart and a text out list. Easy to use and understand

Har. A. W. J. Jan 19, 2022     

Good research tool. Wish it had zip code based average tax, untilities and insurance incremented to make more realistic.

NY. U. Feb 28, 2021     

Very impressive, except for the ads. If I'm using this in front of someone and an ad pops up, I have no interest in clicking it, especially considering you have loud music on an ad that's embarrassing and unprofessional.

Mar. L. May 12, 2020     

I been using the app for few years for the mortgages pre-calculations for my clients. It comes very close to the final numbers. I really like it and recommend for a quick calculator

T. W. Jan 14, 2019     

This is a great App, really easy to use and straight forward. The one draw back are the Ads that popup at the bottom. However, overall excellent app.

Cha. L. May 21, 2020     

This is a great mortgage calculator. It calculates your mortgage including your taxes, insurance Etc. It also calculates auto loans as well. Excellent app that I use often. Highly recommended. Have a blessed day!!!

Ram. J. May 26, 2020     

Very simple and clear to use. It's so easy to understand and provides quick mortgage calculation while searching for your dream home. Hope there a way to turn off ads.

Mr.. C. Mar 17, 2022     

Easy to use and understand. The results are clear to understand too.

Dan. B. Mar 10, 2022     

So easy, always a quick go to.. Thanks U.S. Mortgage app👍

Hea. N. Mar 20, 2022     

won't load. you go to open and it closes.

Eli. R. Mar 25, 2021     

Lots of control over lots of variables. Let's me project how much extra I might want to pay per month to hit a shorter payoff date, or how much equity I will have as home values rise during my mortgage period. Allows for easy adjustments just to see the differences. Wish I had this app when I was in the market as a buyer.

Den. R. Jan 30, 2021     

I had some issues with adding extra payments and taxes, etc. I sent a comment about the problem to the creator from within the app. The next day the app was updated in the app store & the problem was fixed. Great response.

A. G. u. Dec 31, 2018     

Excellant app with very useful options that show not only the princlpal and interest, but all the related expenses of a mortgage. Must have for the first time home buyers!

Dor. B. Oct 15, 2021     

Love this app! I have told many people about this app to figure out what they can afford on their budget. That makes us go back and check and re-check, until we cannot forget how much we will save instead of renting and paying someone else's loan. Thank for the neurotic new habit.

Jac. W. Feb 1, 2019     

best, most accurate mortgage app i have found or used. includes all variables when trying to figure an accurate mortgage for your budget.

Jac. Nov 15, 2020     

A great app to analyze and see what your loan can look like using different scenarios; extra monthly payments and or lump sum annual payments. Thank you!

Bri. Nov 25, 2021     

Loved this app until the recent update. My loan info is gone after the new update. Also, it doesn't allow me to put home owner insurance and other more detailed data anymore. Uninstall. I will let my family know to do the same.

Ole. B. Apr 17, 2021     

The calculations seem pretty good and easy to use but the ads were too much I deleted the app 10 minutes after I downloaded it.

Ran. i. W. Dec 8, 2020     

mortgage calculator need selling price, down payment, intetedt rate, yearly tax, yearly insurance. this will calculate monthly mortgage payment. does what it says it will do.

Scm. Jul 21, 2020     

Should allow a save option within the app and maybe a comparison tool/chart would be cool as well.

Ric. P. Dec 5, 2021     

Great App .. Very close to Real Payment.. Tnks..

A. G. u. Jan 13, 2019     

Been using the web version for years. this app is so handy and has all the same features as the web version.

Ter. W. Jan 24, 2021     

Simple and straightforward. Allows you to play with different interest rates and loan amounts, to find a monthly payment that works for you.