• UKU – Solusi Keuanganku 1
  • UKU – Solusi Keuanganku 2
  • UKU – Solusi Keuanganku 3
  • UKU – Solusi Keuanganku 4

UKU – Solusi Keuanganku

【Product Introduction】
☆ Cost Transparency
There are no hidden costs. You only need to pay a maximum service fee of 14% / year with a period of 91-180 days
(1) Interest Per Day: 0.035%
(2) Daily Service Fee: 0.25%
(3) Maximum annual interest of 14%
(4) Amount of loan money: up to 1,000,000 rupiah
(5) Low interest: take a loan of 91 days for 1,000,000 rupiah, after deducting pre-service fees, the total payment amount is IDR 1,000,000 + (IDR 1,000,000 x 0.0.35% x 91 days) = Rp1 .031,850.
☆ Loan simulation:
If your loan is Rp. 500,000 for 91 days and always pay on time.
The total payment will be Rp. 500,000 + (Rp. 500,000 * (0,25% + 0,035%) * 91) = Rp. 629,675
Installment loans in the amount of Rp1,000,000, 91-day tenor. Installments per month: IDR 250,000

【About UKU】
UKU is the most innovative unsecured online loan application in Indonesia that is registered and supervised by the Indonesian Financial Services Authority (OJK) with a registration number S58 / NB.213 / 2019.

Only with an ID card, you can get a loan of up to Rp 1,000,000.
If you pass the verification of the proposed loan will immediately be transferred to your account.

【UKU Submission Requirements】
1. Over 18 years old
2. Have a KTP

【Why Must UKU?】
☆ Easy registration
The registration process only requires 5 minutes of your valuable time
☆ Quick Fund Disbursement
Funds are immediately disbursed and entered into your account after passing the evaluation from our team
☆ Practical Repayment
Various ways of repayment that are easy and can be done anywhere
☆ Privacy Security
UKU guarantees that it will protect user information and will not provide any information without the user's consent to anyone.

【Application Process for Loan Approval】
1. Download the UKU application on your mobile
After installing the UKU application, create an account and choose the nominal and duration of the loan according to your needs.
2. Fill in your data completely
Complete your data, make sure photos have been taken clearly to facilitate the evaluation process.
3. Evaluation by telephone
After the submission is received, we will immediately contact you to evaluate the data you provided. Make sure the data you fill is the actual data and fill it in according to the procedure.
4. Receive disbursement of funds
After passing the evaluation process, the loan funds will immediately be disbursed to your account.

【Loan Repayment Method】
UKU will remind you via SMS to repay the loan before the due date. Payments can be made through ATM, Online Banking and Alfamart.

【Benefits of Using UKU】
Loans from UKU can be used for a variety of your financial needs:
1. Children's education costs
2. Business capital
3. Vacation

【Contact us】
• Business Hours: Monday - Friday, 09: 00-18: 00 WIB
• Telephone: 021 - 80679606, 021 - 50899906
• Email: [email protected]
• Address: Neo Soho Capital 33rd floor Suite 3301-3305. Jl. Letjen S. Parman No. Kav. 28, RT.3 / RW.5, Tj. Duren Sel, Grogol petamburan, Kota Jakarta Barat, DKI Jakarta 11470

【Social Media】
Follow our social media accounts for the latest updates from UKU!
• Facebook: UKU Indonesia
• Instagram: @uku_indonesia

Category : Finance

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Reviews (30)

Adh. H. May 30, 2022     

a good application, the verification process is fast and the disbursement of funds is also fast, very useful if you need urgent funds, thank you UKU

Fer. A. Mar 7, 2022     

Don't install this apps. Once your late payment, event if just for one day and you give a promised to pay in just one hour, your contact number will be blast by their debt collector. Hei I'm their reguler customer, but the DC was Very rude and act just like an ilegal leasing apps.

Tig. F. Feb 15, 2022     

Already applied 3 times and approved. Very helpful in an urgent situation, minus only a very short time for installment payments. Hopefully in the future the time given for installment payments can be extended or changed in no more 7 days but maybe 15 days or per month...anyway thanks for approved my loan again 🙏

Yul. K. Feb 25, 2022     

stress mode on.. get covid so late payment only 2 days already get late interest and already talk to the collector wait i will finish payment this evening after finish final check covid negatif.. but 30 debt collector chat with bad comment and so crazy to get me pay that.. if i late so long and no replay chat you can do it guys... think before do that to me..

sen. X. May 12, 2022     

thx u so much for helping us, but maybe for applyt he loan UKU can change Time Due for Payment more longer not just 28 Days, maybe in Two or Three Mounths, thx u...

Pup. A. May 22, 2022     

good loan application,easy,very helpful, thank you UKU

ram. a. May 20, 2022     

Fast transaction to apply loan, thks

Yog. A. P. May 29, 2022     

not recommended, very bad service.

NIN. J. Jan 29, 2021     

Easy to use, fast respond, money transfer in a minute, and the most important is they are not like other apps that pushing you, rushing you to pay before the due date. This one is good they remind you by notification. Recommended UKU. Thanks

Abd. W. Feb 20, 2022     

Excellent application. I hope I could be a loyal customer. The most important thing for is being a responsible customer. Thank you UKU.

pra. N. May 11, 2022     

they use abusive collection methods and threaten even with lies, claiming to be fintech licensed by the OJK but behaving like lowly loan sharks.

Anr. H. Dec 25, 2021     

i keep receiving sms that asking me to apply some loan, but when i tried it they reject it. so i consider it as a spam application. 1 star is not even worth for you!

Irf. N. H. May 22, 2022     

Easy to use

A. G. u. Sep 16, 2019     

agree with other user comment, this is one of best loan apps, professional customer service and you never find badmouth services from this app, like mostly loan apps. UKU is easy to apply, fast disbursement and great service. keep up the good work!! definitely will recommend to others :)

mel. p. Feb 18, 2021     

guess all the good reviews are staged. don't ever think to borrow from this app. they offer to lengthen the loan if we can't give full payment, but not a single percent was reduced even after pay more than half of the loan. reporting this to AFPI, saying they will take serious action. still waiting for the progress

eds. .. Oct 28, 2021     

its not a very good loan apps as the comment below said. system has rejected the id card photos meanwhile the photos focus is great and every alphabet has shown correctly and can be read by. useless apps 🧐👎

Ago. K. Dec 21, 2020     

Just missed due date one day (I've no problem with the fund just missed the day only/accidentally neglected payment.. might be need intens reminder to cover in this case) and immediately paid the day after in the early morning,still can apply and approved,Great and thank you

A. G. u. Feb 9, 2020     

This application ia talk to much. Even we late just one day they talk to much and bothering. We get the punishment for late paid so for what they still bothering. Talk to much. Its better for using akulaku rather than this application.

A. G. u. Apr 27, 2020     

Good app. Recommend!! Uku is the best because never disappoint customers who have a good payment record. a third time loan has just been approved and within minutes the funds have been transferred to the account. thank you uku 🙏🙏👍👍

Ira. D. May 10, 2022     

Easy to use

Hen. A. Jan 6, 2021     

I used to love this app, never missed any payment, and even then I always pay 1 day before the due date. But all by the sudden it rejected my application, say I dont qualify. Like, why? Should I pay it late?

Muh. H. Jan 29, 2022     

not recomended the collector very abusive, more than 1 colector for 1 case, 5-10 colector , can u imagine?, on my last bill, how can i work n pay my bill to uku, with all those situation, they asking me for every 10 minute different person, its like terror mentaly abuse, now i got problem with my mental condition.., not recomended .

IND. O. Jul 15, 2021     

Helpful and easy to apply, friendly CS...and 24 hours service, no worries to pay time limit.. great application who I recommend .. thank you UKU.. your the best

A. G. u. Jul 17, 2019     

don't try this app. once you're click on submit. application will be automatically reject your form. doesn't make a sense

Egg. T. Jul 3, 2020     

'informasi' and 'data akun bank' keep mentioning " sedang proses" dont u/stand the reason. Asking too many emergency contacts (5 family and 2 friends) just for aplx 1million loan. What to expect? Not recommended and auto uninstall

Ing. M. Jan 27, 2022     

Not understand , after given all my data , and they reject ...so weird !!

Mul. S. Jan 6, 2022     

easy fill data and approval , but high interest

Sya. R. P. Nov 19, 2021     

The real good app, I didn't expect to be this good. Minus 1 only for the short period loan.

Las. Oct 22, 2021     

strange application, has been used several times the payment is always on time when you want to borrow again it is always rejected

yus. m. Apr 28, 2021     

Excellent and Superb online financial service company. Excellent and efficient in delivering the procedure for registration and very fast for liquidating the loan.please upgrade for application is very slow for updating my payment.