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Upturn Credit

With Upturn Credit, resolve credit report errors anytime, anywhere. This free app helps users to solve the mystery of credit scores and dispute inaccurate items on their credit report.

Upturn Credit is on a mission to help Americans understand, improve, and protect their credit. We believe that credit and personal finances are unnecessarily complex, but our tools help you get the most out of your credit.

Features:
・Securely review individual items on your TransUnion® credit report
・Dispute credit report errors anytime, anywhere
・View your VantageScore® credit score by TransUnion®
・Calculate your debt-to-income ratio
・Proactively monitor your credit and access credit education resources
・Monitor changes in your credit report and score

Category : Finance

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Reviews (30)

Yar. G. Jun 25, 2020     

Absolutely a must!!! For everyone. Don't bother spending $ on companies to do the exact same as upturn. I have resolved at least 8 issues bumping my credit score by over 100 points. If the first time you dispute something and it doesn't get corrected keep doing it every month. Eventually they will give up and either change the way it reflects on your credit or Remove it all together. Its 100% free! I have never paid a penny into this app. Thanks upturn!

Ran. S. Oct 10, 2020     

This app is the truth! It was so simple to use also. I had 8 late payments from years ago and had a choice. I could either wait another year for them to fall off the report, or I could take action. I ended up getting 6 of the 8 removed, and my credit shot up over 70 points. I'm in the 780s now and have this app to thank!

Ann. Q. Oct 13, 2020     

Awesome ! This is the app you need to easily dispute any fraudulent charges on your credit report. It's super easy, you just download the app, it shows you any delinquent or negative charges on your credit report. You check off any that you want to dispute and it submits them to the credit bureaus. A few weeks go by and bam ! 3 negative items (one for $300, one for $4000 and one for over $20,000 !!!) are now removed from my credit report, easily and FOR FREE !!! I would reccomend to anyone !!

Jen. R. Dec 27, 2020     

The absolute best app in the play store by far!!!! Makes it SO easy to dispute inaccuracies and gives great tips for getting your credit score higher. In 3 months my score has gone up 47 points just by disputing a few errors and getting them removed SUPER EASILY!! I knew basically nothing about credit or my score and now im on my way to good credit utilization and all thanks to Upturn. Its absolutely astounding that this app is entirely FREE!? THANK YOU SO MUCH!!! 😀😀😘

R. Dec 11, 2020     

I downloaded this app not really sure if it was just another free credit check but I was dead wrong. Upturn is AMAZING. I had a collections account on my report that definitely was not supposed to be there and was starting to lose hope I would ever fix it. But I used Up turns despite feature and in some time boom it was gone. I am over the moon happy! If I could give this 10 stars I would. Upturn I love you all keep doing what you do and everyone else struggling with credit DOWNLOAD THIS APP!

Ger. W. Jan 13, 2021     

Received e-mail today that application is shutting down. Sadly, it hasn't been helpful to me in the time I've had it installed anyway. Submitted a dispute and over a month and a half later, no progress. No notice that it was accepted, nothing. Then to add agony to injury, I cannot delete my account after receiving notice they're shutting down. Not impressed at all

Che. L. Dec 27, 2020     

If you are trying to fix your credit/track your Credit Report, get Upturn! My credit shot up 147 points in 3 months! I work at a bank, and I've learned somethings! DISPUTE EVERYTHING!! Go through each loan on your report and try to dispute something. An old debt (7 years or more!) Balance due amount. If you lost your job there's a forbearance option. Lots of different reasons. I just ASKED each company and explained why I got behind. I had at least 4 things removed! Pay off SMALLER bills 1st

Bri. C. Jul 31, 2020     

This is honestly the most amazing, real deal, beneficial life assistance I have ever received anywhere. This app has truly helped me fix my credit and at no cost to me and I didn't even have to do hardly anything on my side. They did all of the hard work. I love this app and I recommend it to anyone and everyone. Regardless of whether you have good credit it bad credit. I don't usually even leave ratings or reviews but I had to take the time out to do it this time to show my true appreciation.

Eri. G. Sep 25, 2020     

It works and is so easy to use and fast! After a few clicks of a button, and a 10 word sentence, I submitted disputes on 2 items, and in less than 24 hours, they were both deleted from my file. I'm impressed! Now if only this included all 3 credit bureaus...

Pat. H. Dec 21, 2020     

LOVE LOVE LOVE THIS APP!! I had a couple negative items on my credit report that were not mine so I downloaded this app a few days ago and disputed the first one and I've alread gotten the results and it was removed from my credit report!! Now disputing the second one and still waiting for the results. I'm trying to build my credit to hopefully buy a home in the near future so Im so grateful that I found this app!! Thank You to the creators of this amazing app!!

Mon. D. Aug 28, 2020     

I downloaded this app to dispute an item on my credit report that shouldn't have been on there. The process is easy to follow, and takes no time at all to submit. I got my results back very quickly. I don't even think it was two weeks later. The results came in and my dispute was resolved. If you have an item needing attention on your credit report, I strongly recommend this app. The process is free & fast. I'm so happy my credit rating is going to be a lot better now. Thank you Dev team!!!

Ani. K. Nov 23, 2020     

I am so extremely surprised and happy with what upturn is able to do. I've never paid anything it's 100% legit I've gotten two things taken off my credit report that were big issues and in two months my credit score has went up 64 points that's amazing these people are truly wonderful and they definitely do what exactly what they say that they do 100% free of charge thank you Upturn.

Lea. W. Sep 4, 2020     

Excellent experience making credit report disputes easy, simple, to the point, and more effective than other methods. It also helps me stay motivated to continue to dispute inaccurate information with regular emails and personalized notification settings. Thank you so much!

B. D. Aug 22, 2020     

Literally the best way to get your credit score right is upturn don't bother with the credit reporting applications monitors or credit repair services not going to help you I di all kinds of things and nothing else works like this app 100% amazing thank you so much upturn for being awesome and completely free... you are changing lives!

Tif. F. Jun 17, 2020     

I never knew what was actually on my credit report until now. Thank goodness I downloaded Upturn Credit. It showed me all the accounts open closed and sent to collections and let me dispute every single account that I had no knowledge of. I saw results in less than a week as well. Upturn Credit has exceeded my expectations

Mon. M. Jul 22, 2019     

This app is pointless. The worst part is it wont let you delete your account. When you go to where you can delete it, it says input DELETE ME. The problem is it wont let you put the space inbetween the 2 words. Dont download this app. Its bs and a major waste of time.

Bre. S. Aug 18, 2019     

Upturn upped my credit 40+ points. This might be the greatest app ever made! I found problems on my credit report through Upturn and was able to dispute them and get them taken off all in one application. Best app ever! I'm might be able to rent a car soon all because of this app. I really appreciate your help!

Shy. Dec 24, 2020     

Phenomenal! I went from a 428 credit score, to 706 (and rising everyday) in less than a year with this app! Upturn got the errors off my credit report quickly. The app is straightforward and easy to use.

Ale. A. Apr 25, 2020     

I can't dispute anything because I keep being asked to verify my email. I have done it several times and have also tried to verify from a different email. When I click on the verify email link it takes me back to the app and says I need to verify my email in order to dispute. It's frustrating!

And. M. Jan 9, 2021     

Can't set up an account. Says it'll send a code to my email that never comes. Then it says something about it can't recover a deleted account...too many loops and I can't create an account or log in. They will NEVER reply to your email either. Worthless app and worthless customer service, if you want to call it that.

Mr. L. Oct 30, 2020     

Amazing!!! I had an item on my credit report for almost 6 yrs that i paid off 3 months after it went to collections. I called the origional creditor several times & they said they would handle it but never did. I file my first dispute using Upturn and within 24 hr BOOM ITEM REMOVED!!! IM LOVE'N IT!!!

Gar. S. Sep 24, 2020     

I absolutely love this app, I'm able to contest everything negative on my report, and after months and months of consistently disputing every month I was able to bring my score from the low 600's to a 740! The trick is patience and keep disputing even if you rightfully owe that debt. Thank you Upturn!

Ste. G. Mar 31, 2020     

I'd give it 5 if they actually updated my info like everyone else but not has changed in the last 2 months yet there has been a huge change in my credit score, yet they have failed to update anything. My actual transunion report was updated well over a month ago as well as all the others and yet nothing has been refreshed on upturn so I'm going to delete this app.

A. H. Aug 29, 2020     

It's nice that you can easily dispute items directly in this app, but they only dispute on TransUnion. Obviously, when getting a major loan (mortgage/refi), lenders take the middle of the 3 bureau scores. So if TransUnion is your lowest, great. If not, this app won't really help you.

Kaz. M. S. Oct 3, 2020     

I've had this app for less than a month positive experience. I've love for there to be push notifications. Loving the email notifications that I received about any disputes or hard/soft inquiries. Upturn free credit dispute is where it's at.

Mic. B. Sep 4, 2020     

So far so good. Filed a dispute for an account that was clearly not mine through the app and I was expecting a response in 30 days or so, especially because this a free app. In just 24 HOURS a $4,900 negative account was deleted off my credit report!! I'm skeptical of many of these fin-tech apps & other Finance apps, but this is Upturn one is legit

V. Nov 22, 2019     

I've just started wit Upturn Credit and I had an issue with not being able to verify my new account. Thanks to all involved as you worked hard at settling this issue and if this is any indication as to the kind of future service I'll be receiving, I'd say that I'm in pretty good hands. So just like that my rating has gone from a one to a four star. Thank you

Phi. W. Oct 5, 2020     

Trying to setup an account, but regardless of what I put for an email (I'm certain its correct - even tried autofill) it says "incorrect email format" and stops this potentially beautiful relationship between us dead in its tracks, ya'll.

Sta. F. Nov 14, 2020     

This app is fantastic. I literally just gave the information to them and within a few hours the collection agency information was removed off of my transunion report. The only thing that I'm not sure about is whether or not it removes that information off of all credit reports.

Isa. P. Mar 11, 2020     

I have been using Upturn for several months now and I think it is a great product that helps yo to significantly improve your credit score in an easy way. App works really well and has a very friendly design.