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Utunzi

Welcome to Utunzi!

Today, it’s possible to initiate mobile loans through your dedicated Utunzi mobile loan app and get decision instant. This enable you to access Mpesa finance anytime, anywhere in Kenya. No paperwork is required. Utunzi offer low interest loans within 3 minutes!

The Quick Utunzi Loan offer:
1. Loan Amount: Ksh 300 ~ 1,000,000 Ksh (For Asset Finance & Business Loans kindly visit our offices for documentation after online application)
2. Loan Term: The shortest tenor is 91 days, the longest is 36 months
3. Fees: 12%
4. APR: 12% - 120%
5. Account Management Fee: Ksh 400 payable annually

Service Fee: We charge additional service fee to cover the cost of credit scoring, payment cost, and account management. The amount varies for loan amount requested
Example: If the loan amount is Ksh 20,0000 for one year loan term with the total fees of 12%, then the APR will be Ksh 2,400 which is also the loan fee.

How to Pay your Utunzi Loan:

1. Go to your Safaricom menu and select M-Pesa.
2. Select Lipa na M-Pesa.
3. Select the Pay Bill option.
4. Enter the business number 800950.
5. Enter your Utunzi registered phone number as the account number.
6. Enter your payment amount.
7. Enter your M-Pesa PIN.

Utunzi - Your Reliable Growth Partner!

Category : Finance

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Reviews (30)

God. P. Feb 15, 2020     

Very good, its being a very simple and completing processed easily in a few steps and few moments only. As per the terms, conditions and policy of loan granting company the data feedback getting collected are getting found very much reasonable. There is nothing any thing asked which may remain contradictory. The datas getting collected are sufficient and that much it should have to be. So, that both parties will remain in proper coordination with each other. Thank you very much.

Omm. S. Feb 28, 2020     

This is the best loan app. Very easy to get the loan. Filling the form then you will be credited with the loan amount. I refer this app for the loam purposes.One of the best loan apps on the play store. Must try everyone. They are fast processing and the best thing is the money is transferred into the bank acvount directly.

Dur. P. Feb 15, 2020     

For now, it's an outstanding credit lending app. I literally got an instant approval and disbursement... Everything within 5 mins. And whole amount to be repaid in EMI. Thank you so much for this help. For sure I'm looking forward to increase my credit worthiness by paying all installments in time

Man. S. Jan 26, 2020     

I love this all. Very friendly experience so far, easy to loan, easy to use, interface is very good. Overall satisfied after using this applocation. Best app in kenya.😘

Sam. Jan 26, 2020     

Very friendly experience so far, easy to get loans. Very friendly interface. Overall, feeling very satisfied after using this app.

Rav. D. Jan 26, 2020     

One of the best loan apps on the play store. Must try everyone. They are fast processing and the best thing is the money is transferred into the bank acvount directly.

Sim. S. Jul 19, 2019     

This app is very frustrating. While they do give loans quickly, you will be spammed with sms reminders twice a day and no way to stop them. They also threaten to list you on crb even before final due date.

Tru. p. Feb 7, 2020     

The very best application is to take an instant loan. I am very happy using this application. It offers instant loan anywhere. These processes are very simple. Very good and reliable application.

SAN. K. Feb 7, 2020     

Utunzi is good app which provides the loan in cheap rate with normal charges. It gives the loan instantly without any paper work. I like it so much.

Mia. K. Feb 15, 2020     

One of the best loan apps on the play store. Must try everyone. They are fast processing and the best thing is the money is transferred into the bank acvount directly.

Anu. M. Feb 28, 2020     

Utunzi is good app which provides the loan in cheap rate with normal charges. It gives the loan instantly without any paper work. I like it so much.

Dur. R. Jan 16, 2020     

In the Utunzi is very helpful and fantastic application.It is very secure and the enable you to access finance at anytime, anywhere in kenya.It easy to used and I love this very much.Highly recommend to all used this app..

Ana. A. Feb 15, 2020     

The very best application is to take an instant loan. I am very happy using this application. It offers instant loan anywhere. These processes are very simple. Very good and reliable application.

Kar. D. Jan 16, 2020     

This is very nice application. It provide instant loan anywhere anytime. The ateps are very easy to process. Very good and trustable app.

Om. G. Jan 27, 2020     

The only application that i would prefer the most.. With its nominal pocket friendly rates.. This app can make lending loans a lot easier for you.

Raj. K. Feb 7, 2020     

Utunzi is good app on play store which provides the loan in cheap rate with normal charges. It gives the loan instantly without no any paper work. I like it.

Raj. R. Feb 28, 2020     

The datas getting collected are sufficient and that much it should have to be. So, that both parties will remain in proper coordination with each other. Thank you very much.

kri. k. Jan 26, 2020     

This is the best loan app. Very easy to get the loan. Filling the form then you will be credited with the loan amount. I refer this app for the loam purposes

Rup. B. Jan 17, 2020     

It's easy to use and it has a very friendly user interface. So far haven't encountered any annoying ads. Feeling lucky to have found this app

Mal. g. Jan 16, 2020     

A great job application. There is a lot of work going on within AST. Very nice work is underway in ST. Thanks for the application bar.

Akh. A. Jan 17, 2020     

The one best app for our financial aid. it is friendly, caring and fast. it looks nice and helpful for these who want to add

Ict. V. Mar 15, 2019     

According to statistics,this is the most expensive app in Kenya,if you have other optional apps please dont download this.1st you will pay reg fee of 400 and get 300 as limit,when you apply for a loan of 500 for example you pay back 700,limits only increases with sh 100.This app is the worst ever unless they lower their interest rates.

Som. S. Feb 28, 2020     

It is an interesting app and can save you from desperate situation. Easy to use. I personally recommend you all to yuse it. It's also an helpful app.

Ton. M. Jun 26, 2019     

this app has alot of unserious guys working with it, you pay for registration and qualify for less than what you have paid as registration, then immediately they send you the money they start sending you texts threatening you with crb listing how is this posible for aloan that has been disbursed 10minutes ago?

Dav. A. Feb 15, 2020     

I have used many applications, but much better than this application. I found the application very fun. Many thanks.This type of application is rarely used but I found it very fun to use the application. Many thanks.

Oko. M. Feb 24, 2020     

This is the most worst app i have ever seen after registration they can't even talk with you, your conmen , I have accidentally registered twice, there number is silent somehow off you can't access them you're thieves .

Pal. S. Jan 17, 2020     

Utunzi This app is a new addition to our Play Store. Maybe not many people know a little about this app. I took a loan once. Very soon. Very easy loan.very good apps.

Bab. M. Jan 17, 2020     

Untunzi app is a very nice. This app use to manage auto insurance. And this app allow you to auto invest. Untunzi app contain disruptive ads. I like this app.

Sam. D. Jan 16, 2020     

Application is a very fun application. Awesome work on the application. The very thing we were looking forward to doing. Thank You So Mach for loading such applications

AWM. S. Feb 28, 2020     

Best instant loan application ever. I get my personal loan with few minutes. It is very easy to use and safe application. Must try it once