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VIABUY

The VIABUY account with prepaid Mastercard card is an independent alternative to traditional bank accounts with debit or credit card. Join more than one million happy customers and take full control over your funds and financial data.

Opening your VIABUY account is fast and easy. Simply enter your data, verify your mobile phone number and your card will be personalised and shipped the next business day.

• No bank account required, no credit check
• No proof of income, no salary slips
• Online verification with nearly 100% acceptance rate for EU residents
• Premium card design with no difference to conventional credit cards

Whether you are looking for an alternative to a traditional bank account or credit card, want to safeguard your personal bank details with a separate payment card, or just aim for managing personal budgets – VIABUY comes with a lot of benefits and uses:

• Manage your finances without hassle and without borders.
• Shop online and pay worldwide at over 40 million merchants accepting Mastercard – always monitoring your spending with our instant notifications.
• Manage your money on the go using secure in-app data access with authentication via password or fingerprint.
• Load your account for free via domestic/SEPA bank transfer or choose one of many alternative payment methods incl. instant loading options.
• Load and pay 100% secure – we’ve got you covered with zero liability in case of card fraud.
• Use VIABUY as a fully-functional account for receiving your salary, with an account-specific IBAN for SEPA transfers.
• Minimise the risk of losing cash while travelling or studying abroad by loading the VIABUY account safely and securely from the app.
• Plan your travel budget in advance and take advantage of favourable exchange rates and secure online bookings.
• Share your account balance with family or friends, with up to 3 partner cards per account.
• Play online games and pay discretely, assured in the knowledge that you are protected from abuse.
• Stop worrying about overspending, credit fees or debt culture – your prepaid account comes without any form of loan or credit.
• Send money from VIABUY account to VIABUY account in real time and for free.
• In case of any questions our email and phone support service is always available, in addition to our customer self-service.

Download your VIABUY app today and make sure to keep your personal finances at your own fingertips.

Who we are

VIABUY, a brand of PPRO Financial Ltd (PPRO) is one of Europe's most popular consumer prepaid card solutions. One of the fastest-growing fintechs in Europe, PPRO is a global hub of alternative payment processes for payment service providers and offers innovative e-money and payment card solutions for customers and businesses. With an e-money account including assigned IBAN for incoming and outgoing bank transfers, online banking features and an acceptance rate of nearly 100% for EU residents, VIABUY is not only a well-established prepaid card solution but a real bank account and credit card alternative for unbanked people and consumers with bad credit history, too. PPRO was founded in 2006 and is headquartered in London with more than one million prepaid card users throughout Europe.

PPRO is authorised for the issuing of electronic money by the UK Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN900029). VIABUY® is a registered trademark of PPRO. VIABUY Mastercard prepaid credit cards are issued by PPRO pursuant to license by Mastercard International Incorporated. Mastercard® is a registered trademark of Mastercard International Incorporated.

Category : Finance

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Reviews (25)

Tug. J. Apr 26, 2022     

It's a handy app and I'm using it for years to this day, but I can't give the full 5 stars because since the current update, it does not want to open at all. I tried checking if it needed another update, but nohing newer showed up.

Dev. N. Apr 23, 2022     

After last update the app does not open at all. It closes itself immediately after launching it.

Ali. A. Apr 29, 2022     

After the update few days ago the app crashes directly when after the start, restarting the device didn't help the problem

Cha. B. Oct 5, 2019     

It was a horrible experience. I ordered the card by mistake and the fees were nowhere to be mentioned. All of a sudden I see that I have a payment notice of 90€ where I never used the card and I had to pay. Also the customer service was pathetic and arrogant. It's a scam. Never download this app. You have many other alternatives if you want a prepaid card. Ex: transferwise etc

Dav. L. Apr 15, 2020     

Very happy with my VIABUY card, hasn't let me down ever when paying for anything, including renting cars and hotel reservations (which is frequently an issue with other prepaid cards). Also, the many loading options are unrivaled and are always great when needing to load cash quickly. Big thumbs up 👍

Ush. J. Mar 3, 2020     

The app is the worst I had ever used. They collect their 89.80 for services expected from them before activation and when money is deposited into the account to run urgent expenses they withhold it for no reason and you could hardly get customer service attention for explanation. Very bad.

M. E. Mar 19, 2021     

This is a scam. Once you get your card delivered to your home address it is fine. When you pay the activation fee they ask for confirmation of the address that they sent the card to, even when you do know that documents are correct they refuse. The refund takes 30 days during which time they have invested your money to make a profit in interest.

Joã. M. Jun 5, 2019     

BAD CUSTOMER SERVICE Just a little interest for this application and this card, because the team takes a lot of time to respond to the emails, inside 5 work days and in most cases the answer is not conform to what was requested. The client send an important email with much explanations to be clarified and he receive a ridiculous email limited to 1... 2 little text lines. In the other hand an email must be answered in the NEXT TWO HOURS after placed the doubt, issue or any other problem and not

Abd. F. Apr 29, 2020     

👎Oh this is bad I regret ordering this useless card Zero 🌟. I hope i will not see your app on Facebook, if I do see your app on Facebook I Will comment and let people know how bad your app is. No customer service. I can't reply email. They ask me to transfer 90€ before using the stupid card. they end telling me to pay 91€ 38cent, after I have added the 91€. Ok let me add money to the card with sofort I have to pay 88cent per 50€. In other master card we don't pay why using sofort. 👎👎👎👎👎

Ali. A. Feb 7, 2019     

I used this mistercard before 3 years it was really good and very honest and it was amazing mistercard . and this is Germany and England bank . and if someone makes new mistercard he should charges the mistercard first then he should load the money on the card . this is automatically system . it was very easy and fast . I can use it any where and I can buy anything from Internet . but it's not cheap unfortunately it's little bit expensive . I hope they make discount

Afr. Jun 17, 2021     

You know, i have been with you guy's for 3 years. I was pretty much forced after you guy's took 90 euros off of me. But it really isn't bad. I just think it's rather expensive to have to pay 90 for the card and the service's

A. G. u. Jul 25, 2020     

Even though commissions are a bit on the higher side, I used it for years, everywhere, and was always accepted. Now even using it for groceries.

Ale. C. Aug 6, 2020     

Viabuy is a very stupid company how can you ask for a different document to open an account then ask for a different document for you to be credited for a transaction to was sent to you even after I sent to them two different document they have refuse to credit my account send the money back to the original account they refuse that's stealing .

AUS. S. O. Apr 24, 2021     

I'm really impress with the services these days, it used to take up to 14days before they credit my account but now i get my money in less than 2days. Thanks for the good services

ZIO. M. Jan 9, 2020     

I still can't have my card yet and the purpose it's meant for is running out! I never expected to take this longer time. It's becoming frustrating!!🤔

Jüs. M. Jul 6, 2020     

Please, fix the app! And also allow transactions to go through! If not, then why did you gave us the account then? Upgrade the app and also a few features..

Jea. D. E. Oct 10, 2021     

Cant start, wont start. Just installed but I cannot log in at all. It keeps telling me: session timed out, please log in again. Tried many times.

Mar. M. Apr 27, 2022     

I appreciate the new option to log in with numeric passcode

Ron. Apr 23, 2022     

Great online bank service.

Sav. R. Jul 24, 2020     

Total rip off 26,25% fees on Deposit, there is no excuses, yes is written on Terms &Condition. I was charged 3,47€+1,75€+0.03€ fees making a total 5,35€ equal to 26,25% Charges But is total stealing money from customers.

Ada. A. May 6, 2019     

if you still ignoring customers emails they send you I would say that this is not a way to do business, it has been three weeks and I've sent you many emails (around three emails a day) but you have never responded! I don't know what is the problem but I know that I am no longer using this card and I will not use it again, thank you for disrespecting customers. Adam Ali

Ant. C. Feb 17, 2021     

0.9% to pay money in. 90+ Euro to avtivate. Extortion. So many other cards charge 0%! Absolutely unacceptable. TERRIBLE!!! This is basically a SCAM. Sure they say "we write in our terms and conditions that" we are scamming you hence it is legal, nonetheless a SCAM. N26, Revolut, Monease, Transferwise are all real, this is a scam for people that don't read T&C...

Ang. T. Mar 18, 2020     

Unfortunately, no digital pay options such Google Pay or Samsung Pay. Make one of them and I'll give you 5 star and on top few new customers.

Phi. K. Apr 18, 2021     

Worse app ever after di pocket and transferwise that changed to Unwise. Lol. Guys be careful before you get scammed!

Moh. E. Oct 9, 2021     

I think it's worthless to design a credit card with a 50 euro upload limit..