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Your Score

Your Score is the PREMIER Free Credit Score App and we're currently offering complementary identity theft monitoring to all members as well.

See Your Free Credit Score instantly with our new Your Score app! It's never been easier to obtain your free credit scores and credit report directly from the three credit bureaus, Equifax, Experian, and TransUnion. Our app offers so much more than just a free credit score!

There are many types of score factors that can have a positive or negative effect on your score. The factors are listed in order of the degree in which they affect your score negatively, meaning that the factor listed first is what has the most effect your score.

Some of the factors that can negatively impact your score are:

Category : Finance

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Reviews (30)

Far. F. Apr 6, 2022     

YourScore Absolutely perfect tool for getting credit score weekly and looking at spending habits plus income/debt stuff. Wonderful! ๐Ÿ˜ฎโ€๐Ÿ’จ UPDATE: After uninstalling and re-downloading the app twice, I can now login. Winslow was very helpful in assisting me. We were using Samsung Note 10s, so it might have something to do with that. Love this app now that it's fixed! OLD: I can't login to the app anymore. It says my email address and password are wrong, but I can log in on the computer just fine. I have even tried signing in with Google and it still doesn't work. It's doing the same thing with my fiance's app.

A. G. u. Mar 18, 2022     

YourScore They explain why your credit score goes up or down also they give you advice on how to get a higher credit score. They also have scam alerts incase of identity theft. I find them very helpful especially for young people just starting out or people starting over because of the helpful advice. They alert you when it goes up or down. ๐Ÿค This is hands down the best app on my phone. I wouldnt even bother with any of the competition. This app is accurately displays recent transactions allows you to link your account fast and easy with no problems and even if they get disconnected they re link immediately is the best spend tracking, budgeting, Bill tracking app out on the market.I never review anything this deserved kudos.

Lun. A. May 24, 2022     

YourScore Just switched from mint and I love the layout! Very easy to use with so many great features! The one complaint I have is that I wish it'd have a more in depth budgeting system, not just tips. Also I'm a seasonal worker, is there a way to set levels of income for different months on estimated income? ๐Ÿ‘๏ธ I like having access to my credit score.

wal. r. Jan 6, 2022     

YourScore for free Hands down the best credit monitoring app on the market. You can easily monitor all 3 major credit bureaus with ease. The amount of data you have access to is helpful if you're trying to build, grow, or maintain credit. freecreditscore Boost increased my score by 53 points about a year ago. I was able to jump up into the range where I could finally buy a house for the first time. There aren't enough words to express how wonderful this app is. Download it! It has help me learn how to take control of my spending

Gar. H. May 17, 2022     

YourScore Absolutely love this app I downloaded it so that I could watch my credit score and make sure I was doing everything right to build my credit and this app has helped me more than any other credit site I've used. My credit score has gone up by a 100 points already and I've been using this app for a year ๐Ÿงก I admittedly used the website to setup all my accounts before I downloaded the app. But I found it incredibly easy and didn't have any problems. I would expect that if problems were experienced, these devs would love to know the details and keep working out it. For a just out of beta app, it is incredibly polished and I am absolutely sold. I have grown very tired of Mint only acting as a service in so much as to make me a product to advertisers. free credit report seems to only be partnering with services that I would actually want and has always been my source of information to compare credit cards! So excited that I can switch to them for these Personal Finance modeling needs and can't wait to see what else they add!

A. G. u. Mar 11, 2022     

YourScore Great for monitoring your credit. My Transunion and Experian credit reports update multiple times during the month and any change to either report shows up on my free credit score Mobile App. It also has a Credit Simulator option to see how certain changes to my credit report will effect my score and there's a lot of simulation choices to pick from and review before thinking of applying for new credit, making a purchase using available credit, paying off accounts ect.. ๐Ÿ˜… Great app for monitoring your credit history

Ger. B. B. Dec 7, 2021     

YourScore legit Awesome! I love this app, & its free! I've been using this app for several years & I started in 2015 with a 254 credit score & now with the help of the free credit scores App I have a credit score of 795. Also I had only one credit card in 2015 with a $4800 credit limit. Now I have over 17 credit cards and my credit limit is over $210,000! Of course most of the cards are kept in my safe but if I need them I have them. Thank you free credit scores for all of your help, I'm a customer for life now!!! ๐Ÿค™ ๐Ÿ˜ฝ I Appreciation free credit scores - free credit score and report, it is best known as a credit and financial management platforms, but it's features.... Things especially a trends and facts that indicates the states and levels of something that provides united States credit report and free credit scores office free credit score, reports and insight , a piece of information the act and results of understanding the inner of things ๐Ÿฅณ

A. G. u. Mar 29, 2022     

YourScore free score is very helpful. It helps me to manage and keep doing great things to raise my credit score, and help me balance my accounts with no problems. It let me know the things I can do to help put me in a better position. Thanks free score! ๐Ÿ˜ฎโ€๐Ÿ’จ This app has been extremely helpful and accurate when it comes to keeping up with my accounts and credit score. They even inform me of any security breaches I'm so grateful!

Bus. T. May 5, 2022     

YourScore "I love this app! Its gives you advise, reccomndations you can set goals for yourself and add all your accounts to keep track of apending, saving credit cards. This app is amazing if you have never delt with your credit before. I always ignored my credit because I didnt understand it. But it got to a point where I had no choice and this app literally made it so much better." ๐Ÿง So far very informative... I will recommend

Her. S. May 23, 2022     

YourScore This tool has truly helped me get back on track and improve my credit rating. It offers simple tips to help you pull your financial standing back in alignment. It's easy to understand verbiage and user friendly. YourScore Great app it keeps me up to date on my credit and how to improve it...been using it for a while so no complaints รฐลธหœล  ๐Ÿ‘จโ€๐Ÿ”ฌ Looks at your financial trends and gives a good graphic display of previous transactions and future outcomes. This is definitely a must for your fight to improve and maintain your credit score. ๐Ÿ‰ It helps you keep track of your credit score and it alerts you if your SSN is being used for anything and if someone is trying to access your credit and also inform you of ways to keeping your score up.l love this App.

Ott. M. Dec 7, 2021     

YourScore no doubt UPDATE:free credit reportsis still an awesome engine to use to keep up with your credit, however I am finding out that the scores are not always accurate, but only by a point to a few points is what I've noticed, butfree credit reportsis still awesome! Until CK, I had given up on trying to get accurate score info on myself. And I absolutely LOVE being able to scroll around through the app finding more info about my credit & assistance techniques to advance & boost me into a better credit situation. Thanks free credit scores! ๐Ÿ‘‹ ๐Ÿคฒ LOVE LOVE LOVE!!! Using the browser website for Credit carma was very slow, and limited, so I decided to give the app a try and LOVE it! It's got interactive help with suggestions to better credit, easily navigated, and awesome personalization to better suit your credit building! Never would have opened my eyes to new credit card companies if it were not for the app. Absolutely love it, and recommend to everyone! No glitches whatsoever so far. ๐Ÿ™Œ

Hun. P. May 9, 2022     

YourScore I'm 51yrs old, I didn't understand how important establishing credit was when I was young, so I avoided it. Plus, I was afraid of getting in debt, so I assumed paying cash for nearly everything would suffice. I was wrong, although not getting in debt was great it wasn't practical. For almost 3yrs I've been trying to establish credit. I use 3 free sites to gain knowledge upon how to achieve credit excellence. free credit report is the (3rd) most recent site, and truly has the most accurate information. ๐Ÿ‘‡ this app might be better than every dollar

Kip. M. Dec 18, 2021     

YourScore believe it or not Easy to read and understand, has great tips to help build credit. Good app This app allows you to follow your credit score closely and it's free! You don't need a credit card to keep on file for any reason at all! It's was easy to download and it's super easy to use and understand! I've been enjoying watching my credit score because I just recently started working on building it. This app also gives you tips on what to do and how to build your credit. I will be starting to work on more recommended tips from freecreditscore very soon! I'm so happy I downloaded this app!

Jar. C. Jan 27, 2022     

YourScore freecreditscore app is the best in the market ???? ???? I love all its features and the recommendations it gives you accordingly to your credit, so that it can be build stronger. Being able to see the open or and close accounts its amazing. It gives you that choice and opportunity to take action. Since Installed the app, I'm more motivated to pay all debts. In the past year freecreditscore had helped me double my credit score. I love it! ๐Ÿคจ

A. G. u. Mar 27, 2019     

Your Score is a good tool to use in conjunction with other tools it definitely is not a stand alone app that will let you understand everything.. It doesn't use FICO, it only draws info from one bureau, and it only updates the information every 30 days. It does have good information on it that is educational if you are new to trying to clean up your credit and raise your score. It also serves as a very helpful tool when needing access to alerts on your Trans Union report easily.

A. G. u. Nov 24, 2021     

YourScore the incredible app It has been very helpful in learning how to better my credit ๐Ÿ˜ฒ ๐Ÿ™Œ This app helps me keep up with my credit. It covers all 3 credit agencies. I really like the app. It sends alerts if something happens with your credit. Which is great. Plus you can lock your credit so it can't get used by someone else. I love that part. It's worth getting. ๐Ÿ‘‹

A. G. u. Feb 16, 2022     

YourScore It does exactly what a free credit report should do. It gives you the information on your report. I don't put 100% stock in the fako number it shows, but the is I get alerts when changes happen to my credit report, I am aware what's on my report and my ego is bloated because of the great number it shows for me. Great easy to understand application that finally allowed me to correct the course my credit was on. I was able to easily dispute an error I found as well. This app has been very useful. ๐Ÿ˜›

Uri. S. A. Apr 28, 2022     

YourScore I've never been more happy with a financial app in my life. Seeing real-time credit updates makes it easier to increase my score and stay on-top of my credit asset. Before, I didn't know what it was doing so I didn't really care and it showed! I love having free credit score and Capital One. ๐Ÿคธโ€โ™‚๏ธ Accurate and readily available

Mar. M. May 29, 2020     

Love it! Notifications are on point. Great transition from email to app. I've been able to keep track of my expenses and credit card usage thanks to this app. They offer you a free savings account, tax service for your tax return, credit card suggestions with great rates based on your credit score and mortgage rates.

Uri. K. May 19, 2022     

YourScore free credit report makes it easy to understand how my credit score works and what to do to improve it. ๐Ÿ‘ฌ I love this app I have used it for years. It's helped me with financing my cars. Building up my credit score fast! Helped me clear off bad debts. My spending. My home value!!! I would totally recommend this app.

A. G. u. Mar 10, 2022     

YourScore Great app. 5 stars. Only downfall is it doesn't provide a FICO score, it's a Vantage Score 3.0. ๐Ÿ˜ด Awesome app. I've been using it for about a year now. It tracks my expenses and I was able to pay off all my debt and raise my credit score. I love reading the articles to find out more on how to save. I'm attempting to get a house now and the articles are very helpful.

Dri. D. Dec 7, 2021     

YourScore oh wow I am very happy with free credit scores. I have been a member for 5+ years now and have had a truly great and genuine experience. This year really proved to me how great free credit scores is when I filed taxes on my own for the first time ever, through free credit scores Tax. Believe me when I say it really is Absolutely free! And I say this because I tried filing online with another popular company and was going to be charged for the premium for trying to file with student loans. But not with free credit scores! ๐Ÿ˜น ๐Ÿ™ My credit score along with my wife is good however I don't understand sometimes when it shows that we have lowered our amount by a few hundred dollars but free credit scores turns around and shows us a credit rating that goes down I know it's not credit carma but it is transunion and Experianand one will show us going up and one will show us going down it's a little confusing but I enjoy being able to see what it is without harming my credit like a hard inquiry would do ๐Ÿ‘‹

Alb. S. Nov 10, 2021     

YourScore trust me Easy to navigate the app and lots of helpful information! ๐Ÿ‘ ๐Ÿ™ Being able to monitor my credit with freecreditscore has not only helped me improve my score over 100 points over the past 8 months, but has taken something that was only known to my potential creditors and putting that information square in MY hands. The suggestions for loans and credit cards have been spot on. Knowing how difficult it is to keep your score, I pay outstanding balances off immediately. Keep my loans paid on time. And are super cautious when applying for a loan. ๐Ÿ˜†

Gar. N. N. Apr 5, 2022     

YourScore trust me I like being able to track my money and financial accounts in one place as well as my opened credit accounts and see my crediYourScore absolutely Easy to navigate and a ton of features available to better monitor, understand and improve credit. Easy to navigate and a ton of features available to better monitor, understand and improve credit. t score. ๐Ÿ‘‹ ๐Ÿฅฐ I like it and they help you out with everything ๐Ÿฅณ

A. G. u. Feb 9, 2022     

YourScore has so far been able to ywlp ke buold and monitor creditor, and find the best approval for me for a credit card. I have a verry short history, and average credit. and this app is helping on all sides Free Credit Watcher, easy to use. It is usually the first or second service that emails me with updates. They are quick and easy to navigate. ๐Ÿ˜‚

Pow. L. R. May 9, 2022     

YourScore The free credit report app is informative and user friendly !! Thanks !! I enjoy it. ๐ŸŒฎ great app keeps you updated regularly even if there is a daily change. Easy to use and also keeps you updated on what you need to increase your score. i would love to see more offers of what a person qualifies for based on their score within the app. Excellent app

Oli. H. H. May 23, 2022     

YourScore Great app. Their (free) help and tips allowed me to improve from POOR to GOOD Credit in a few months. Absolutely the best. ๐Ÿ‘ฌ Love it keeps tYourScore Ioving... it...awesome on top!!! ๐Ÿ‘„ Updates my credit score at least once a month and let's me know if there has been any discrepancy on the black web. rack of my spending, tips and credit score updates and what else I can do to financially succeed.

A. G. u. Oct 5, 2018     

For anybody who wants their free credit score this app is an asset. It is much faster than other free credit score apps and the information is very very accurate. I was able to get all three free credit scores from the three credit bureaus Equifax TransUnion and Experian. Some of the other apps and websites promised you a free credit score but only give you one and is not even your actual credit score. That is not the case on your score. They give you the real scores. Great app!

A. G. u. Jan 6, 2022     

YourScore the best app I like the App, I've used it several times. it helps keep me on track, so I know what to do next on raising my credit score, this has helped. It is finally tracking everything, it took them 4 years to start getting it right. I listened to the tips and my credit score is steadily increasing.

Rob. R. Apr 25, 2022     

YourScore My favorite app at this moment! First off all is FREE for real. Also, when I made a loan it notified me of the inquiry instantly in front of the bank teller. She validated that the score of the app was close to accurate before and after adding the loan account. I can see my grades for the components of the score. The app provided me with tips on how to plan to payoff my debt. For these reasons I made my parents and brothers to download the app too. I recomend it to everyone! ๐Ÿ‘ This app has taught me so much about my credit and it's been so easy improving my credit score! Thanks so much, free score!! All I did was pay attention to free score notifications and followed their super quick suggestions. I used to have the worst credit but this app has changed me. I now take pride in my credit score! I have even taught my friends and gotten my family to use free score too!!